Based on the analysis of Finwise Bancorp's profitability, liquidity, and operating efficiency, Finwise Bancorp is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in February. At this time, Finwise Bancorp's Other Current Liabilities is fairly stable compared to the past year. Total Current Liabilities is likely to climb to about 286.3 M in 2025, whereas Total Stockholder Equity is likely to drop slightly above 107.8 M in 2025. Key indicators impacting Finwise Bancorp's financial strength include:
The financial analysis of Finwise Bancorp is a critical element in measuring its lifeblood. Investors should not minimize Finwise Bancorp's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.
Net Income
20.9 Million
Finwise
Select Account or Indicator
Market Cap
Enterprise Value
Price To Sales Ratio
Ptb Ratio
Book Value Per Share
Free Cash Flow Yield
Operating Cash Flow Per Share
Stock Based Compensation To Revenue
Capex To Depreciation
Pb Ratio
Ev To Sales
Free Cash Flow Per Share
Roic
Net Income Per Share
Payables Turnover
Sales General And Administrative To Revenue
Capex To Revenue
Cash Per Share
Pocfratio
Interest Coverage
Capex To Operating Cash Flow
Pfcf Ratio
Days Payables Outstanding
Income Quality
Roe
Ev To Operating Cash Flow
Pe Ratio
Return On Tangible Assets
Ev To Free Cash Flow
Earnings Yield
Intangibles To Total Assets
Net Debt To E B I T D A
Current Ratio
Tangible Book Value Per Share
Graham Number
Shareholders Equity Per Share
Debt To Equity
Capex Per Share
Graham Net Net
Revenue Per Share
Interest Debt Per Share
Debt To Assets
Enterprise Value Over E B I T D A
Price Earnings Ratio
Operating Cycle
Price Book Value Ratio
Price Earnings To Growth Ratio
Days Of Payables Outstanding
Price To Operating Cash Flows Ratio
Price To Free Cash Flows Ratio
Pretax Profit Margin
Operating Profit Margin
Effective Tax Rate
Company Equity Multiplier
Long Term Debt To Capitalization
Total Debt To Capitalization
Return On Capital Employed
Debt Equity Ratio
Ebit Per Revenue
Quick Ratio
Dividend Paid And Capex Coverage Ratio
Net Income Per E B T
Cash Ratio
Cash Conversion Cycle
Operating Cash Flow Sales Ratio
Free Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage Ratios
Price To Book Ratio
Fixed Asset Turnover
Capital Expenditure Coverage Ratio
Price Cash Flow Ratio
Enterprise Value Multiple
Debt Ratio
Cash Flow To Debt Ratio
Price Sales Ratio
Return On Assets
Asset Turnover
Net Profit Margin
Gross Profit Margin
Price Fair Value
Return On Equity
Sale Purchase Of Stock
Investments
Change In Cash
Stock Based Compensation
Free Cash Flow
Change In Working Capital
Begin Period Cash Flow
Total Cashflows From Investing Activities
Other Cashflows From Financing Activities
Depreciation
Other Non Cash Items
Capital Expenditures
Total Cash From Operating Activities
Change To Account Receivables
Change To Operating Activities
Net Income
Total Cash From Financing Activities
End Period Cash Flow
Other Cashflows From Investing Activities
Change To Netincome
Total Assets
Other Current Liab
Total Current Liabilities
Total Stockholder Equity
Other Liab
Net Tangible Assets
Property Plant And Equipment Net
Net Debt
Retained Earnings
Accounts Payable
Cash
Non Current Assets Total
Non Currrent Assets Other
Other Assets
Cash And Short Term Investments
Net Receivables
Common Stock Shares Outstanding
Liabilities And Stockholders Equity
Non Current Liabilities Total
Inventory
Other Current Assets
Other Stockholder Equity
Total Liab
Long Term Investments
Property Plant And Equipment Gross
Total Current Assets
Capital Stock
Intangible Assets
Common Stock
Property Plant Equipment
Short Long Term Debt Total
Long Term Debt
Net Invested Capital
Short Term Investments
Tax Provision
Net Interest Income
Interest Income
Depreciation And Amortization
Interest Expense
Selling General Administrative
Total Revenue
Gross Profit
Other Operating Expenses
Operating Income
Net Income From Continuing Ops
Ebit
Ebitda
Total Operating Expenses
Reconciled Depreciation
Income Before Tax
Total Other Income Expense Net
Net Income Applicable To Common Shares
Income Tax Expense
Cost Of Revenue
Probability Of Bankruptcy
Understanding current and past Finwise Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Finwise Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in Finwise Bancorp's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Finwise Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Finwise Bancorp. Check Finwise Bancorp's Beneish M Score to see the likelihood of Finwise Bancorp's management manipulating its earnings.
Finwise Bancorp Stock Summary
Finwise Bancorp competes with Home Federal, First Financial, First Northwest, First Capital, and Community West. FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers. FinWise Bancorp was founded in 1999 and is headquartered in Murray, Utah. Finwise Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 109 people.
The reason investors look at the income statement is to determine what Finwise Bancorp's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
Comparative valuation techniques use various fundamental indicators to help in determining Finwise Bancorp's current stock value. Our valuation model uses many indicators to compare Finwise Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Finwise Bancorp competition to find correlations between indicators driving Finwise Bancorp's intrinsic value. More Info.
Finwise Bancorp is rated # 2 in return on equity category among its peers. It is one of the top stocks in return on asset category among its peers reporting about 0.26 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Finwise Bancorp is roughly 3.86 . At this time, Finwise Bancorp's Return On Equity is fairly stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Finwise Bancorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.
Finwise Bancorp Systematic Risk
Finwise Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Finwise Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Beta measures systematic risk based on how returns on Finwise Bancorp correlated with the market. If Beta is less than 0 Finwise Bancorp generally moves in the opposite direction as compared to the market. If Finwise Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Finwise Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Finwise Bancorp is generally in the same direction as the market. If Beta > 1 Finwise Bancorp moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Finwise Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Finwise Bancorp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Finwise Bancorp growth as a starting point in their analysis.
Finwise Bancorp January 21, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Finwise Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Finwise Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Finwise Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Finwise Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Finwise Bancorp's daily price indicators and compare them against related drivers.
When running Finwise Bancorp's price analysis, check to measure Finwise Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Finwise Bancorp is operating at the current time. Most of Finwise Bancorp's value examination focuses on studying past and present price action to predict the probability of Finwise Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Finwise Bancorp's price. Additionally, you may evaluate how the addition of Finwise Bancorp to your portfolios can decrease your overall portfolio volatility.