Kentucky First Financials Overview

KFFB Stock  USD 4.25  -0.07  -1.62%   
Reviewing Kentucky First's financial data starts with how earnings translate into cash and how leverage compares to asset quality. Kentucky First's most recent filings show $19.65 million in revenue and $181.0 thousand in net income, producing a 8.24% profit margin. The balance sheet carries $25.82 million in cash against $42.76 million in total debt. Kentucky First Federal operates at significant scale, but margin compression and elevated leverage point to moderate financial flexibility with thin profitability. Asset returns are positive but modest, indicating room for margin improvement.

Kentucky First Stock Summary

Kentucky First is commonly compared to Marathon Bancorp, Bayfirst Financial, Zhibao Technology, Principal Capital, and US Global. Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. that provide various banking products and services in Kentucky. Kentucky First Federal Bancorp is a subsidiary of First Federal MHC. Kentucky First operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 62 people.
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS4912921081
Business Address655 Main Street,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websiteffsbky.bank
Phone502 223 1638
Trading CurrencyUSD - US Dollar
Kentucky First's reported figures link operating performance, capital allocation, and balance-sheet strength in one view. Assets, liabilities, revenue, margins, and free cash flow are presented across multiple reporting periods to expose directional trends. Whether leverage, liquidity, and profitability are trending favorably becomes clear from the multi-period accounts below.

Key Financial Ratios

Kentucky First's financial ratios compress balance sheet, income, and cash flow data into standardized metrics that expose leverage, profitability, and efficiency across reporting periods.

Financial Ratio Analysis

Financial Metrics, Fundamentals & Methodology

Reviewing Kentucky First means checking how consistently revenue is converted into earnings and cash flow. Balance-sheet composition shapes financial flexibility and solvency risk. In recent filings, Kentucky First reported revenue of 19.65 million, positive EPS of 0.1, operating margin of 17.67% as of the latest reporting period.

Kentucky First Federal values are built from periodic company reporting and market reference feeds, with reporting definitions aligned before display. Reported income, balance-sheet, and cash-flow fields adhere to GAAP or IFRS presentation rules.

Editorial review and methodology oversight provided by: Rifka Kats, Member of Macroaxis Editorial Board

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