ECB Bancorp Financials
| ECBK Stock | USD 14.99 0.10 0.67% |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Net Profit Margin | 0.21 | 0.178 |
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| Return On Assets | 0.0056 | 0.0035 |
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| Return On Equity | 0.0447 | 0.027 |
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| Debt Equity Ratio | 1.3 | 1.2371 |
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| Operating Income | 7.4 M | 6 M |
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| Current Ratio | 0.19 | 0.15 |
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Investors should never underestimate ECB Bancorp's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor ECB Bancorp's cash flow, debt, and profitability to make informed and accurate decisions about investing in ECB Bancorp.
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ECB | Select Account or Indicator |
Understanding current and past ECB Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of ECB Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in ECB Bancorp's assets may result in an increase in income on the income statement.
ECB Bancorp Stock Summary
ECB Bancorp competes with Home Federal, Magyar Bancorp, Community West, Lake Shore, and Oak Valley. ECB Bancorp, Inc. focuses on operating as a holding company for Everett Co-operative Bank that provides various banking products and services. The company was founded in 1890 and is based in Everett, Massachusetts. ECB Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 54 people.Specialization | Financial Services, Banks - Regional |
| Instrument | USA Stock View All |
| Exchange | NASDAQ Exchange |
| CUSIP | 26828M106 |
| Location | Massachusetts; U.S.A |
| Business Address | 419 Broadway, Everett, |
| Sector | Banks |
| Industry | Financials |
| Benchmark | Dow Jones Industrial |
| Website | www.everettbank.com |
| Phone | 617 387 1110 |
| Currency | USD - US Dollar |
ECB Bancorp Key Financial Ratios
| Return On Equity | 0.0201 | ||||
| Profit Margin | 0.13 % | ||||
| Operating Margin | 0.26 % | ||||
| Price To Sales | 5.49 X | ||||
| Revenue | 25.04 M |
ECB Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining ECB Bancorp's current stock value. Our valuation model uses many indicators to compare ECB Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across ECB Bancorp competition to find correlations between indicators driving ECB Bancorp's intrinsic value. More Info.ECB Bancorp is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.13 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for ECB Bancorp is roughly 7.73 . At this time, ECB Bancorp's Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value ECB Bancorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.ECB Bancorp Systematic Risk
ECB Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. ECB Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was three with a total number of output elements of fifty-eight. The Beta measures systematic risk based on how returns on ECB Bancorp correlated with the market. If Beta is less than 0 ECB Bancorp generally moves in the opposite direction as compared to the market. If ECB Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one ECB Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of ECB Bancorp is generally in the same direction as the market. If Beta > 1 ECB Bancorp moves generally in the same direction as, but more than the movement of the benchmark.
ECB Bancorp Thematic Clasifications
ECB Bancorp is part of Banking investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. USA Equities from Banking industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions
This theme covers USA Equities from Banking industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions. Get More Thematic Ideas
| Banking | View |
Today, most investors in ECB Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various ECB Bancorp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of ECB Bancorp growth as a starting point in their analysis.
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ECB Bancorp November 23, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of ECB Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of ECB Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of ECB Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing ECB Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build ECB Bancorp's daily price indicators and compare them against related drivers.
| Downside Deviation | 1.48 | |||
| Information Ratio | 0.0546 | |||
| Maximum Drawdown | 7.11 | |||
| Value At Risk | (2.05) | |||
| Potential Upside | 2.66 |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in ECB Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy ECB Stock please use our How to buy in ECB Stock guide.You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ECB Bancorp. If investors know ECB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ECB Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.13) | Earnings Share 0.39 | Revenue Per Share 2.976 | Quarterly Revenue Growth (0.01) | Return On Assets 0.0026 |
The market value of ECB Bancorp is measured differently than its book value, which is the value of ECB that is recorded on the company's balance sheet. Investors also form their own opinion of ECB Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ECB Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ECB Bancorp's market value can be influenced by many factors that don't directly affect ECB Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ECB Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ECB Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ECB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.