ECB Financial Statements From 2010 to 2026

ECBK Stock  USD 18.10  0.01  0.06%   
Analyzing historical trends in various income statement and balance sheet accounts from ECB Bancorp's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting ECB Bancorp's valuation are summarized below:
Gross Profit
31.7 M
Profit Margin
0.2451
Market Capitalization
159.2 M
Enterprise Value Revenue
13.3551
Revenue
31.7 M
There are currently one hundred twenty fundamental measures for ECB Bancorp that can be evaluated and compared over time across peers in the sector. We recommend to verify ECB Bancorp's latest fundamental drivers against the all of the trends between 2010 and 2026. Market Cap is expected to rise to about 155.9 M this year. Enterprise Value is expected to rise to about 447 M this year

ECB Bancorp Total Revenue

51.19 Million

Check ECB Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among ECB Bancorp's main balance sheet or income statement drivers, such as Tax Provision of 1.1 M, Net Interest Income of 23.9 M or Interest Income of 41.7 M, as well as many indicators such as Price To Sales Ratio of 1.71, Dividend Yield of 0.0 or PTB Ratio of 1.4. ECB financial statements analysis is a perfect complement when working with ECB Bancorp Valuation or Volatility modules.
  
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Check out the analysis of ECB Bancorp Correlation against competitors.
For more information on how to buy ECB Stock please use our How to buy in ECB Stock guide.

ECB Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.2 B1.6 B806.7 M
Slightly volatile
Short and Long Term Debt Total174.9 M284.8 M77 M
Slightly volatile
Other Current Liabilities77.4 M81.5 M513 M
Very volatile
Total Current Liabilities77.4 M81.5 M513 M
Very volatile
Total Stockholder Equity150 M171.9 M99.9 M
Slightly volatile
Other Liabilities7.5 M9.8 M6.4 M
Slightly volatile
Net Tangible Assets82.7 M88.9 M75.5 M
Slightly volatile
Property Plant And Equipment NetM3.4 M3.8 M
Slightly volatile
Retained Earnings91.3 M95.6 M77.8 M
Slightly volatile
Accounts Payable584.7 M657.5 M525.6 M
Slightly volatile
Cash95.8 M181.4 M67.5 M
Slightly volatile
Non Current Assets Total997.3 M1.4 B725.4 M
Slightly volatile
Long Term Debt147.2 M269.1 M74.4 M
Slightly volatile
Cash And Short Term Investments103.4 M198.1 M73.9 M
Slightly volatile
Net ReceivablesM4.6 M2.3 M
Slightly volatile
Common Stock Shares Outstanding7.7 M8.3 M11.1 M
Slightly volatile
Short Term Investments17.6 M16.8 MM
Slightly volatile
Liabilities And Stockholders Equity1.2 B1.6 B806.7 M
Slightly volatile
Non Current Liabilities Total159 M289.1 M82.5 M
Slightly volatile
Total Liabilities1.1 B1.4 B706.7 M
Slightly volatile
Net Invested Capital289.3 M462.6 M175.1 M
Slightly volatile
Long Term Investments82 M91.7 M66.3 M
Slightly volatile
Property Plant And Equipment GrossM9.7 M8.1 M
Slightly volatile
Total Current Assets107.1 M100.1 M70.2 M
Slightly volatile
Short Term Debt33.9 M29 M21.8 M
Slightly volatile
Property Plant Equipment3.1 M3.4 M3.8 M
Slightly volatile
Common Stock72.8 K88 K90.6 K
Slightly volatile

ECB Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Tax Provision1.1 M1.2 M1.5 M
Slightly volatile
Net Interest Income23.9 M28.7 M18.8 M
Slightly volatile
Interest Income41.7 M77.1 M30.8 M
Slightly volatile
Depreciation And Amortization245.3 K271.8 K326.5 K
Slightly volatile
Interest Expense24.4 M46.3 M12.6 M
Slightly volatile
Selling General Administrative1.3 M1.4 M7.2 M
Pretty Stable
Selling And Marketing Expenses531.3 K639 K619.2 K
Pretty Stable
Total Revenue51.2 M78.2 M32.8 M
Slightly volatile
Gross Profit24.1 M29.9 M19.5 M
Slightly volatile
Other Operating Expenses38.3 M72.3 M26.3 M
Slightly volatile
Operating Income6.8 M10.4 M6.4 M
Very volatile
Net Income From Continuing Ops3.2 M3.6 M4.5 M
Slightly volatile
EBIT4.3 M4.8 MM
Slightly volatile
EBITDA7.1 M10.4 M6.7 M
Very volatile
Cost Of Revenue51 M48.6 M14.7 M
Slightly volatile
Total Operating Expenses1.9 MM11.2 M
Very volatile
Reconciled Depreciation246.1 K271.8 K326.8 K
Slightly volatile
Income Before Tax6.8 M10.4 M6.4 M
Very volatile
Net Income Applicable To Common Shares3.6 M3.6 M4.5 M
Slightly volatile
Net Income5.1 M7.8 M4.8 M
Very volatile
Income Tax Expense1.7 M2.6 M1.6 M
Very volatile

ECB Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Change In Cash28 M44.4 M19.4 M
Slightly volatile
Stock Based Compensation1.2 M2.1 M551.6 K
Slightly volatile
Free Cash Flow6.9 M7.2 M5.6 M
Slightly volatile
Change In Working Capital234.3 K246.6 K679.8 K
Slightly volatile
Begin Period Cash Flow143.7 M136.9 M52.5 M
Slightly volatile
Other Cashflows From Financing Activities126.4 M149.8 M89.8 M
Slightly volatile
Depreciation245.3 K271.8 K326.5 K
Slightly volatile
Capital Expenditures65.5 K69 K121.2 K
Pretty Stable
Total Cash From Operating ActivitiesM7.2 M5.7 M
Slightly volatile
Change To Operating Activities1.1 M1.4 M962.1 K
Slightly volatile
Net Income3.2 M3.6 M4.4 M
Slightly volatile
Total Cash From Financing Activities189.4 M146.7 M107.8 M
Slightly volatile
End Period Cash Flow95.7 M181.3 M67.4 M
Slightly volatile
Change To Inventory664.8 K747.9 K816.3 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.711.80186.0135
Slightly volatile
PTB Ratio1.40.81931.9187
Slightly volatile
Days Sales Outstanding28.5124.6927.9156
Slightly volatile
Book Value Per Share12.3521.22569.6862
Slightly volatile
Free Cash Flow Yield0.03670.04580.0353
Slightly volatile
Operating Cash Flow Per Share0.540.690.5155
Slightly volatile
Stock Based Compensation To Revenue0.01570.02460.0187
Pretty Stable
Capex To Depreciation0.170.180.3687
Pretty Stable
PB Ratio1.40.81931.9187
Slightly volatile
EV To Sales5.935.44496.046
Slightly volatile
Free Cash Flow Per Share0.530.680.5038
Slightly volatile
ROIC0.440.4170.0873
Slightly volatile
Net Income Per Share1.010.95950.4707
Slightly volatile
Sales General And Administrative To Revenue0.01660.01750.2569
Slightly volatile
Capex To Revenue0.0010.0010.0043
Slightly volatile
Cash Per Share19.7218.787.6639
Slightly volatile
POCF Ratio25.1122.3829.4778
Slightly volatile
Interest Coverage0.210.22430.9194
Slightly volatile
Capex To Operating Cash Flow0.00810.00860.0212
Pretty Stable
PFCF Ratio25.7222.5930.1321
Slightly volatile
Income Quality1.361.421.2791
Slightly volatile
ROE0.04250.04520.0553
Slightly volatile
EV To Operating Cash Flow23.4628.4228.7052
Very volatile
PE Ratio17.2218.124633.681
Slightly volatile
Return On Tangible Assets0.00510.00480.0068
Slightly volatile
EV To Free Cash Flow24.1228.6929.3764
Very volatile
Earnings Yield0.05790.05520.0318
Slightly volatile
Current Ratio1.291.22870.2452
Slightly volatile
Tangible Book Value Per Share12.3521.22569.6862
Slightly volatile
Receivables Turnover11.515.313.1639
Slightly volatile
Graham Number22.4821.40610.1749
Slightly volatile
Shareholders Equity Per Share12.3521.22569.6862
Slightly volatile
Debt To Equity1.741.65650.5943
Slightly volatile
Capex Per Share0.00620.00650.0113
Pretty Stable
Revenue Per Share10.139.65153.5683
Slightly volatile
Interest Debt Per Share42.9240.872211.2898
Slightly volatile
Debt To Assets0.0960.17740.0668
Slightly volatile
Enterprise Value Over EBITDA29.3541.013627.2336
Slightly volatile
Price Earnings Ratio17.2218.124633.681
Slightly volatile
Operating Cycle28.5124.6927.9156
Slightly volatile
Price Book Value Ratio1.40.81931.9187
Slightly volatile
Price To Operating Cash Flows Ratio25.1122.3829.4778
Slightly volatile
Price To Free Cash Flows Ratio25.7222.5930.1321
Slightly volatile
Pretax Profit Margin0.180.13280.2354
Slightly volatile
Operating Profit Margin0.180.13280.2354
Slightly volatile
Effective Tax Rate0.280.25120.2555
Very volatile
Company Equity Multiplier6.59.33887.9825
Pretty Stable
Long Term Debt To Capitalization0.350.62360.2905
Slightly volatile
Total Debt To Capitalization0.350.62360.2905
Slightly volatile
Return On Capital Employed0.00650.00680.0503
Slightly volatile
Debt Equity Ratio1.741.65650.5943
Slightly volatile
Ebit Per Revenue0.180.13280.2354
Slightly volatile
Quick Ratio1.291.22870.2452
Slightly volatile
Dividend Paid And Capex Coverage Ratio99.1894.4654.3222
Slightly volatile
Net Income Per E B T0.60.74880.7374
Slightly volatile
Cash Ratio0.0880.140.0985
Slightly volatile
Cash Conversion Cycle28.5124.6927.9156
Slightly volatile
Operating Cash Flow Sales Ratio0.210.110.2063
Slightly volatile
Days Of Sales Outstanding28.5124.6927.9156
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.071.140.9921
Slightly volatile
Cash Flow Coverage Ratios0.02940.03090.234
Slightly volatile
Price To Book Ratio1.40.81931.9187
Slightly volatile
Fixed Asset Turnover23.9422.79979.3223
Slightly volatile
Capital Expenditure Coverage Ratio99.1894.4654.3222
Slightly volatile
Price Cash Flow Ratio25.1122.3829.4778
Slightly volatile
Enterprise Value Multiple29.3541.013627.2336
Slightly volatile
Debt Ratio0.0960.17740.0668
Slightly volatile
Cash Flow To Debt Ratio0.02940.03090.234
Slightly volatile
Price Sales Ratio1.711.80186.0135
Slightly volatile
Return On Assets0.00510.00480.0068
Slightly volatile
Asset Turnover0.03240.04870.039
Pretty Stable
Net Profit Margin0.130.09940.1751
Slightly volatile
Gross Profit Margin0.680.440.6845
Slightly volatile
Price Fair Value1.40.81931.9187
Slightly volatile
Return On Equity0.04250.04520.0553
Slightly volatile

ECB Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap155.9 M140.9 M160.6 M
Slightly volatile
Enterprise Value447 M425.7 M193.2 M
Slightly volatile

ECB Upcoming Events

4th of April 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About ECB Bancorp Financial Statements

ECB Bancorp investors utilize fundamental indicators, such as revenue or net income, to predict how ECB Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue78.2 M51.2 M
Cost Of Revenue48.6 M51 M
Stock Based Compensation To Revenue 0.02  0.02 
Sales General And Administrative To Revenue 0.02  0.02 
Revenue Per Share 9.65  10.13 
Ebit Per Revenue 0.13  0.18 

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When determining whether ECB Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if ECB Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Ecb Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Ecb Bancorp Stock:
Check out the analysis of ECB Bancorp Correlation against competitors.
For more information on how to buy ECB Stock please use our How to buy in ECB Stock guide.
You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ECB Bancorp. Projected growth potential of ECB fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive ECB Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.763
Earnings Share
0.94
Revenue Per Share
3.915
Quarterly Revenue Growth
0.249
Return On Assets
0.0051
ECB Bancorp's market price often diverges from its book value, the accounting figure shown on ECB's balance sheet. Smart investors calculate ECB Bancorp's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since ECB Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between ECB Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding ECB Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, ECB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.