Kentucky First Federal Stock Buy Hold or Sell Recommendation
| KFFB Stock | USD 2.64 0.06 2.33% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Kentucky First Federal is 'Hold'. Macroaxis provides Kentucky First buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding KFFB positions.
Check out Kentucky First Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as Kentucky and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Kentucky First Federal. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
Kentucky |
Execute Kentucky First Buy or Sell Advice
The Kentucky recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Kentucky First Federal. Macroaxis does not own or have any residual interests in Kentucky First Federal or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Kentucky First's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very risky | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Average | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Kentucky First Trading Alerts and Improvement Suggestions
| Kentucky First generated a negative expected return over the last 90 days | |
| Kentucky First has high historical volatility and very poor performance | |
| Kentucky First has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the previous year's revenue of 7.22 M. Net Loss for the year was (1.72 M) with profit before overhead, payroll, taxes, and interest of 9.04 M. | |
| Kentucky First Federal currently holds about 25.82 M in cash with (1.45 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.17, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| Kentucky First has a poor financial position based on the latest SEC disclosures | |
| Roughly 62.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from gurufocus.com: KFFB Stock Dips Amid Market Fluctuations |
Kentucky First Returns Distribution Density
The distribution of Kentucky First's historical returns is an attempt to chart the uncertainty of Kentucky First's future price movements. The chart of the probability distribution of Kentucky First daily returns describes the distribution of returns around its average expected value. We use Kentucky First Federal price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Kentucky First returns is essential to provide solid investment advice for Kentucky First.
| Mean Return | -0.28 | Value At Risk | -5.61 | Potential Upside | 6.72 | Standard Deviation | 3.55 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Kentucky First historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Kentucky Stock Institutional Investors
| Shares | Delta Asset Management Llc | 2024-09-30 | 603 | Glen Eagle Advisors, Llc | 2024-06-30 | 225 | Bank Of America Corp | 2024-06-30 | 24.0 | Royal Bank Of Canada | 2024-06-30 | 0.0 | Wells Fargo & Co | 2024-06-30 | 0.0 | Farmers National Bank | 2024-06-30 | 0.0 | Custom Portfolio Group Llc | 2024-06-30 | 0.0 | Innealta Capital, Llc | 2024-09-30 | 0.0 | Dimensional Fund Advisors, Inc. | 2024-09-30 | 73.9 K | Vanguard Group Inc | 2024-09-30 | 69.7 K | Community Trust & Investment Co | 2024-09-30 | 20 K |
Kentucky First Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Capital Expenditures | 148K | 165K | 101K | 127K | 66K | 62.7K | |
| Net Income | (12.5M) | 1.8M | 1.6M | 933K | (1.7M) | (1.6M) | |
| End Period Cash Flow | 13.7M | 21.6M | 25.8M | 8.2M | 18.3M | 11.5M | |
| Change In Cash | 3.8M | 7.9M | 4.2M | (17.7M) | 10.1M | 10.6M | |
| Free Cash Flow | 877K | 1.5M | 2.5M | 1.0M | (1.5M) | (1.4M) | |
| Other Non Cash Items | (526K) | (300K) | 635K | 83K | 641K | 673.1K | |
| Change To Inventory | (420K) | 166K | 74K | (105K) | (94.5K) | (89.8K) | |
| Change To Netincome | 13.0M | (659K) | 983K | (147K) | (169.1K) | (160.6K) | |
| Investments | 2.7M | 2.6M | (10.1M) | (39.5M) | (16.6M) | (15.8M) | |
| Net Borrowings | (12.0M) | 2.2M | (22.8M) | 36.0M | 41.4M | 43.5M |
Kentucky First Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Kentucky First or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Kentucky First's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Kentucky stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.37 | |
β | Beta against Dow Jones | 0.69 | |
σ | Overall volatility | 3.57 | |
Ir | Information ratio | -0.12 |
Kentucky First Volatility Alert
Kentucky First Federal exhibits very low volatility with skewness of 0.28 and kurtosis of -0.04. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Kentucky First's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Kentucky First's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Kentucky First Fundamentals Vs Peers
Comparing Kentucky First's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Kentucky First's direct or indirect competition across all of the common fundamentals between Kentucky First and the related equities. This way, we can detect undervalued stocks with similar characteristics as Kentucky First or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Kentucky First's fundamental indicators could also be used in its relative valuation, which is a method of valuing Kentucky First by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Kentucky First to competition |
| Fundamentals | Kentucky First | Peer Average |
| Return On Equity | -0.0349 | -0.31 |
| Return On Asset | -0.0048 | -0.14 |
| Profit Margin | (0.24) % | (1.27) % |
| Operating Margin | (0.04) % | (5.51) % |
| Current Valuation | 71.08 M | 16.62 B |
| Shares Outstanding | 8.09 M | 571.82 M |
| Shares Owned By Insiders | 62.33 % | 10.09 % |
| Shares Owned By Institutions | 2.51 % | 39.21 % |
| Number Of Shares Shorted | 7.15 K | 4.71 M |
| Price To Earning | 36.95 X | 28.72 X |
| Price To Book | 0.44 X | 9.51 X |
| Price To Sales | 2.95 X | 11.42 X |
| Revenue | 7.22 M | 9.43 B |
| Gross Profit | 9.04 M | 27.38 B |
| EBITDA | (1.73 M) | 3.9 B |
| Net Income | (1.72 M) | 570.98 M |
| Cash And Equivalents | 25.82 M | 2.7 B |
| Cash Per Share | 3.17 X | 5.01 X |
| Total Debt | 68.99 M | 5.32 B |
| Debt To Equity | 3.32 % | 48.70 % |
| Book Value Per Share | 5.93 X | 1.93 K |
| Cash Flow From Operations | (1.45 M) | 971.22 M |
| Short Ratio | 0.81 X | 4.00 X |
| Earnings Per Share | (0.19) X | 3.12 X |
| Number Of Employees | 56 | 18.84 K |
| Beta | 0.18 | -0.15 |
| Market Capitalization | 21.32 M | 19.03 B |
| Total Asset | 374.97 M | 29.47 B |
| Retained Earnings | 17.32 M | 9.33 B |
| Five Year Return | 5.42 % | |
| Net Asset | 374.97 M | |
| Last Dividend Paid | 0.1 |
Note: Disposition of tradable shares by Teresa Hulette of Kentucky First subject to Rule 16b-3 [view details]
Kentucky First Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Kentucky . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Daily Balance Of Power | 9.2 T | |||
| Rate Of Daily Change | 1.02 | |||
| Day Median Price | 2.64 | |||
| Day Typical Price | 2.64 | |||
| Price Action Indicator | 0.03 | |||
| Period Momentum Indicator | 0.06 | |||
| Relative Strength Index | 52.15 |
About Kentucky First Buy or Sell Advice
When is the right time to buy or sell Kentucky First Federal? Buying financial instruments such as Kentucky Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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In addition to having Kentucky First in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Funds or Etfs that attempt to achieve high capital gains by investing in companies with high growth potential and above average risk. The Aggressive Funds theme has 45 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Aggressive Funds Theme or any other thematic opportunities.
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Check out Kentucky First Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Portfolio Anywhere module to track or share privately all of your investments from the convenience of any device.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Kentucky First. If investors know Kentucky will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Kentucky First listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.74) | Earnings Share (0.19) | Revenue Per Share 0.892 | Quarterly Revenue Growth (0.04) | Return On Assets (0) |
The market value of Kentucky First Federal is measured differently than its book value, which is the value of Kentucky that is recorded on the company's balance sheet. Investors also form their own opinion of Kentucky First's value that differs from its market value or its book value, called intrinsic value, which is Kentucky First's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Kentucky First's market value can be influenced by many factors that don't directly affect Kentucky First's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Kentucky First's value and its price as these two are different measures arrived at by different means. Investors typically determine if Kentucky First is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Kentucky First's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.