Mainstreet Bank Valuation

MNSB Stock  USD 18.42  0.02  0.11%   
At this time, the firm appears to be undervalued. Mainstreet Bank secures a last-minute Real Value of $22.26 per share. The latest price of the firm is $18.42. Our model forecasts the value of Mainstreet Bank from analyzing the firm fundamentals such as Profit Margin of 0.18 %, return on equity of 0.0515, and Current Valuation of 3.79 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Mainstreet Bank's valuation include:
Price Book
0.7038
Enterprise Value
3.8 M
Price Sales
2.2326
Forward PE
18.0505
Trailing PE
15.2231
Undervalued
Today
18.42
Please note that Mainstreet Bank's price fluctuation is not too volatile at this time. Calculation of the real value of Mainstreet Bank is based on 3 months time horizon. Increasing Mainstreet Bank's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Mainstreet Bank is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Mainstreet Stock. However, Mainstreet Bank's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  18.42 Real  22.26 Target  26.25 Hype  18.38 Naive  18.64
The real value of Mainstreet Stock, also known as its intrinsic value, is the underlying worth of Mainstreet Bank Company, which is reflected in its stock price. It is based on Mainstreet Bank's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Mainstreet Bank's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
22.26
Real Value
24.80
Upside
Estimating the potential upside or downside of Mainstreet Bank helps investors to forecast how Mainstreet stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Mainstreet Bank more accurately as focusing exclusively on Mainstreet Bank's fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
0.210.210.21
Details
Hype
Prediction
LowEstimatedHigh
15.8418.3820.92
Details
Potential
Annual Dividend
LowForecastedHigh
0.260.270.28
Details
2 Analysts
Consensus
LowTarget PriceHigh
23.8926.2529.14
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Mainstreet Bank's intrinsic value based on its ongoing forecasts of Mainstreet Bank's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Mainstreet Bank's closest peers. If more than one evaluation category is relevant for Mainstreet Bank we suggest using both methods to arrive at a better estimate.

Mainstreet Bank Cash

28.43 Million

Mainstreet Valuation Trend

Comparing Mainstreet Bank's enterprise value against its market capitalization is a good way to estimate the value of Mainstreet Bank uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.

Mainstreet Bank Total Value Analysis

Mainstreet Bank is now projected to have valuation of 3.79 M with market capitalization of 140.05 M, debt of 72.64 M, and cash on hands of 104.73 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Mainstreet Bank fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
3.79 M
140.05 M
72.64 M
104.73 M

Mainstreet Bank Investor Information

About 50.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.7. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Mainstreet Bank last dividend was issued on the 12th of November 2024. The entity had 105:100 split on the 6th of April 2018. Based on the analysis of Mainstreet Bank's profitability, liquidity, and operating efficiency, Mainstreet Bank is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in December.

Mainstreet Bank Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Mainstreet suggests not a very effective usage of assets in November.
 
Housing Crash
 
Credit Downgrade
 
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Covid

Mainstreet Bank Ownership Allocation

The market capitalization of Mainstreet Bank is $140.05 Million. 30% of Mainstreet Bank outstanding shares are owned by institutional investors. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.

Mainstreet Bank Profitability Analysis

The company reported the previous year's revenue of 79.58 M. Net Income was 26.59 M with profit before overhead, payroll, taxes, and interest of 72.44 M.

Mainstreet Bank Past Distributions to stockholders

Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Mainstreet Bank's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Mainstreet Bank and how it compares across the competition.

About Mainstreet Bank Valuation

The stock valuation mechanism determines Mainstreet Bank's current worth on a weekly basis. Our valuation model uses a comparative analysis of Mainstreet Bank. We calculate exposure to Mainstreet Bank's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Mainstreet Bank's related companies.
Last ReportedProjected for Next Year
Gross Profit76.8 M80.6 M
Pretax Profit Margin 0.42  0.44 
Operating Profit Margin 1.53  1.60 
Net Profit Margin 0.34  0.36 
Gross Profit Margin 0.99  0.78 
Mainstreet Bank's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Mainstreet Bank's value is low or high relative to the company's performance and growth projections. Determining the market value of Mainstreet Bank can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Mainstreet Bank represents a small ownership stake in the entity. As a stockholder of Mainstreet, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Mainstreet Bank Dividends Analysis For Valuation

The current year's Dividends Paid is expected to grow to about 5.4 M. The current year's Dividend Yield is expected to grow to 0.03. At present, Mainstreet Bank's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Earnings Yield is expected to grow to 0.15, whereas Earning Assets are forecasted to decline to about 112.9 M.
Last ReportedProjected for Next Year
Dividends Paid5.2 M5.4 M
Dividend Yield 0.03  0.03 
Dividend Payout Ratio 0.19  0.20 
Dividend Paid And Capex Coverage Ratio 2.83  4.54 
There are various types of dividends Mainstreet Bank can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Mainstreet shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Mainstreet Bank directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Mainstreet pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Mainstreet Bank by the value of the dividends paid out.

Mainstreet Bank Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding7.5 M
Quarterly Earnings Growth Y O Y-0.682
Forward Price Earnings18.0505

Mainstreet Bank Current Valuation Indicators

Valuation refers to the process of determining the present value of Mainstreet Bank and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Mainstreet we look at many different elements of the entity such as Mainstreet's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Mainstreet Bank, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Mainstreet Bank's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Mainstreet Bank's worth.

Complementary Tools for Mainstreet Stock analysis

When running Mainstreet Bank's price analysis, check to measure Mainstreet Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Mainstreet Bank is operating at the current time. Most of Mainstreet Bank's value examination focuses on studying past and present price action to predict the probability of Mainstreet Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Mainstreet Bank's price. Additionally, you may evaluate how the addition of Mainstreet Bank to your portfolios can decrease your overall portfolio volatility.
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