Mainstreet Bank Financials
MNSB Stock | USD 18.42 0.02 0.11% |
Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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Debt Equity Ratio | 0.53 | 0.3279 |
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Current Ratio | 1.16 | 1.1 |
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The financial analysis of Mainstreet Bank is a critical element in measuring its lifeblood. Investors should not minimize Mainstreet Bank's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.
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Mainstreet | Select Account or Indicator |
Understanding current and past Mainstreet Bank Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Mainstreet Bank's financial statements are interrelated, with each one affecting the others. For example, an increase in Mainstreet Bank's assets may result in an increase in income on the income statement.
Please note, the presentation of Mainstreet Bank's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Mainstreet Bank's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Mainstreet Bank's management manipulating its earnings.
Mainstreet Bank Stock Summary
Mainstreet Bank competes with Oak Valley, Home Federal, LINKBANCORP, First Northwest, and Investar Holding. MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. MainStreet Bancshares, Inc. was incorporated in 2003 and is headquartered in Fairfax, Virginia. Mainstreet Bank operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 157 people.Specialization | Financial Services, Banks - Regional |
Instrument | USA Stock View All |
Exchange | NASDAQ Exchange |
ISIN | US56064Y1001 |
CUSIP | 56064Y100 56064A102 |
Location | Virginia; U.S.A |
Business Address | 10089 Fairfax Boulevard, |
Sector | Banks |
Industry | Financials |
Benchmark | Dow Jones Industrial |
Website | mstreetbank.com |
Phone | 703 481 4567 |
Currency | USD - US Dollar |
Mainstreet Bank Key Financial Ratios
Return On Equity | 0.0515 | ||||
Profit Margin | 0.18 % | ||||
Operating Margin | 0.01 % | ||||
Price To Sales | 2.23 X | ||||
Revenue | 79.58 M |
Mainstreet Bank Key Balance Sheet Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Total Assets | 1.3B | 1.6B | 1.6B | 1.9B | 2.0B | 2.1B | |
Net Debt | 1.4M | (61.1M) | (32.5M) | 123.3M | 19.1M | 14.5M | |
Retained Earnings | 29.1M | 44.2M | 64.2M | 86.8M | 106.5M | 111.9M | |
Cash | 53.4M | 75.9M | 61.8M | 48.9M | 53.6M | 28.4M | |
Other Assets | 995.5M | 1.2B | 1.3B | 110.6M | 1.8B | 1.9B | |
Net Receivables | 5.4M | 9.6M | 7.7M | 9.6M | 12.4M | 13.0M | |
Total Liab | 54.8M | 14.8M | 29.3M | 1.7B | 1.8B | 1.9B | |
Total Current Assets | 151.6M | 233.0M | 169.4M | 1.8B | 114.5M | 184.3M | |
Common Stock | 32.4M | 29.1M | 29.5M | 28.7M | 29.2M | 20.4M | |
Other Liab | 3.3M | 3.2M | 3.7M | 17.4M | 20.0M | 21.0M | |
Net Tangible Assets | 137.0M | 140.4M | 159.0M | 161.9M | 186.2M | 112.0M | |
Accounts Payable | 1.1B | 1.4B | 1.4B | 1.5B | 1.7B | 1.0B | |
Long Term Debt | 54.8M | 14.8M | 29.3M | 172.2M | 72.6M | 63.0M | |
Other Current Assets | 71.5M | 118.3M | 101.7M | 1.7B | 126.9M | 233.9M | |
Short Term Debt | 327K | 529K | 689K | 100.6M | 654K | 621.3K | |
Long Term Debt Total | 14.8M | 14.8M | 29.3M | 72.2M | 83.1M | 87.2M | |
Capital Surpluse | 75.1M | 66.1M | 67.7M | 64.0M | 73.6M | 70.2M | |
Net Invested Capital | 191.8M | 155.2M | 190.8M | 343.3M | 266.9M | 229.7M | |
Capital Stock | 32.4M | 56.4M | 56.7M | 56.0M | 56.5M | 53.2M |
Mainstreet Bank Key Income Statement Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Interest Expense | 19.4M | 16.1M | 10.7M | 13.8M | 48.2M | 50.6M | |
Total Revenue | 44.3M | 53.5M | 59.6M | 74.8M | 79.6M | 83.6M | |
Gross Profit | 42.7M | 51.6M | 57.6M | 72.5M | 76.8M | 80.6M | |
Operating Income | 17.3M | 19.6M | 28.0M | 47.2M | (2.8M) | (2.6M) | |
Ebit | 17.3M | 57.7M | 58.9M | 77.4M | (3.9M) | (3.7M) | |
Ebitda | 18.9M | 59.2M | 60.6M | 79.2M | (2.2M) | (2.0M) | |
Net Income | 14.0M | 15.7M | 22.2M | 26.7M | 26.6M | 27.9M | |
Income Tax Expense | 3.4M | 3.8M | 5.8M | 6.7M | 6.2M | 6.6M | |
Income Before Tax | 17.3M | 19.6M | 28.0M | 33.4M | 32.8M | 34.5M | |
Cost Of Revenue | 1.6M | 1.9M | 2.0M | 2.3M | 2.8M | 2.9M | |
Tax Provision | 3.4M | 3.8M | 5.8M | 6.7M | 7.4M | 4.2M | |
Net Interest Income | 39.4M | 46.0M | 53.5M | 70.0M | 79.5M | 45.9M | |
Interest Income | 58.8M | 62.1M | 64.2M | 83.8M | 116.8M | 60.6M |
Mainstreet Bank Key Cash Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Change In Cash | 6.8M | 42.7M | (14.3M) | 37.4M | (16.1M) | (15.3M) | |
Free Cash Flow | 15.7M | 15.7M | 56.1M | 25.8M | 25.6M | 26.9M | |
Depreciation | 1.6M | 2.1M | 2.4M | 2.6M | 1.8M | 1.2M | |
Other Non Cash Items | 1.1M | 3.2M | 28.6M | 2.0M | 2.1M | 2.8M | |
Capital Expenditures | 990K | 1.3M | 4.3M | 7.8M | 6.0M | 6.3M | |
Net Income | 14.0M | 15.7M | 22.2M | 26.7M | 26.6M | 27.9M | |
End Period Cash Flow | 64.8M | 107.5M | 93.2M | 130.6M | 114.5M | 120.2M | |
Investments | (161.4M) | (313.8M) | (35.6M) | 28.0M | (144.6M) | (151.8M) | |
Change To Netincome | 1.7M | 3.0M | (693K) | 3.2M | 3.7M | 1.9M |
Mainstreet Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Mainstreet Bank's current stock value. Our valuation model uses many indicators to compare Mainstreet Bank value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Mainstreet Bank competition to find correlations between indicators driving Mainstreet Bank's intrinsic value. More Info.Mainstreet Bank is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.10 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Mainstreet Bank is roughly 9.72 . At present, Mainstreet Bank's Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Mainstreet Bank's earnings, one of the primary drivers of an investment's value.Mainstreet Bank Systematic Risk
Mainstreet Bank's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Mainstreet Bank volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on Mainstreet Bank correlated with the market. If Beta is less than 0 Mainstreet Bank generally moves in the opposite direction as compared to the market. If Mainstreet Bank Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Mainstreet Bank is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Mainstreet Bank is generally in the same direction as the market. If Beta > 1 Mainstreet Bank moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Mainstreet Bank Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Mainstreet Bank's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Mainstreet Bank growth as a starting point in their analysis.
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Mainstreet Bank November 26, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Mainstreet Bank help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Mainstreet Bank. We use our internally-developed statistical techniques to arrive at the intrinsic value of Mainstreet Bank based on widely used predictive technical indicators. In general, we focus on analyzing Mainstreet Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Mainstreet Bank's daily price indicators and compare them against related drivers.
Downside Deviation | 2.33 | |||
Information Ratio | 0.0193 | |||
Maximum Drawdown | 19.63 | |||
Value At Risk | (3.21) | |||
Potential Upside | 2.89 |
Complementary Tools for Mainstreet Stock analysis
When running Mainstreet Bank's price analysis, check to measure Mainstreet Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Mainstreet Bank is operating at the current time. Most of Mainstreet Bank's value examination focuses on studying past and present price action to predict the probability of Mainstreet Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Mainstreet Bank's price. Additionally, you may evaluate how the addition of Mainstreet Bank to your portfolios can decrease your overall portfolio volatility.
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