Norwood Financial Corp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At this time, Norwood Financial's Property Plant And Equipment Net is quite stable compared to the past year. Retained Earnings is expected to rise to about 163.4 M this year, although the value of Other Assets will most likely fall to about 6.1 M. Key indicators impacting Norwood Financial's financial strength include:
The essential information of the day-to-day investment outlook for Norwood Financial includes many different criteria found on its balance sheet. An individual investor should monitor Norwood Financial's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Norwood Financial.
Norwood Financial competes with Chemung Financial, Home Federal, Rhinebeck Bancorp, Finward Bancorp, and First Community. Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. Norwood Financial Corp. was founded in 1870 and is headquartered in Honesdale, Pennsylvania. Norwood Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 263 people.
Comparative valuation techniques use various fundamental indicators to help in determining Norwood Financial's current stock value. Our valuation model uses many indicators to compare Norwood Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Norwood Financial competition to find correlations between indicators driving Norwood Financial's intrinsic value. More Info.
Norwood Financial Corp is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers reporting about 0.08 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Norwood Financial Corp is roughly 12.29 . At this time, Norwood Financial's Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Norwood Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.
Norwood Financial Corp Systematic Risk
Norwood Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Norwood Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty with a total number of output elements of thirty-one. The Beta measures systematic risk based on how returns on Norwood Financial Corp correlated with the market. If Beta is less than 0 Norwood Financial generally moves in the opposite direction as compared to the market. If Norwood Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Norwood Financial Corp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Norwood Financial is generally in the same direction as the market. If Beta > 1 Norwood Financial moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Norwood Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Norwood Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Norwood Financial growth as a starting point in their analysis.
Norwood Financial February 1, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Norwood Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Norwood Financial Corp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Norwood Financial Corp based on widely used predictive technical indicators. In general, we focus on analyzing Norwood Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Norwood Financial's daily price indicators and compare them against related drivers.
When determining whether Norwood Financial Corp is a strong investment it is important to analyze Norwood Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Norwood Financial's future performance. For an informed investment choice regarding Norwood Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Norwood Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Norwood Financial. If investors know Norwood will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Norwood Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.06)
Dividend Share
1.2
Earnings Share
1.59
Revenue Per Share
7.741
Quarterly Revenue Growth
0.025
The market value of Norwood Financial Corp is measured differently than its book value, which is the value of Norwood that is recorded on the company's balance sheet. Investors also form their own opinion of Norwood Financial's value that differs from its market value or its book value, called intrinsic value, which is Norwood Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Norwood Financial's market value can be influenced by many factors that don't directly affect Norwood Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Norwood Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Norwood Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Norwood Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.