First Merchants Stock Analysis

First Stock Analysis Notes

About 79.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 0.92. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Merchants has Price/Earnings To Growth (PEG) ratio of 2.68. The entity last dividend was issued on the 5th of December 2025. The firm had 105:100 split on the 27th of August 2003. First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides community banking services. First Merchants Corporation was founded in 1893 and is headquartered in Muncie, Indiana. First Merchants operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1821 people. To learn more about First Merchants call Michael Rechin at 765 747 1500 or check out https://www.firstmerchants.com.

First Merchants Investment Alerts

First Largest EPS Surprises

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First Merchants Environmental, Social, and Governance (ESG) Scores

First Stock Institutional Investors

Note, although First Merchants' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

First Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.21 B.

First Profitablity

The company has Profit Margin (PM) of 0.35 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.43 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.43.

Management Efficiency

First Merchants has return on total asset (ROA) of 0.0121 % which means that it generated a profit of $0.0121 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0947 %, meaning that it created $0.0947 on every $100 dollars invested by stockholders. First Merchants' management efficiency ratios could be used to measure how well First Merchants manages its routine affairs as well as how well it operates its assets and liabilities. At present, First Merchants' Return On Equity is projected to increase slightly based on the last few years of reporting. At present, First Merchants' Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 698.1 M, whereas Intangible Assets are forecasted to decline to about 17.9 M.

Technical Drivers

As of the 28th of January, First Merchants shows the Mean Deviation of 1.06, downside deviation of 1.35, and Coefficient Of Variation of 1670.06. First Merchants technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm First Merchants variance, maximum drawdown, as well as the relationship between the Maximum Drawdown and semi variance to decide if First Merchants is priced favorably, providing market reflects its regular price of 37.86 per share. Given that First Merchants has jensen alpha of 0.0145, we urge you to verify First Merchants's prevailing market performance to make sure the company can sustain itself at a future point.

First Merchants Price Movement Analysis

First Merchants Insider Trading Activities

First Merchants Outstanding Bonds

First Merchants Predictive Daily Indicators

First Merchants Corporate Filings

First Merchants Forecast Models

First Merchants' time-series forecasting models are one of many First Merchants' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Merchants' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

First Merchants Bond Ratings

First Merchants financial ratings play a critical role in determining how much First Merchants have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for First Merchants' borrowing costs.

First Merchants Debt to Cash Allocation

First Merchants currently holds 1.16 B in liabilities with Debt to Equity (D/E) ratio of 6.95, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Merchants' use of debt, we should always consider it together with its cash and equity.

First Merchants Common Stock Shares Outstanding Over Time

First Merchants Assets Financed by Debt

The debt-to-assets ratio shows the degree to which First Merchants uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

First Merchants Debt Ratio

9.99

It looks as if most of the First Merchants' assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the First Merchants' operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of First Merchants, which in turn will lower the firm's financial flexibility.

First Merchants Corporate Bonds Issued

First Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how First Merchants prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling First shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as First Merchants. By using and applying First Stock analysis, traders can create a robust methodology for identifying First entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. First analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. First analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

First Merchants stock analysis indicators help investors evaluate how First Merchants stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading First Merchants shares will generate the highest return on investment. By understating and applying First Merchants stock analysis, traders can identify First Merchants position entry and exit signals to maximize returns.

When running First Merchants' price analysis, check to measure First Merchants' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Merchants is operating at the current time. Most of First Merchants' value examination focuses on studying past and present price action to predict the probability of First Merchants' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Merchants' price. Additionally, you may evaluate how the addition of First Merchants to your portfolios can decrease your overall portfolio volatility.