Inter Co Financials

INTR Stock  USD 5.28  0.30  5.38%   
Based on the analysis of Inter Co's profitability, liquidity, and operating efficiency, Inter Co Class is performing exceptionally good at this time. It has a great probability to report excellent financial results in December. At this time, Inter Co's Non Current Assets Total are relatively stable compared to the past year. As of 11/28/2024, Non Currrent Assets Other is likely to grow to about 57.6 B, while Retained Earnings are likely to drop slightly above 72 M. Key indicators impacting Inter Co's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.240.4116
Way Down
Slightly volatile
Current Ratio61.1664.38
Notably Down
Pretty Stable
The financial analysis of Inter Co is a critical element in measuring its lifeblood. Investors should not minimize Inter Co's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

317.46 Million

  
Understanding current and past Inter Co Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Inter Co's financial statements are interrelated, with each one affecting the others. For example, an increase in Inter Co's assets may result in an increase in income on the income statement.

Inter Co Stock Summary

Inter Co competes with Community West, First Financial, First Northwest, First Capital, and National Bank. Inter Co, Inc., through its subsidiaries, engages in the banking, securities, insurance brokerage, marketplace, asset management, and services businesses. The company was founded in 1994 and is based in Belo Horizonte, Brazil. Inter Cl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
CUSIPG4R20B107
LocationBrazil
Business AddressAvenida Barbacena, 1219,
SectorTrading Companies & Distributors
IndustryIndustrials
BenchmarkDow Jones Industrial
Websiteri.bancointer.com.br
Phone55 31 2138 7978
CurrencyUSD - US Dollar

Inter Co Key Financial Ratios

Inter Co Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets10.0B19.8B36.5B46.3B60.4B63.4B
Other Current Liab(1.3M)(29.9M)16.8B3.8B(7.5B)(7.2B)
Other Liab19.7M78.9M154.7M1.0B1.2B1.3B
Net Debt(3.1B)(2.6B)(1.4B)(1.5B)2.0B2.1B
Retained Earnings102.5M124.9M83.0M76.1M87.5M72.0M
Accounts Payable5.0B12.4B4.1B5.5B7.2B3.7B
Cash3.8B4.4B5.0B7.8B6.3B6.6B
Other Assets4.7B2.0B2.5B14.3B(834.9M)(793.2M)
Long Term Debt694.7M1.8B3.6B6.2B8.2B8.6B
Other Current Assets4.0B4.9B5.8B9.6B11.0B11.5B
Total Liab7.8B16.4B3.7B39.3B52.8B55.4B
Total Current Assets4.6B11.7B20.6B18.0B5.1B5.9B
Intangible Assets79.2M187.2M339.8M605.8M467.9M491.3M
Common Stock2.1B3.2B8.7B13K15.0K14.2K
Net Receivables799.0M2.0B342.9M469.0M834.9M596.2M
Net Tangible Assets2.1B3.1B8.2B5.9B6.8B3.8B
Inventory(4.0B)(4.9B)(5.8B)(9.6B)(5.1B)(5.3B)
Net Invested Capital2.9B5.1B12.1B13.2B15.7B9.3B
Capital Stock2.1B3.2B8.7B13K11.7K11.1K
Short Term Debt1.3M1.2M8.8B9.5B14.7B15.4B

Inter Co Key Income Statement Accounts

The reason investors look at the income statement is to determine what Inter Co's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Interest Expense255.7M235.5M587.6M2.0B2.9B3.0B
Total Revenue753.7M1.1B2.6B3.6B3.2B3.4B
Gross Profit753.7M1.1B2.6B3.6B7.8B8.2B
Operating Income80.4M(61.9M)(59.0M)1.8B798.5M838.4M
Ebit80.4M(63.2M)(44.5M)1.8B(242.4M)(230.3M)
Ebitda94.5M(19.5M)49.8M2.0B(82.0M)(77.9M)
Income Before Tax83.1M(49.1M)(28.9M)(178.6M)439.8M461.8M
Net Income78.9M5.6M64.7M(14.1M)302.3M317.5M
Income Tax Expense1.5M(54.7M)(93.6M)(164.5M)87.6M92.0M
Tax Provision1.5M(54.7M)(93.6M)(164.5M)87.6M92.0M
Net Interest Income586.2M715.7M1.6B2.3B3.3B3.4B
Interest Income841.9M951.2M2.2B4.3B6.2B6.5B
Minority Interest(2.7M)(12.8M)(30.1M)3.0M(49.9M)(47.4M)

Inter Co Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash1.6B(937.1M)(1.7B)831.2M2.9B3.1B
Free Cash Flow783.3M2.4B(147.6M)2.0B1.9B2.0B
Depreciation14.1M42.3M108.7M164.0M160.4M168.5M
Other Non Cash Items98.8M(93.6M)(91.7M)777.0M1.2B1.2B
Dividends Paid43.6M(37.9M)(19.7M)1.2B(23.6M)(22.4M)
Capital Expenditures76.2M195.0M315.1M290.2M17.9M17.0M
Net Income81.6M5.6M64.7M(14.1M)352.3M369.9M
End Period Cash Flow3.1B2.2B500.4M1.3B4.3B4.5B
Investments(538.7M)(4.7B)(7.2B)(187.6M)(4.7B)(4.4B)
Change To Netincome97.3M70.0M270.7M609.5M700.9M735.9M

Inter Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Inter Co's current stock value. Our valuation model uses many indicators to compare Inter Co value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Inter Co competition to find correlations between indicators driving Inter Co's intrinsic value. More Info.
Inter Co Class is currently regarded as number one stock in return on equity category among its peers. It also is currently regarded as number one stock in return on asset category among its peers reporting about  0.14  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Inter Co Class is roughly  7.32 . At this time, Inter Co's Return On Equity is relatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Inter Co by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Inter Co Class Systematic Risk

Inter Co's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Inter Co volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Beta measures systematic risk based on how returns on Inter Co Class correlated with the market. If Beta is less than 0 Inter Co generally moves in the opposite direction as compared to the market. If Inter Co Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Inter Co Class is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Inter Co is generally in the same direction as the market. If Beta > 1 Inter Co moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Inter Co Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Inter Co's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Inter Co growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.0168)

At this time, Inter Co's Price Earnings To Growth Ratio is relatively stable compared to the past year.

Inter Co November 28, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Inter Co help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Inter Co Class. We use our internally-developed statistical techniques to arrive at the intrinsic value of Inter Co Class based on widely used predictive technical indicators. In general, we focus on analyzing Inter Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Inter Co's daily price indicators and compare them against related drivers.

Additional Tools for Inter Stock Analysis

When running Inter Co's price analysis, check to measure Inter Co's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Inter Co is operating at the current time. Most of Inter Co's value examination focuses on studying past and present price action to predict the probability of Inter Co's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Inter Co's price. Additionally, you may evaluate how the addition of Inter Co to your portfolios can decrease your overall portfolio volatility.