KB Financial Financials

KB Stock  USD 61.26  0.63  1.02%   
KB Financial Group may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At present, KB Financial's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Stockholder Equity is expected to grow to about 68.7 T, whereas Short and Long Term Debt Total is forecasted to decline to about 72.2 T. Key indicators impacting KB Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.160.32
Way Down
Pretty Stable
Return On Assets0.00740.0074
Fairly Down
Pretty Stable
Return On Equity0.110.0936
Fairly Up
Pretty Stable
Debt Equity Ratio3.122.45
Significantly Up
Slightly volatile
Current Ratio378398
Notably Down
Pretty Stable
The financial analysis of KB Financial is a critical element in measuring its lifeblood. Investors should not minimize KB Financial's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

5.59 Trillion

  
Please note, the presentation of KB Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, KB Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of KB Financial's management manipulating its earnings.

KB Financial Stock Summary

KB Financial competes with JPMorgan Chase, Citigroup, Wells Fargo, Toronto Dominion, and Bank of America. KB Financial Group Inc. provides a range of banking and related financial services to consumers and corporations in South Korea and internationally. The company was incorporated in 2008 and is headquartered in Seoul, South Korea. KB Financial is traded on New York Stock Exchange in the United States.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS48241A1051
CUSIP48241A105 50049M109
LocationRepublic Of Korea
Business Address26, Gukjegeumyung-ro 8-gil,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.kbfg.com
Phone82 2 2073 7114
CurrencyUSD - US Dollar

KB Financial Key Financial Ratios

KB Financial Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets610.7T663.9T701.2T715.7T823.1T864.3T
Net Debt63.6T71.4T108.4T90.6T104.2T109.4T
Retained Earnings22.5T25.7T28.5T32.0T36.8T38.7T
Cash26.7T32.1T32.1T30.8T35.4T37.2T
Other Assets339.7T381.8T420.2T(338.6T)(389.4T)(369.9T)
Net Receivables12.5T8.8T204.7B14.4T16.6T17.4T
Total Liab92.4T105.8T651.5T656.9T755.4T793.2T
Total Current Assets101.0T101.2T90.6T165.0T189.8T199.2T
Other Liab56.3T86.2T102.8T87.9T101.1T106.2T
Accounts Payable8.6T12.3T8.3T36.0B41.4B39.3B
Long Term Debt89.8T124.3T140.4T120.8T138.9T145.9T
Short Term Debt65.7T75.5T92.1T88.1T101.3T106.4T
Other Current Liab(74.4T)204.3T(101.2T)(1.1T)(1.2T)(1.3T)
Other Current Assets44.5T44.8T52.0T52.3T47.1T44.8T
Intangible Assets2.6T2.5T2.4T1.1T1.2T1.1T
Inventory(44.5T)(44.8T)(52.0T)(40.3T)(36.2T)(38.1T)
Good Will763.6B806.4B845.2B867.0B997.0B1.0T
Net Tangible Assets35.8T39.2T44.2T45.2T51.9T31.6T
Long Term Debt Total75.9T95.6T108.9T140.4T161.5T169.6T
Capital Surpluse17.6T17.2T17.4T16.9T19.5T16.9T

KB Financial Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense4.8T4.0T7.7T17.0T19.6T20.5T
Total Revenue15.1T17.0T16.7T13.1T15.0T12.9T
Gross Profit15.1T17.0T16.7T77.8T89.5T93.9T
Operating Income4.7T6.1T(1.0T)6.7T7.8T8.1T
Ebit4.7T6.1T(1.5T)(2.0T)(2.3T)(2.1T)
Ebitda5.8T7.1T4.4B(383.1B)(440.5B)(418.5B)
Income Before Tax4.8T6.1T5.8T6.2T7.1T7.5T
Net Income3.5T4.4T4.2T4.6T5.3T5.6T
Income Tax Expense1.3T1.7T1.6T1.6T1.8T1.9T
Minority Interest857.8B25.2B221.6B253.8B291.9B306.5B
Tax Provision1.3T1.7T1.6T1.8T2.1T1.3T
Net Interest Income9.7T11.2T13.1T13.6T15.6T10.6T
Interest Income14.5T15.2T20.8T27.8T32.0T16.9T

KB Financial Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash2.6T423.4B889.3B(708.2B)(814.4B)(773.7B)
Free Cash Flow(12.1T)(7.2T)5.2T3.4T3.1T3.2T
Depreciation1.0T1.0T1.0T865.9B995.8B532.4B
Other Non Cash Items3.5T3.7T4.2T(3.3T)(3.8T)(3.6T)
Capital Expenditures607.7B478.3B534.2B350.1B402.7B414.2B
Net Income3.5T4.4T4.2T4.6T5.3T5.6T
End Period Cash Flow8.7T9.1T26.2T25.8T29.7T31.2T
Dividends Paid861.1B981.9B1.4T1.2T1.3T1.4T
Change To Netincome2.4T3.8T4.5T4.1T4.7T4.9T
Investments(11.0T)(3.9T)(20.3T)(3.5T)(3.2T)(3.3T)
Net Borrowings2.3T22.4T12.0T15.4T17.7T9.1T

KB Financial Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining KB Financial's current stock value. Our valuation model uses many indicators to compare KB Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across KB Financial competition to find correlations between indicators driving KB Financial's intrinsic value. More Info.
KB Financial Group is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.08  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for KB Financial Group is roughly  12.27 . At present, KB Financial's Return On Equity is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the KB Financial's earnings, one of the primary drivers of an investment's value.

KB Financial Group Systematic Risk

KB Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. KB Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Execute Function
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on KB Financial Group correlated with the market. If Beta is less than 0 KB Financial generally moves in the opposite direction as compared to the market. If KB Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one KB Financial Group is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of KB Financial is generally in the same direction as the market. If Beta > 1 KB Financial moves generally in the same direction as, but more than the movement of the benchmark.

KB Financial Thematic Clasifications

KB Financial Group is part of Banking investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. USA Equities from Banking industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions
BankingView
This theme covers USA Equities from Banking industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions. Get More Thematic Ideas
Today, most investors in KB Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various KB Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of KB Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.47

At present, KB Financial's Price Earnings To Growth Ratio is projected to increase slightly based on the last few years of reporting.

KB Financial January 18, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of KB Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of KB Financial Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of KB Financial Group based on widely used predictive technical indicators. In general, we focus on analyzing KB Financial Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build KB Financial's daily price indicators and compare them against related drivers.

Complementary Tools for KB Financial Stock analysis

When running KB Financial's price analysis, check to measure KB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy KB Financial is operating at the current time. Most of KB Financial's value examination focuses on studying past and present price action to predict the probability of KB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move KB Financial's price. Additionally, you may evaluate how the addition of KB Financial to your portfolios can decrease your overall portfolio volatility.
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