Lincoln National Financials

LNC Stock  USD 35.71  0.37  1.05%   
Based on the analysis of Lincoln National's profitability, liquidity, and operating efficiency, Lincoln National is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in December. At present, Lincoln National's Total Stockholder Equity is projected to increase significantly based on the last few years of reporting. The current year's Net Debt is expected to grow to about 2.8 B, whereas Short and Long Term Debt Total is forecasted to decline to about 4 B. Key indicators impacting Lincoln National's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.910.863
Notably Up
Slightly volatile
The financial analysis of Lincoln National is a critical element in measuring its lifeblood. Investors should not minimize Lincoln National's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Cash And Equivalents

2.66 Billion

  
Understanding current and past Lincoln National Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Lincoln National's financial statements are interrelated, with each one affecting the others. For example, an increase in Lincoln National's assets may result in an increase in income on the income statement.
Please note, the presentation of Lincoln National's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Lincoln National's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Lincoln National's management manipulating its earnings.

Lincoln National Stock Summary

Lincoln National competes with Morningstar Unconstrained, Via Renewables, Sitka Gold, MSCI ACWI, and Bim Birlesik. Lincoln National Corporation, through its subsidiaries, operates multiple insurance and retirement businesses in the United States. Lincoln National Corporation was founded in 1905 and is based in Radnor, Pennsylvania. Lincoln National operates under InsuranceLife classification in the United States and is traded on New York Stock Exchange. It employs 10848 people.
Specialization
Financial Services, Insurance - Life
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS5341871094
CUSIP534187109
LocationPennsylvania; U.S.A
Business Address150 North Radnor-Chester
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.lincolnfinancial.com
Phone484 583 1400
CurrencyUSD - US Dollar

Lincoln National Key Financial Ratios

Lincoln National Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets334.8B365.9B387.3B334.2B372.4B391.0B
Net Debt3.8B5.0B4.0B3.1B2.7B2.8B
Retained Earnings8.9B8.7B9.1B5.9B4.8B4.7B
Total Liab315.1B6.7B367.0B329.1B365.5B383.8B
Other Current Liab(300M)(10.4B)(142M)(583M)(362M)(343.9M)
Other Assets97.6B94.8B119.7B106.5B367.9B386.3B
Net Receivables17.6B17.0B20.9B20.0B29.8B31.3B
Total Current Assets125.4B141.7B142.2B123.0B3.4B3.5B
Intangible Assets8.3B6.4B6.6B14.1B12.7B13.3B
Cash2.6B1.7B2.6B3.3B3.4B2.9B
Good Will1.4B1.8B1.8B1.1B1.3B2.0B
Common Stock5.2B5.1B4.7B4.5B4.6B4.7B
Other Liab297.2B333.8B357.5B312.1B358.9B376.9B
Long Term Debt7.9B8.6B6.3B6.0B5.7B5.4B
Other Current Assets7.0B6.8B7.4B4.6B8.7B9.1B
Accounts Payable5.1B6.2B2.1B6.7B7.7B4.1B
Net Tangible Assets17.9B20.9B18.5B2.0B2.3B2.2B
Long Term Debt Total7.9B8.6B6.3B6.0B6.8B7.5B

Lincoln National Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense297M326M284M270M283M190.1M
Total Revenue17.3B17.4B19.2B18.8B11.6B10.6B
Gross Profit17.3B17.4B19.2B18.8B11.6B10.6B
Operating Income888M(276M)815M(2.8B)(821M)(780.0M)
Ebit888M35.8B1.9B(2.8B)(817M)(776.2M)
Ebitda914M35.9B2.0B6.4B(773M)(734.4M)
Net Income886M499M1.4B(2.2B)(752M)(714.4M)
Income Tax Expense33M(76M)233M584M(396M)(376.2M)
Income Before Tax919M423M1.6B(2.8B)(1.1B)(1.1B)
Cost Of Revenue11.3B12.7B19.1B2.4B2.7B2.6B
Extraordinary Items1.3B19M17M37M42.6M40.4M
Tax Provision33M(76M)233M(584M)(796M)(756.2M)
Interest Income339M284M270M283M254.7M243.3M
Net Interest Income(414M)(284M)(270M)(283M)(436M)(457.8M)

Lincoln National Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash218M(855M)904M731M22M20.9M
Free Cash Flow(2.7B)534M151M4.0B(2.1B)(2.0B)
Depreciation(409M)(41M)(46M)(74M)39M41.0M
Other Non Cash Items(1.1B)948M(113M)1.0B1.6B1.6B
Dividends Paid303M311M319M310M387M242.1M
Net Income886M499M1.4B(2.2B)(752M)(714.4M)
End Period Cash Flow2.6B1.7B2.6B3.3B3.4B2.6B
Change To Netincome(2.1B)435M(325M)1.3B1.2B1.3B
Investments(1.9B)(11.4B)(7.2B)(9.4B)(4.4B)(4.6B)
Net Borrowings394M180M(8M)(4M)(4.6M)(4.4M)

Lincoln Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Lincoln National's current stock value. Our valuation model uses many indicators to compare Lincoln National value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Lincoln National competition to find correlations between indicators driving Lincoln National's intrinsic value. More Info.
Lincoln National is rated second overall in return on equity category among its peers. It also is rated second overall in return on asset category among its peers . At present, Lincoln National's Return On Equity is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Lincoln National's earnings, one of the primary drivers of an investment's value.

Lincoln National Systematic Risk

Lincoln National's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Lincoln National volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twelve with a total number of output elements of fourty-nine. The Beta measures systematic risk based on how returns on Lincoln National correlated with the market. If Beta is less than 0 Lincoln National generally moves in the opposite direction as compared to the market. If Lincoln National Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Lincoln National is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Lincoln National is generally in the same direction as the market. If Beta > 1 Lincoln National moves generally in the same direction as, but more than the movement of the benchmark.

Lincoln National Thematic Clasifications

Lincoln National is part of several thematic ideas from Macroaxis Picks to FinTech. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Today, most investors in Lincoln National Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Lincoln National's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Lincoln National growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.0394

At present, Lincoln National's Price Earnings To Growth Ratio is projected to increase slightly based on the last few years of reporting.

Lincoln National November 25, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Lincoln National help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Lincoln National. We use our internally-developed statistical techniques to arrive at the intrinsic value of Lincoln National based on widely used predictive technical indicators. In general, we focus on analyzing Lincoln Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Lincoln National's daily price indicators and compare them against related drivers.

Complementary Tools for Lincoln Stock analysis

When running Lincoln National's price analysis, check to measure Lincoln National's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lincoln National is operating at the current time. Most of Lincoln National's value examination focuses on studying past and present price action to predict the probability of Lincoln National's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Lincoln National's price. Additionally, you may evaluate how the addition of Lincoln National to your portfolios can decrease your overall portfolio volatility.
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