First Merchants Earnings Estimate
| FRME Stock | USD 42.03 0.31 0.73% |
First Merchants Revenue Breakdown by Earning Segment
By analyzing First Merchants' earnings estimates, investors can diagnose different trends across First Merchants' analyst sentiment over time as well as compare current estimates against different timeframes. The current year's Gross Profit is expected to grow to about 672.2 M, whereas Pretax Profit Margin is forecasted to decline to 0.18. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Merchants. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in industry.
First Merchants Earnings Estimation Breakdown
The calculation of First Merchants' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of First Merchants is estimated to be 0.8667 with the future projection ranging from a low of 0.94 to a high of 0.98. Please be aware that this consensus of annual earnings estimates for First Merchants is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.94 Lowest | Expected EPS | 0.98 Highest |
First Merchants Earnings Projection Consensus
Suppose the current estimates of First Merchants' value are higher than the current market price of the First Merchants stock. In this case, investors may conclude that First Merchants is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and First Merchants' stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 5 | 95.71% | 0.98 | 0.8667 | 3.88 |
First Merchants Earnings per Share Projection vs Actual
Actual Earning per Share of First Merchants refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering First Merchants predict the company's earnings will be in the future. The higher the earnings per share of First Merchants, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.First Merchants Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as First Merchants, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of First Merchants should always be considered in relation to other companies to make a more educated investment decision.First Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact First Merchants' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2026-01-28 | 2025-12-31 | 0.9417 | 0.98 | 0.0383 | 4 | ||
2025-10-30 | 2025-09-30 | 0.97 | 0.99 | 0.02 | 2 | ||
2025-07-23 | 2025-06-30 | 0.95 | 0.98 | 0.03 | 3 | ||
2025-04-24 | 2025-03-31 | 0.91 | 0.94 | 0.03 | 3 | ||
2025-01-30 | 2024-12-31 | 0.9 | 1.0 | 0.1 | 11 | ||
2024-10-24 | 2024-09-30 | 0.9 | 0.95 | 0.05 | 5 | ||
2024-07-25 | 2024-06-30 | 0.8 | 0.68 | -0.12 | 15 | ||
2024-04-25 | 2024-03-31 | 0.82 | 0.85 | 0.03 | 3 | ||
2024-01-25 | 2023-12-31 | 0.87 | 0.87 | 0.0 | 0 | ||
2023-10-26 | 2023-09-30 | 0.94 | 0.95 | 0.01 | 1 | ||
2023-07-25 | 2023-06-30 | 1.02 | 1.02 | 0.0 | 0 | ||
2023-04-25 | 2023-03-31 | 1.14 | 1.07 | -0.07 | 6 | ||
2023-01-26 | 2022-12-31 | 1.16 | 1.19 | 0.03 | 2 | ||
2022-10-25 | 2022-09-30 | 1.09 | 1.08 | -0.01 | 0 | ||
2022-07-26 | 2022-06-30 | 0.81 | 0.85 | 0.04 | 4 | ||
2022-04-26 | 2022-03-31 | 0.87 | 0.91 | 0.04 | 4 | ||
2022-01-27 | 2021-12-31 | 0.93 | 0.89 | -0.04 | 4 | ||
2021-10-26 | 2021-09-30 | 0.91 | 0.98 | 0.07 | 7 | ||
2021-07-26 | 2021-06-30 | 0.92 | 1.03 | 0.11 | 11 | ||
2021-04-22 | 2021-03-31 | 0.76 | 0.91 | 0.15 | 19 | ||
2021-01-28 | 2020-12-31 | 0.66 | 0.83 | 0.17 | 25 | ||
2020-10-28 | 2020-09-30 | 0.63 | 0.67 | 0.04 | 6 | ||
2020-07-23 | 2020-06-30 | 0.47 | 0.62 | 0.15 | 31 | ||
2020-04-23 | 2020-03-31 | 0.62 | 0.62 | 0.0 | 0 | ||
2020-01-30 | 2019-12-31 | 0.85 | 0.87 | 0.02 | 2 | ||
2019-10-24 | 2019-09-30 | 0.78 | 0.88 | 0.1 | 12 | ||
2019-07-25 | 2019-06-30 | 0.81 | 0.83 | 0.02 | 2 | ||
2019-04-25 | 2019-03-31 | 0.79 | 0.78 | -0.01 | 1 | ||
2019-01-31 | 2018-12-31 | 0.82 | 0.85 | 0.03 | 3 | ||
2018-10-24 | 2018-09-30 | 0.8 | 0.83 | 0.03 | 3 | ||
2018-07-25 | 2018-06-30 | 0.75 | 0.8 | 0.05 | 6 | ||
2018-04-25 | 2018-03-31 | 0.71 | 0.74 | 0.03 | 4 | ||
2018-01-25 | 2017-12-31 | 0.62 | 0.62 | 0.0 | 0 | ||
2017-10-26 | 2017-09-30 | 0.56 | 0.5 | -0.06 | 10 | ||
2017-07-27 | 2017-06-30 | 0.55 | 0.57 | 0.02 | 3 | ||
2017-04-27 | 2017-03-31 | 0.52 | 0.56 | 0.04 | 7 | ||
2017-01-26 | 2016-12-31 | 0.5 | 0.55 | 0.05 | 10 | ||
2016-10-25 | 2016-09-30 | 0.49 | 0.51 | 0.02 | 4 | ||
2016-07-26 | 2016-06-30 | 0.46 | 0.5 | 0.04 | 8 | ||
2016-04-26 | 2016-03-31 | 0.41 | 0.43 | 0.02 | 4 | ||
2016-01-28 | 2015-12-31 | 0.44 | 0.37 | -0.07 | 15 | ||
2015-10-22 | 2015-09-30 | 0.43 | 0.45 | 0.02 | 4 | ||
2015-07-23 | 2015-06-30 | 0.45 | 0.47 | 0.02 | 4 | ||
2015-04-23 | 2015-03-31 | 0.42 | 0.43 | 0.01 | 2 | ||
2015-01-27 | 2014-12-31 | 0.42 | 0.41 | -0.01 | 2 | ||
2014-10-23 | 2014-09-30 | 0.43 | 0.45 | 0.02 | 4 | ||
2014-07-24 | 2014-06-30 | 0.41 | 0.41 | 0.0 | 0 | ||
2014-04-24 | 2014-03-31 | 0.4 | 0.38 | -0.02 | 5 | ||
2014-01-28 | 2013-12-31 | 0.33 | 0.34 | 0.01 | 3 | ||
2013-10-24 | 2013-09-30 | 0.35 | 0.35 | 0.0 | 0 | ||
2013-07-25 | 2013-06-30 | 0.32 | 0.34 | 0.02 | 6 | ||
2013-04-25 | 2013-03-31 | 0.3 | 0.38 | 0.08 | 26 | ||
2013-01-24 | 2012-12-31 | 0.3 | 0.32 | 0.02 | 6 | ||
2012-10-25 | 2012-09-30 | 0.29 | 0.35 | 0.06 | 20 | ||
2012-07-26 | 2012-06-30 | 0.23 | 0.28 | 0.05 | 21 | ||
2012-04-26 | 2012-03-31 | 0.25 | 0.46 | 0.21 | 84 | ||
2012-01-26 | 2011-12-31 | 0.2 | 0.24 | 0.04 | 20 | ||
2011-10-25 | 2011-09-30 | -0.25 | -0.25 | 0.0 | 0 | ||
2011-07-28 | 2011-06-30 | 0.16 | 0.18 | 0.02 | 12 | ||
2011-04-28 | 2011-03-31 | 0.09 | 0.17 | 0.08 | 88 | ||
2011-01-27 | 2010-12-31 | 0.06 | 0.1 | 0.04 | 66 | ||
2010-10-28 | 2010-09-30 | -0.01 | 0.02 | 0.03 | 300 | ||
2010-07-28 | 2010-06-30 | -0.04 | 0.35 | 0.39 | 975 | ||
2010-04-28 | 2010-03-31 | -0.08 | 0.01 | 0.09 | 112 | ||
2010-02-01 | 2009-12-31 | -0.16 | -0.55 | -0.39 | 243 | ||
2009-11-02 | 2009-09-30 | -0.04 | -0.3 | -0.26 | 650 | ||
2009-08-03 | 2009-06-30 | 0.01 | -1.49 | -1.5 | 15000 | ||
2009-04-29 | 2009-03-31 | 0.22 | 0.17 | -0.05 | 22 | ||
2009-02-05 | 2008-12-31 | 0.26 | 0.01 | -0.25 | 96 | ||
2008-10-22 | 2008-09-30 | 0.4 | 0.32 | -0.08 | 20 | ||
2008-07-23 | 2008-06-30 | 0.44 | 0.36 | -0.08 | 18 | ||
2008-04-22 | 2008-03-31 | 0.47 | 0.45 | -0.02 | 4 | ||
2008-01-23 | 2007-12-31 | 0.42 | 0.51 | 0.09 | 21 | ||
2007-10-18 | 2007-09-30 | 0.45 | 0.46 | 0.01 | 2 | ||
2007-07-20 | 2007-06-30 | 0.39 | 0.34 | -0.05 | 12 | ||
2007-05-01 | 2007-03-31 | 0.41 | 0.42 | 0.01 | 2 | ||
2007-01-23 | 2006-12-31 | 0.42 | 0.42 | 0.0 | 0 | ||
2006-10-23 | 2006-09-30 | 0.42 | 0.42 | 0.0 | 0 | ||
2006-07-24 | 2006-06-30 | 0.42 | 0.39 | -0.03 | 7 | ||
2006-04-19 | 2006-03-31 | 0.44 | 0.41 | -0.03 | 6 | ||
2006-01-27 | 2005-12-31 | 0.45 | 0.41 | -0.04 | 8 | ||
2005-10-17 | 2005-09-30 | 0.45 | 0.44 | -0.01 | 2 | ||
2005-07-18 | 2005-06-30 | 0.43 | 0.43 | 0.0 | 0 | ||
2005-04-20 | 2005-03-31 | 0.39 | 0.35 | -0.04 | 10 | ||
2005-01-28 | 2004-12-31 | 0.42 | 0.4 | -0.02 | 4 | ||
2004-10-20 | 2004-09-30 | 0.41 | 0.41 | 0.0 | 0 | ||
2004-07-21 | 2004-06-30 | 0.38 | 0.4 | 0.02 | 5 | ||
2004-04-22 | 2004-03-31 | 0.35 | 0.37 | 0.02 | 5 | ||
2004-01-21 | 2003-12-31 | 0.4 | 0.31 | -0.09 | 22 | ||
2003-10-22 | 2003-09-30 | 0.47 | 0.39 | -0.08 | 17 | ||
2003-07-21 | 2003-06-30 | 0.44 | 0.48 | 0.04 | 9 | ||
2003-04-28 | 2003-03-31 | 0.44 | 0.32 | -0.12 | 27 | ||
2003-01-23 | 2002-12-31 | 0.46 | 0.38 | -0.08 | 17 | ||
2002-10-28 | 2002-09-30 | 0.46 | 0.46 | 0.0 | 0 | ||
2002-07-22 | 2002-06-30 | 0.43 | 0.46 | 0.03 | 6 | ||
2002-01-24 | 2001-12-31 | 0.43 | 0.39 | -0.04 | 9 | ||
2001-10-24 | 2001-09-30 | 0.42 | 0.43 | 0.01 | 2 | ||
2001-07-24 | 2001-06-30 | 0.41 | 0.41 | 0.0 | 0 | ||
2001-04-11 | 2001-03-31 | 0.39 | 0.38 | -0.01 | 2 | ||
2001-01-23 | 2000-12-31 | 0.41 | 0.35 | -0.06 | 14 | ||
2000-10-18 | 2000-09-30 | 0.4 | 0.41 | 0.01 | 2 | ||
2000-07-20 | 2000-06-30 | 0.38 | 0.39 | 0.01 | 2 | ||
2000-04-12 | 2000-03-31 | 0.37 | 0.38 | 0.01 | 2 | ||
2000-01-24 | 1999-12-31 | 0.36 | 0.35 | -0.01 | 2 | ||
1999-11-16 | 1999-09-30 | 0.35 | 0.34 | -0.01 | 2 | ||
1999-06-09 | 1999-03-31 | 0.33 | 0.34 | 0.01 | 3 | ||
1999-01-27 | 1998-12-31 | 0.34 | 0.33 | -0.01 | 2 | ||
1998-10-29 | 1998-09-30 | 0.34 | 0.33 | -0.01 | 2 | ||
1998-07-20 | 1998-06-30 | 0.33 | 0.32 | -0.01 | 3 | ||
1998-04-21 | 1998-03-31 | 0.32 | 0.32 | 0.0 | 0 | ||
1998-01-30 | 1997-12-31 | 0.31 | 0.32 | 0.01 | 3 | ||
1997-11-04 | 1997-09-30 | 0.31 | 0.29 | -0.02 | 6 | ||
1997-04-30 | 1997-03-31 | 0.29 | 0.3 | 0.01 | 3 | ||
1997-02-13 | 1996-12-31 | 0.29 | 0.3 | 0.01 | 3 | ||
1996-11-04 | 1996-09-30 | 0.3 | 0.29 | -0.01 | 3 | ||
1996-07-29 | 1996-06-30 | 0.3 | 0.29 | -0.01 | 3 | ||
1996-04-18 | 1996-03-31 | 0.29 | 0.26 | -0.03 | 10 | ||
1996-02-01 | 1995-12-31 | 0.29 | 0.29 | 0.0 | 0 | ||
1995-10-31 | 1995-09-30 | 0.28 | 0.41 | 0.13 | 46 |
About First Merchants Earnings Estimate
The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of First Merchants earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current First Merchants estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as First Merchants fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.| Last Reported | Projected for Next Year | ||
| Retained Earnings | 1.4 B | 1.5 B | |
| Retained Earnings Total Equity | 1.2 B | 1.2 B | |
| Earning Assets | 3.2 B | 1.9 B | |
| Earnings Yield | 0.10 | 0.08 | |
| Price Earnings Ratio | 9.57 | 10.63 | |
| Price Earnings To Growth Ratio | 0.68 | 0.65 |
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether First Merchants is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if First Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about First Merchants Stock. Highlighted below are key reports to facilitate an investment decision about First Merchants Stock:Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Merchants. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in industry. For information on how to trade First Stock refer to our How to Trade First Stock guide.You can also try the AI Portfolio Prophet module to use AI to generate optimal portfolios and find profitable investment opportunities.
Will Regional Banks sector continue expanding? Could First diversify its offerings? Factors like these will boost the valuation of First Merchants. Market participants price First higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every First Merchants data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.10) | Dividend Share 1.43 | Earnings Share 3.88 | Revenue Per Share | Quarterly Revenue Growth (0.05) |
First Merchants's market price often diverges from its book value, the accounting figure shown on First's balance sheet. Smart investors calculate First Merchants' intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since First Merchants' trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between First Merchants' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Merchants is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Merchants' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.