Cincinnati Financial Financials

CINF Stock  USD 156.47  1.62  1.05%   
Based on the analysis of Cincinnati Financial's profitability, liquidity, and operating efficiency, Cincinnati Financial may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At this time, Cincinnati Financial's Retained Earnings are most likely to increase significantly in the upcoming years. The Cincinnati Financial's current Other Assets is estimated to increase to about 19.8 B, while Net Debt is forecasted to increase to (31.4 M). Key indicators impacting Cincinnati Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.080.0674
Fairly Up
Slightly volatile
Current Ratio84.6380.6
Sufficiently Up
Slightly volatile
Investors should never underestimate Cincinnati Financial's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Cincinnati Financial's cash flow, debt, and profitability to make informed and accurate decisions about investing in Cincinnati Financial.

Net Income

1.94 Billion

  
Understanding current and past Cincinnati Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Cincinnati Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in Cincinnati Financial's assets may result in an increase in income on the income statement.

Cincinnati Financial Stock Summary

Cincinnati Financial competes with Progressive Corp, Travelers Companies, Chubb, W R, and Allstate. Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio. Cincinnati Financial operates under InsuranceProperty Casualty classification in the United States and is traded on NASDAQ Exchange. It employs 5166 people.
Specialization
Financial Services, Insurance - Property & Casualty
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS1720621010
CUSIP172062101
LocationOhio; U.S.A
Business Address6200 South Gilmore
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.cinfin.com
Phone513 870 2000
CurrencyUSD - US Dollar

Cincinnati Financial Key Financial Ratios

Cincinnati Financial Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets25.4B27.5B31.4B29.7B32.8B34.4B
Net Debt118M(1M)(242M)(373M)(33M)(31.4M)
Retained Earnings9.3B10.1B12.6B11.7B13.1B13.7B
Other Assets2.4B2.6B2.8B3.1B18.9B19.8B
Total Liab15.5B16.8B18.3B19.2B20.7B21.7B
Net Receivables2.6B2.6B2.9B3.2B3.5B3.7B
Total Current Assets3.4B3.5B4.0B4.5B962M975.9M
Short Term Debt32M39M54M50M25M23.8M
Other Current Liab13.3B(39M)(54M)(1.1B)(25M)(23.8M)
Cash767M900M1.1B1.3B907M493.3M
Other Liab9.6B12.9B14.1B11.4B13.1B13.8B
Long Term Debt39M54M843M841M790M829.5M
Treasury Stock(1.5B)(1.8B)(1.9B)(2.3B)(2.1B)(2.0B)
Other Current Assets3.2B65M78M51M55M57.8M
Net Tangible Assets9.9B10.8B13.1B10.5B12.1B8.6B
Accounts Payable2.1B2.4B2.6B3.1B3.5B3.7B
Good Will(1.2B)17.8B19.3B30M34.5M32.8M
Long Term Debt Total846M845M843M841M967.2M916.6M
Capital Surpluse1.3B1.3B1.4B1.4B1.6B1.4B

Cincinnati Financial Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash(17M)133M239M125M(357M)(339.2M)
Free Cash Flow1.2B1.5B2.0B2.0B2.0B2.1B
Depreciation72M81M93M127M112M117.6M
Other Non Cash Items(1.6B)(808M)(2.3B)1.5B(1.1B)(1.0B)
Dividends Paid355M375M395M423M454M230.7M
Capital Expenditures16M20M24M15M18M19.4M
Net Income2.0B1.2B2.9B(486M)1.8B1.9B
End Period Cash Flow767M900M1.1B1.3B907M952.4M
Change To Netincome(1.3B)(597M)(1.8B)1.1B1.0B1.1B
Investments(583M)(490M)(929M)(788M)(1.5B)(1.4B)
Net Borrowings7M15M12M(4M)(3.6M)(3.4M)

Cincinnati Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Cincinnati Financial's current stock value. Our valuation model uses many indicators to compare Cincinnati Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Cincinnati Financial competition to find correlations between indicators driving Cincinnati Financial's intrinsic value. More Info.
Cincinnati Financial is rated second in return on equity category among its peers. It is number one stock in return on asset category among its peers reporting about  0.29  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Cincinnati Financial is roughly  3.48 . At this time, Cincinnati Financial's Return On Equity is most likely to increase slightly in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value Cincinnati Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Cincinnati Financial Systematic Risk

Cincinnati Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Cincinnati Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was three with a total number of output elements of fifty-eight. The Beta measures systematic risk based on how returns on Cincinnati Financial correlated with the market. If Beta is less than 0 Cincinnati Financial generally moves in the opposite direction as compared to the market. If Cincinnati Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Cincinnati Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Cincinnati Financial is generally in the same direction as the market. If Beta > 1 Cincinnati Financial moves generally in the same direction as, but more than the movement of the benchmark.

Cincinnati Financial Thematic Clasifications

Cincinnati Financial is part of several thematic ideas from Insurance Providers to FinTech. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Today, most investors in Cincinnati Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Cincinnati Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Cincinnati Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.0175)

At this time, Cincinnati Financial's Price Earnings To Growth Ratio is most likely to slightly decrease in the upcoming years.

Cincinnati Financial November 25, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Cincinnati Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Cincinnati Financial. We use our internally-developed statistical techniques to arrive at the intrinsic value of Cincinnati Financial based on widely used predictive technical indicators. In general, we focus on analyzing Cincinnati Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Cincinnati Financial's daily price indicators and compare them against related drivers.

Complementary Tools for Cincinnati Stock analysis

When running Cincinnati Financial's price analysis, check to measure Cincinnati Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cincinnati Financial is operating at the current time. Most of Cincinnati Financial's value examination focuses on studying past and present price action to predict the probability of Cincinnati Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cincinnati Financial's price. Additionally, you may evaluate how the addition of Cincinnati Financial to your portfolios can decrease your overall portfolio volatility.
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