ECB Bancorp Valuation
| ECBK Stock | USD 14.99 0.10 0.67% |
At this time, the entity appears to be fairly valued. ECB Bancorp owns a latest Real Value of $14.63 per share. The recent price of the entity is $14.99. Our model computes the value of ECB Bancorp from analyzing the entity fundamentals such as Shares Outstanding of 9.12 M, return on asset of 0.0026, and Current Valuation of 250.45 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting ECB Bancorp's valuation include:
Price Book 0.8176 | Enterprise Value 250.4 M | Price Sales 5.4939 | Trailing PE 38.1795 | Enterprise Value Revenue 14.6133 |
Fairly Valued
Today
Please note that ECB Bancorp's price fluctuation is very steady at this time. Calculation of the real value of ECB Bancorp is based on 3 months time horizon. Increasing ECB Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
ECB Bancorp's intrinsic value may or may not be the same as its current market price of 14.99, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 14.99 | Real 14.63 | Hype 15.08 | Naive 14.78 |
The intrinsic value of ECB Bancorp's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence ECB Bancorp's stock price.
Estimating the potential upside or downside of ECB Bancorp helps investors to forecast how ECB stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of ECB Bancorp more accurately as focusing exclusively on ECB Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use ECB Bancorp's intrinsic value based on its ongoing forecasts of ECB Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against ECB Bancorp's closest peers.
ECB Bancorp Cash |
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ECB Valuation Trend
Knowing ECB Bancorp's actual value is paramount for traders when making sound investment determinations. Using both ECB Bancorp's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
ECB Bancorp Total Value Analysis
ECB Bancorp is currently forecasted to have valuation of 250.45 M with market capitalization of 135.76 M, debt of 234 M, and cash on hands of 34.51 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the ECB Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
250.45 M | 135.76 M | 234 M | 34.51 M |
ECB Bancorp Investor Information
About 14.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.82. Some equities with similar Price to Book (P/B) outperform the market in the long run. ECB Bancorp had not issued any dividends in recent years. Based on the analysis of ECB Bancorp's profitability, liquidity, and operating efficiency, ECB Bancorp is performing exceptionally good at this time. It has a great probability to report excellent financial results in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.34 | 0.239 |
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| Total Cash From Operating Activities | 7.1 M | 6.4 M |
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| Operating Income | 7.4 M | 6 M |
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ECB Bancorp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of ECB suggests not a very effective usage of assets in November.ECB Bancorp Ownership Allocation
The market capitalization of ECB Bancorp is $135.76 Million. ECB Bancorp owns 14.37 % of its outstanding shares held by insiders and 23.67 % owned by institutions. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the entity is less than the current market value, you may not be able generate positive returns on investment in the long run.ECB Bancorp Profitability Analysis
The company reported the previous year's revenue of 25.04 M. Net Income was 4.46 M with profit before overhead, payroll, taxes, and interest of 19.56 M.About ECB Bancorp Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of ECB Bancorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of ECB Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing ECB Bancorp's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of ECB Bancorp's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of ECB Bancorp. We calculate exposure to ECB Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of ECB Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 25 M | 24 M | |
| Pretax Profit Margin | 0.24 | 0.29 | |
| Operating Profit Margin | 0.24 | 0.34 | |
| Net Profit Margin | 0.18 | 0.21 |
ECB Bancorp Quarterly Retained Earnings |
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ECB Bancorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as ECB Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 8.5 M | |
| Quarterly Earnings Growth Y O Y | -0.13 |
ECB Bancorp Current Valuation Indicators
ECB Bancorp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final ECB Bancorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as ECB Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use ECB Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes ECB Bancorp's worth.When determining whether ECB Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if ECB Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Ecb Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Ecb Bancorp Stock: Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in ECB Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy ECB Stock please use our How to buy in ECB Stock guide.You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ECB Bancorp. If investors know ECB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ECB Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.13) | Earnings Share 0.39 | Revenue Per Share 2.976 | Quarterly Revenue Growth (0.01) | Return On Assets 0.0026 |
The market value of ECB Bancorp is measured differently than its book value, which is the value of ECB that is recorded on the company's balance sheet. Investors also form their own opinion of ECB Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ECB Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ECB Bancorp's market value can be influenced by many factors that don't directly affect ECB Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ECB Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ECB Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ECB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.