ECB Financial Statements From 2010 to 2026

ECBK Stock  USD 17.16  0.04  0.23%   
Analyzing historical trends in various income statement and balance sheet accounts from ECB Bancorp's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting ECB Bancorp's valuation are summarized below:
Gross Profit
29.9 M
Profit Margin
0.2218
Market Capitalization
153.3 M
Enterprise Value Revenue
13.3642
Revenue
29.9 M
There are currently one hundred twenty fundamental measures for ECB Bancorp that can be evaluated and compared over time across peers in the sector. We recommend to verify ECB Bancorp's latest fundamental drivers against the all of the trends between 2010 and 2026. Market Cap is expected to rise to about 156.1 M this year, although Enterprise Value will most likely fall to about 146.9 M.

ECB Bancorp Total Revenue

44.23 Million

Check ECB Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among ECB Bancorp's main balance sheet or income statement drivers, such as Tax Provision of 1.1 M, Net Interest Income of 23.9 M or Interest Income of 41.7 M, as well as many indicators such as Price To Sales Ratio of 1.96, Dividend Yield of 0.0 or PTB Ratio of 1.5. ECB financial statements analysis is a perfect complement when working with ECB Bancorp Valuation or Volatility modules.
  
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Check out the analysis of ECB Bancorp Correlation against competitors.
For more information on how to buy ECB Stock please use our How to buy in ECB Stock guide.

ECB Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.1 B1.6 B801.6 M
Slightly volatile
Short and Long Term Debt Total147.2 M269.1 M74.4 M
Slightly volatile
Other Current Liabilities802.6 M1.1 B618.4 M
Slightly volatile
Total Current Liabilities802.6 M1.1 B618.4 M
Slightly volatile
Total Stockholder Equity142.2 M193.5 M100.7 M
Slightly volatile
Other Liabilities7.5 M9.8 M6.4 M
Slightly volatile
Net Tangible Assets82.7 M88.9 M75.5 M
Slightly volatile
Property Plant And Equipment NetM3.2 M3.8 M
Slightly volatile
Retained Earnings88.5 M101 M77.9 M
Slightly volatile
Accounts Payable584.7 M657.5 M525.6 M
Slightly volatile
Cash95.8 M181.4 M67.5 M
Slightly volatile
Non Current Assets Total997.3 M1.4 B725.4 M
Slightly volatile
Non Currrent Assets Other24 M36.5 M16.4 M
Slightly volatile
Long Term Debt147.2 M269.1 M74.4 M
Slightly volatile
Cash And Short Term Investments103.4 M198.1 M73.9 M
Slightly volatile
Net ReceivablesM4.6 M2.3 M
Slightly volatile
Common Stock Shares OutstandingM7.5 M11 M
Slightly volatile
Short Term Investments17.6 M16.8 MM
Slightly volatile
Liabilities And Stockholders Equity1.1 B1.6 B801.6 M
Slightly volatile
Non Current Liabilities Total159 M289.1 M82.5 M
Slightly volatile
Total Liabilities961.6 M1.4 B700.9 M
Slightly volatile
Net Invested Capital289.3 M462.6 M175.1 M
Slightly volatile
Long Term Investments82 M91.7 M66.3 M
Slightly volatile
Property Plant And Equipment GrossM9.7 M8.1 M
Slightly volatile
Total Current Assets106.4 M202.7 M76.2 M
Slightly volatile
Short Term Debt33.9 M29 M21.8 M
Slightly volatile
Property Plant Equipment3.1 M3.4 M3.8 M
Slightly volatile
Common Stock73.6 K81.9 K90.3 K
Slightly volatile

ECB Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Tax Provision1.1 M1.2 M1.5 M
Slightly volatile
Net Interest Income23.9 M28.7 M18.8 M
Slightly volatile
Interest Income41.7 M77.1 M30.8 M
Slightly volatile
Depreciation And Amortization245.3 K271.8 K326.5 K
Slightly volatile
Interest Expense50.8 M48.4 M14.3 M
Slightly volatile
Selling General Administrative12.1 M16.8 M8.7 M
Slightly volatile
Selling And Marketing Expenses736.1 K633.6 K630.9 K
Slightly volatile
Total Revenue44.2 M78.5 M32.4 M
Slightly volatile
Gross Profit24.1 M29.9 M19.5 M
Slightly volatile
Other Operating Expenses38.3 M72.3 M26.3 M
Slightly volatile
Operating Income4.3 M4.8 MM
Slightly volatile
Net Income From Continuing Ops3.2 M3.6 M4.5 M
Slightly volatile
EBIT4.3 M4.8 MM
Slightly volatile
EBITDA4.5 M5.1 M6.3 M
Slightly volatile
Cost Of Revenue51 M48.6 M14.7 M
Slightly volatile
Total Operating Expenses18.2 M23.8 M13.4 M
Slightly volatile
Reconciled Depreciation246.1 K271.8 K326.8 K
Slightly volatile
Income Before Tax4.3 M4.8 MM
Slightly volatile
Net Income Applicable To Common Shares3.6 M3.6 M4.5 M
Slightly volatile
Net Income3.2 M3.6 M4.4 M
Slightly volatile
Income Tax Expense1.1 M1.2 M1.5 M
Slightly volatile

ECB Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Change In Cash28 M44.4 M19.4 M
Slightly volatile
Stock Based Compensation1.2 M2.1 M551.6 K
Slightly volatile
Free Cash Flow6.9 M7.2 M5.6 M
Slightly volatile
Change In Working Capital234.3 K246.6 K679.8 K
Slightly volatile
Begin Period Cash Flow143.7 M136.9 M52.5 M
Slightly volatile
Other Cashflows From Financing Activities126.4 M149.8 M89.8 M
Slightly volatile
Depreciation245.3 K271.8 K326.5 K
Slightly volatile
Capital Expenditures65.5 K69 K121.2 K
Pretty Stable
Total Cash From Operating ActivitiesM7.2 M5.7 M
Slightly volatile
Change To Operating Activities1.1 M1.4 M962.1 K
Slightly volatile
Net Income3.2 M3.6 M4.4 M
Slightly volatile
Total Cash From Financing Activities189.4 M146.7 M107.8 M
Slightly volatile
End Period Cash Flow95.7 M181.3 M67.4 M
Slightly volatile
Change To Inventory664.8 K747.9 K816.3 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.962.066.0434
Slightly volatile
PTB Ratio1.50.841.9258
Slightly volatile
Days Sales Outstanding28.5124.6927.9156
Slightly volatile
Book Value Per Share11.4218.349.4617
Slightly volatile
Free Cash Flow Yield0.03670.04580.0353
Slightly volatile
Operating Cash Flow Per Share0.540.690.5155
Slightly volatile
Stock Based Compensation To Revenue0.01570.02460.0187
Pretty Stable
Capex To Depreciation0.170.180.3687
Pretty Stable
PB Ratio1.50.841.9258
Slightly volatile
EV To Sales5.832.935.8707
Slightly volatile
Free Cash Flow Per Share0.530.680.5038
Slightly volatile
ROIC0.01040.01090.0341
Slightly volatile
Net Income Per Share0.330.440.4001
Pretty Stable
Sales General And Administrative To Revenue0.330.250.289
Very volatile
Capex To Revenue0.0010.0010.0043
Slightly volatile
Cash Per Share19.7218.787.6639
Slightly volatile
POCF Ratio25.1122.3829.4778
Slightly volatile
Interest Coverage0.140.150.9109
Slightly volatile
Capex To Operating Cash Flow0.00810.00860.0212
Pretty Stable
PFCF Ratio25.7222.5930.1321
Slightly volatile
Income Quality1.361.421.2791
Slightly volatile
ROE0.0410.02730.0541
Slightly volatile
EV To Operating Cash Flow22.8324.8428.224
Slightly volatile
PE Ratio40.1635.3136.0413
Very volatile
Return On Tangible Assets0.00510.00320.0067
Slightly volatile
EV To Free Cash Flow23.4725.0828.8901
Pretty Stable
Earnings Yield0.02340.02930.0283
Very volatile
Current Ratio0.10.160.1135
Slightly volatile
Tangible Book Value Per Share11.4218.349.4617
Slightly volatile
Receivables Turnover11.515.313.1639
Slightly volatile
Graham Number8.9713.48.9092
Slightly volatile
Shareholders Equity Per Share11.4218.349.4617
Slightly volatile
Debt To Equity0.661.120.4905
Slightly volatile
Capex Per Share0.00620.00650.0113
Pretty Stable
Revenue Per Share7.817.443.3017
Slightly volatile
Interest Debt Per Share13.7327.368.5998
Slightly volatile
Debt To Assets0.0880.130.0625
Slightly volatile
Enterprise Value Over EBITDA27.9527.5826.1018
Slightly volatile
Short Term Coverage Ratios0.280.250.3256
Slightly volatile
Price Earnings Ratio40.1635.3136.0413
Very volatile
Operating Cycle28.5124.6927.9156
Slightly volatile
Price Book Value Ratio1.50.841.9258
Slightly volatile
Price To Operating Cash Flows Ratio25.1122.3829.4778
Slightly volatile
Price To Free Cash Flows Ratio25.7222.5930.1321
Slightly volatile
Pretax Profit Margin0.180.09050.2329
Slightly volatile
Operating Profit Margin0.180.09050.2329
Slightly volatile
Effective Tax Rate0.280.30.2584
Slightly volatile
Company Equity Multiplier8.679.698.1308
Slightly volatile
Long Term Debt To Capitalization0.310.50.2792
Slightly volatile
Total Debt To Capitalization0.310.50.2792
Slightly volatile
Return On Capital Employed0.0140.01470.0512
Slightly volatile
Debt Equity Ratio0.661.120.4905
Slightly volatile
Ebit Per Revenue0.180.09050.2329
Slightly volatile
Quick Ratio0.10.160.1135
Slightly volatile
Dividend Paid And Capex Coverage Ratio99.1894.4654.3222
Slightly volatile
Net Income Per E B T0.60.670.7328
Slightly volatile
Cash Ratio0.0880.140.0985
Slightly volatile
Cash Conversion Cycle28.5124.6927.9156
Slightly volatile
Operating Cash Flow Sales Ratio0.210.110.2063
Slightly volatile
Days Of Sales Outstanding28.5124.6927.9156
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.071.140.9921
Slightly volatile
Cash Flow Coverage Ratios0.03290.03460.2346
Slightly volatile
Price To Book Ratio1.50.841.9258
Slightly volatile
Fixed Asset Turnover18.3717.58.6829
Slightly volatile
Capital Expenditure Coverage Ratio99.1894.4654.3222
Slightly volatile
Price Cash Flow Ratio25.1122.3829.4778
Slightly volatile
Enterprise Value Multiple27.9527.5826.1018
Slightly volatile
Debt Ratio0.0880.130.0625
Slightly volatile
Cash Flow To Debt Ratio0.03290.03460.2346
Slightly volatile
Price Sales Ratio1.962.066.0434
Slightly volatile
Return On Assets0.00510.00320.0067
Slightly volatile
Asset Turnover0.03110.04330.0386
Very volatile
Net Profit Margin0.130.06720.1732
Slightly volatile
Gross Profit Margin0.680.440.6845
Slightly volatile
Price Fair Value1.50.841.9258
Slightly volatile
Return On Equity0.0410.02730.0541
Slightly volatile

ECB Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap156.1 M140.9 M160.6 M
Slightly volatile
Enterprise Value146.9 M156.4 M158.3 M
Slightly volatile

ECB Fundamental Market Drivers

ECB Upcoming Events

4th of April 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About ECB Bancorp Financial Statements

ECB Bancorp investors utilize fundamental indicators, such as revenue or net income, to predict how ECB Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue78.5 M44.2 M
Cost Of Revenue48.6 M51 M
Stock Based Compensation To Revenue 0.02  0.02 
Sales General And Administrative To Revenue 0.25  0.33 
Revenue Per Share 7.44  7.81 
Ebit Per Revenue 0.09  0.18 

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When determining whether ECB Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if ECB Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Ecb Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Ecb Bancorp Stock:
Check out the analysis of ECB Bancorp Correlation against competitors.
For more information on how to buy ECB Stock please use our How to buy in ECB Stock guide.
You can also try the USA ETFs module to find actively traded Exchange Traded Funds (ETF) in USA.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ECB Bancorp. If investors know ECB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ECB Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.109
Earnings Share
0.8
Revenue Per Share
3.663
Quarterly Revenue Growth
0.315
Return On Assets
0.0046
The market value of ECB Bancorp is measured differently than its book value, which is the value of ECB that is recorded on the company's balance sheet. Investors also form their own opinion of ECB Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ECB Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ECB Bancorp's market value can be influenced by many factors that don't directly affect ECB Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ECB Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ECB Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ECB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.