National Bank Financials

NA Stock  CAD 128.99  2.22  1.69%   
We recommend to make use of National Bank of fundamental analysis to see if markets are presently undervaluing or overvaluing the entity. Strictly speaking, this technique allows you to check out available financial ratios of National Bank as well as the relationship between them. We were able to interpolate and analyze data for thirty-five available fundamentals for National Bank, which can be compared to its peers in the industry. The stock experiences a somewhat bearish sentiment, but the market may correct it shortly. Check odds of National Bank to be traded at C$125.12 in 90 days. Key indicators impacting National Bank's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.180.3
Way Down
Slightly volatile
Return On Assets0.00550.0074
Way Down
Pretty Stable
Return On Equity0.110.13
Fairly Down
Pretty Stable
Debt Equity Ratio2.772.63
Notably Up
Slightly volatile
Operating Income3.7 B5.3 B
Way Down
Slightly volatile
Current Ratio0.220.24
Significantly Down
Slightly volatile
  

National Bank Stock Summary

National Bank competes with Canadian Imperial, Bank of Montreal, Royal Bank, Bank of Nova Scotia, and Toronto Dominion. National Bank of Canada provides various financial products and services to retail, commercial, corporate, and institutional clients in Canada and internationally. National Bank of Canada was founded in 1859 and is based in Montreal, Canada. NATIONAL BANK operates under BanksDiversified classification in Canada and is traded on Toronto Stock Exchange. It employs 28903 people.
Foreign Associate
  USA
Specialization
Financial Services, Banks - Diversified
InstrumentCanada Stock View All
ExchangeToronto Exchange
ISINCA6330671034
Business Address600 De La
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.nbc.ca
Phone514 394 5000
CurrencyCAD - Canadian Dollar
You should never invest in National Bank without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of National Stock, because this is throwing your money away. Analyzing the key information contained in National Bank's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

National Bank Key Financial Ratios

National Bank's financial ratios allow both analysts and investors to convert raw data from National Bank's financial statements into concise, actionable information that can be used to evaluate the performance of National Bank over time and compare it to other companies across industries.

National Bank Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets355.8B403.7B423.6B462.2B531.6B558.1B
Other Current Liab(16.6B)(22.4B)(21.6B)194.0B223.2B234.3B
Net Debt9.8B14.1B18.3B42.8B49.2B51.6B
Retained Earnings13.0B15.1B16.7B18.6B21.4B22.5B
Accounts Payable3.8B4.4B5.1B6.6B7.6B7.9B
Cash33.9B31.9B35.2B31.5B36.3B38.1B
Net Receivables3.4B5.0B6.2B3.0B3.5B2.5B
Other Current Assets13.3B150.7B171.1B171.9B197.6B207.5B
Total Liab336.9B382.0B399.9B436.7B502.2B527.3B
Total Current Assets37.2B40.2B41.3B45.3B40.8B25.2B
Other Assets187.9B204.9B248.3B7.2B8.3B7.8B
Good Will1.5B1.5B1.5B1.5B1.8B1.3B
Intangible Assets1.5B1.4B1.3B1.2B1.4B1.0B
Common Stock3.1B3.2B3.2B3.3B3.8B2.6B
Short Term Debt13.4B18.2B17.2B20.9B24.0B16.2B
Other Liab19.4B20.1B22.3B21.5B24.7B21.8B
Net Tangible Assets9.5B11.1B14.3B17.2B19.8B10.9B
Long Term Debt24.2B27.8B32.2B41.6B47.8B25.6B
Short Long Term Debt18.2B17.1B20.8B32.7B29.5B16.9B
Long Term Debt Total20.9B23.3B24.8B28.4B32.7B22.6B
Inventory(143.0B)(150.7B)(171.1B)(171.9B)(154.7B)(162.4B)

National Bank Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense2.2B4.3B13.2B17.0B19.6B20.6B
Total Revenue8.9B9.6B9.8B11.4B13.1B13.8B
Gross Profit7.9B8.9B9.6B10.2B11.7B12.3B
Operating Income2.5B4.1B8.6B4.6B5.3B3.7B
Ebit2.5B4.0B4.2B4.0B4.6B2.6B
Ebitda3.0B4.5B4.7B4.5B5.2B2.8B
Income Before Tax4.1B4.3B4.0B4.8B5.5B5.8B
Net Income3.1B3.4B3.3B3.8B4.4B4.6B
Income Tax Expense453M895M894M637M732.6M769.2M
Minority Interest3M(2M)1M2M900K855K
Tax Provision895M894M637M961M1.1B636.8M
Net Interest Income4.8B5.3B3.6B2.9B3.4B4.1B
Interest Income7.0B9.5B16.8B20.0B23.0B24.1B

National Bank Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash4.7B(2.0B)3.4B(3.7B)(4.2B)(4.0B)
Free Cash Flow5.5B(2.6B)4.5B3.9B4.5B4.8B
Other Non Cash Items820M(159M)12M313M360.0M377.9M
Dividends Paid1.1B1.3B1.5B1.6B1.9B2.0B
Capital Expenditures567M670M651M703M808.5M848.9M
Net Income3.2B3.4B3.3B3.8B4.4B4.6B
End Period Cash Flow33.9B31.9B35.2B31.5B36.3B38.1B
Investments2.0B(786M)(80M)(7.3B)(6.6B)(6.3B)
Change To Netincome112M713M(42M)138M124.2M209.3M

National Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining National Bank's current stock value. Our valuation model uses many indicators to compare National Bank value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across National Bank competition to find correlations between indicators driving National Bank's intrinsic value. More Info.
National Bank of is considered to be number one stock in return on equity category among its peers. It also is considered to be number one stock in return on asset category among its peers reporting about  0.05  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for National Bank of is roughly  18.29 . At this time, National Bank's Return On Equity is very stable compared to the past year. Comparative valuation analysis is a catch-all model that can be used if you cannot value National Bank by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for National Bank's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.

National Bank Systematic Risk

National Bank's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. National Bank volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty with a total number of output elements of thirty-one. The Beta measures systematic risk based on how returns on National Bank correlated with the market. If Beta is less than 0 National Bank generally moves in the opposite direction as compared to the market. If National Bank Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one National Bank is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of National Bank is generally in the same direction as the market. If Beta > 1 National Bank moves generally in the same direction as, but more than the movement of the benchmark.

National Bank of Total Assets Over Time

Today, most investors in National Bank Stock are looking for potential investment opportunities by analyzing not only static indicators but also various National Bank's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of National Bank growth as a starting point in their analysis.

Price Earnings To Growth Ratio

1.16

At this time, National Bank's Price Earnings To Growth Ratio is very stable compared to the past year.

National Bank January 31, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of National Bank help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of National Bank of. We use our internally-developed statistical techniques to arrive at the intrinsic value of National Bank of based on widely used predictive technical indicators. In general, we focus on analyzing National Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build National Bank's daily price indicators and compare them against related drivers.

Other Information on Investing in National Stock

National Bank financial ratios help investors to determine whether National Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in National with respect to the benefits of owning National Bank security.