KB Financial Group Operating Margin
| KB Stock | USD 106.22 1.11 1.06% |
As of the 11th of February 2026, KB Financial owns the Mean Deviation of 1.51, standard deviation of 2.2, and Market Risk Adjusted Performance of 0.3394. KB Financial Group technical analysis lets you operate past data patterns with an objective to determine a pattern that forecasts the direction of the entity's future prices.
KB Financial Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 8.9158 | Revenue |
| Last Reported | Projected for Next Year | ||
| Operating Profit Margin | 0.10 | 0.14 |
KB Financial | Operating Margin | Build AI portfolio with KB Financial Stock |
Analyzing KB Financial's Operating Margin over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Operating Margin has evolved provides context for assessing KB Financial's current valuation and future prospects.
Latest KB Financial's Operating Margin Growth Pattern
Below is the plot of the Operating Profit Margin of KB Financial Group over the last few years. It is KB Financial's Operating Profit Margin historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in KB Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 0.08 % | 10 Years Trend |
|
Operating Profit Margin |
| Timeline |
KB Financial Operating Margin Regression Statistics
| Arithmetic Mean | 0.19 | |
| Geometric Mean | 0.18 | |
| Coefficient Of Variation | 29.55 | |
| Mean Deviation | 0.05 | |
| Median | 0.18 | |
| Standard Deviation | 0.06 | |
| Sample Variance | 0 | |
| Range | 0.1851 | |
| R-Value | 0.05 | |
| Mean Square Error | 0 | |
| R-Squared | 0 | |
| Significance | 0.84 | |
| Slope | 0.0006 | |
| Total Sum of Squares | 0.05 |
KB Financial Operating Margin History
KB Financial Operating Margin Driver Correlations
Understanding the fundamental principles of building solid financial models for KB Financial is extremely important. It helps to project a fair market value of KB Financial Stock properly, considering its historical fundamentals such as Operating Margin. Since KB Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of KB Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of KB Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of KB Financial. Expected growth trajectory for KB Financial significantly influences the price investors are willing to assign. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive KB Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.036 | Earnings Share 10.3 | Revenue Per Share | Quarterly Revenue Growth 6.199 | Return On Assets |
KB Financial Group's market price often diverges from its book value, the accounting figure shown on KB Financial's balance sheet. Smart investors calculate KB Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since KB Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that KB Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether KB Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, KB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
KB Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to KB Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of KB Financial.
| 11/13/2025 |
| 02/11/2026 |
If you would invest 0.00 in KB Financial on November 13, 2025 and sell it all today you would earn a total of 0.00 from holding KB Financial Group or generate 0.0% return on investment in KB Financial over 90 days. KB Financial is related to or competes with Truist Financial, Banco Bradesco, Shinhan Financial, MT Bank, Fifth Third, US Bancorp, and Natwest Group. KB Financial Group Inc. provides a range of banking and related financial services to consumers and corporations in Sout... More
KB Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure KB Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess KB Financial Group upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.79 | |||
| Information Ratio | 0.1251 | |||
| Maximum Drawdown | 8.71 | |||
| Value At Risk | (2.95) | |||
| Potential Upside | 4.92 |
KB Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for KB Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as KB Financial's standard deviation. In reality, there are many statistical measures that can use KB Financial historical prices to predict the future KB Financial's volatility.| Risk Adjusted Performance | 0.1402 | |||
| Jensen Alpha | 0.2684 | |||
| Total Risk Alpha | 0.1309 | |||
| Sortino Ratio | 0.1536 | |||
| Treynor Ratio | 0.3294 |
KB Financial February 11, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1402 | |||
| Market Risk Adjusted Performance | 0.3394 | |||
| Mean Deviation | 1.51 | |||
| Semi Deviation | 1.43 | |||
| Downside Deviation | 1.79 | |||
| Coefficient Of Variation | 598.36 | |||
| Standard Deviation | 2.2 | |||
| Variance | 4.86 | |||
| Information Ratio | 0.1251 | |||
| Jensen Alpha | 0.2684 | |||
| Total Risk Alpha | 0.1309 | |||
| Sortino Ratio | 0.1536 | |||
| Treynor Ratio | 0.3294 | |||
| Maximum Drawdown | 8.71 | |||
| Value At Risk | (2.95) | |||
| Potential Upside | 4.92 | |||
| Downside Variance | 3.22 | |||
| Semi Variance | 2.05 | |||
| Expected Short fall | (1.68) | |||
| Skewness | 1.1 | |||
| Kurtosis | 2.83 |
KB Financial Group Backtested Returns
KB Financial appears to be very steady, given 3 months investment horizon. KB Financial Group retains Efficiency (Sharpe Ratio) of 0.14, which conveys that the company had a 0.14 % return per unit of price deviation over the last 3 months. We have found twenty-eight technical indicators for KB Financial, which you can use to evaluate the volatility of the entity. Please exercise KB Financial's Market Risk Adjusted Performance of 0.3394, mean deviation of 1.51, and Standard Deviation of 2.2 to check out if our risk estimates are consistent with your expectations. On a scale of 0 to 100, KB Financial holds a performance score of 11. The firm owns a Beta (Systematic Risk) of 1.09, which conveys a somewhat significant risk relative to the market. KB Financial returns are very sensitive to returns on the market. As the market goes up or down, KB Financial is expected to follow. Please check KB Financial's treynor ratio, expected short fall, and the relationship between the jensen alpha and potential upside , to make a quick decision on whether KB Financial's current price history will revert.
Auto-correlation | 0.13 |
Insignificant predictability
KB Financial Group has insignificant predictability. Overlapping area represents the amount of predictability between KB Financial time series from 13th of November 2025 to 28th of December 2025 and 28th of December 2025 to 11th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of KB Financial Group price movement. The serial correlation of 0.13 indicates that less than 13.0% of current KB Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.13 | |
| Spearman Rank Test | 0.11 | |
| Residual Average | 0.0 | |
| Price Variance | 35.38 |
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
| Competition |
KB Financial Pretax Profit Margin
Pretax Profit Margin |
|
Based on the recorded statements, KB Financial Group has an Operating Margin of 0.0788%. This is 99.57% lower than that of the Banks sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 101.43% lower than that of the firm.
KB Financial Operating Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses KB Financial's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of KB Financial could also be used in its relative valuation, which is a method of valuing KB Financial by comparing valuation metrics of similar companies.KB Financial is currently under evaluation in operating margin category among its peers.
KB Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, KB Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to KB Financial's managers, analysts, and investors.Environmental | Governance | Social |
KB Financial Fundamentals
| Return On Equity | 0.0965 | ||||
| Return On Asset | 0.0075 | ||||
| Profit Margin | 0.38 % | ||||
| Operating Margin | 0.08 % | ||||
| Current Valuation | 38.3 T | ||||
| Shares Outstanding | 358.59 M | ||||
| Shares Owned By Institutions | 5.80 % | ||||
| Number Of Shares Shorted | 400.89 K | ||||
| Price To Earning | 4.13 X | ||||
| Price To Book | 0.93 X | ||||
| Price To Sales | 0 X | ||||
| Revenue | 82.48 T | ||||
| Gross Profit | 15.58 T | ||||
| EBITDA | 8.65 T | ||||
| Net Income | 5.03 T | ||||
| Cash And Equivalents | 85.9 T | ||||
| Total Debt | 738.87 T | ||||
| Debt To Equity | 10.47 % | ||||
| Book Value Per Share | 103.18 X | ||||
| Cash Flow From Operations | 4.02 T | ||||
| Short Ratio | 4.26 X | ||||
| Earnings Per Share | 10.30 X | ||||
| Price To Earnings To Growth | 0.71 X | ||||
| Target Price | 119.29 | ||||
| Number Of Employees | 142 | ||||
| Beta | 0.63 | ||||
| Market Capitalization | 37.69 B | ||||
| Total Asset | 797.92 T | ||||
| Retained Earnings | 38.34 T | ||||
| Annual Yield | 0.02 % | ||||
| Net Asset | 797.92 T |
About KB Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze KB Financial Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of KB Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of KB Financial Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.Check out You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of KB Financial. Expected growth trajectory for KB Financial significantly influences the price investors are willing to assign. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive KB Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.036 | Earnings Share 10.3 | Revenue Per Share | Quarterly Revenue Growth 6.199 | Return On Assets |
KB Financial Group's market price often diverges from its book value, the accounting figure shown on KB Financial's balance sheet. Smart investors calculate KB Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since KB Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that KB Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether KB Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, KB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.