First Merchants Financials
| FRME Stock | USD 37.50 0.02 0.05% |
Understanding current and past First Merchants Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of First Merchants' financial statements are interrelated, with each one affecting the others. For example, an increase in First Merchants' assets may result in an increase in income on the income statement.
Please note, the presentation of First Merchants' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, First Merchants' management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of First Merchants' management manipulating its earnings.
First Merchants Stock Summary
First Merchants competes with First Financial, Banner, Enterprise Financial, Hilltop Holdings, and First Busey. First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides community banking services. First Merchants Corporation was founded in 1893 and is headquartered in Muncie, Indiana. First Merchants operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1821 people.Specialization | Financial Services, Banks - Regional |
| Instrument | USA Stock View All |
| Exchange | NASDAQ Exchange |
| ISIN | US3208171096 |
| Business Address | 200 East Jackson |
| Sector | Banks |
| Industry | Financials |
| Benchmark | Dow Jones Industrial |
| Website | www.firstmerchants.com |
| Phone | 765 747 1500 |
| Currency | USD - US Dollar |
First Merchants Key Financial Ratios
| Return On Equity | 0.099 | ||||
| Return On Asset | 0.0126 | ||||
| Target Price | 45.6 | ||||
| Beta | 0.96 | ||||
| Last Dividend Paid | 1.42 |
First Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining First Merchants's current stock value. Our valuation model uses many indicators to compare First Merchants value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across First Merchants competition to find correlations between indicators driving First Merchants's intrinsic value. More Info.First Merchants is rated below average in return on equity category among its peers. It is rated # 3 in return on asset category among its peers reporting about 0.13 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for First Merchants is roughly 7.86 . Comparative valuation analysis is a catch-all technique that is used if you cannot value First Merchants by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.First Merchants Systematic Risk
First Merchants' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. First Merchants volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty with a total number of output elements of thirty-one. The Beta measures systematic risk based on how returns on First Merchants correlated with the market. If Beta is less than 0 First Merchants generally moves in the opposite direction as compared to the market. If First Merchants Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one First Merchants is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of First Merchants is generally in the same direction as the market. If Beta > 1 First Merchants moves generally in the same direction as, but more than the movement of the benchmark.
About First Merchants Financials
What exactly are First Merchants Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include First Merchants' income statement, its balance sheet, and the statement of cash flows. Potential First Merchants investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although First Merchants investors may use each financial statement separately, they are all related. The changes in First Merchants's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on First Merchants's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.First Merchants January 3, 2026 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of First Merchants help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of First Merchants. We use our internally-developed statistical techniques to arrive at the intrinsic value of First Merchants based on widely used predictive technical indicators. In general, we focus on analyzing First Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build First Merchants's daily price indicators and compare them against related drivers.
| Information Ratio | (0.05) | |||
| Maximum Drawdown | 7.2 | |||
| Value At Risk | (2.59) | |||
| Potential Upside | 2.64 |
Complementary Tools for First Stock analysis
When running First Merchants' price analysis, check to measure First Merchants' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Merchants is operating at the current time. Most of First Merchants' value examination focuses on studying past and present price action to predict the probability of First Merchants' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Merchants' price. Additionally, you may evaluate how the addition of First Merchants to your portfolios can decrease your overall portfolio volatility.
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