Norwood Financial Net Worth

Norwood Financial Net Worth Breakdown

  NWFL
The net worth of Norwood Financial Corp is the difference between its total assets and liabilities. Norwood Financial's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Norwood Financial's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Norwood Financial's net worth can be used as a measure of its financial health and stability which can help investors to decide if Norwood Financial is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Norwood Financial Corp stock.

Norwood Financial Net Worth Analysis

Norwood Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Norwood Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Norwood Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Norwood Financial's net worth analysis. One common approach is to calculate Norwood Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Norwood Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Norwood Financial's net worth. This approach calculates the present value of Norwood Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Norwood Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Norwood Financial's net worth. This involves comparing Norwood Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Norwood Financial's net worth relative to its peers.

Enterprise Value

296.05 Million

To determine if Norwood Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Norwood Financial's net worth research are outlined below:
Norwood Financial generated a negative expected return over the last 90 days
Latest headline from thelincolnianonline.com: Acquisition by Schmalzle Ronald R of 8500 shares of Norwood Financial at 26.585 subject to Rule 16b-3

Norwood Financial Quarterly Good Will

29.27 Million

Norwood Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Norwood Financial Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Norwood Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
26th of January 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

Know Norwood Financial's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Norwood Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Norwood Financial Corp backward and forwards among themselves. Norwood Financial's institutional investor refers to the entity that pools money to purchase Norwood Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Code Waechter Llc2024-12-31
27.9 K
Jpmorgan Chase & Co2024-09-30
27.8 K
Commonwealth Equity Services Inc2024-09-30
26.9 K
Bank Of New York Mellon Corp2024-09-30
24.5 K
Eagle Wealth Strategies Llc2024-12-31
23.5 K
Strategic Investment Advisors Inc2024-09-30
21.3 K
Charles Schwab Investment Management Inc2024-09-30
20.5 K
John G Ullman & Associates Inc2024-09-30
19.8 K
Goldman Sachs Group Inc2024-09-30
18.3 K
Blackrock Inc2024-09-30
565.7 K
Vanguard Group Inc2024-09-30
386.5 K
Note, although Norwood Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Norwood Financial's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 243.66 M.

Market Cap

250.58 Million

Project Norwood Financial's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.04  0.03 
Return On Assets 0.01  0.01 
Return On Equity 0.09  0.11 
The company has Profit Margin (PM) of 0.21 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.31 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.31.
When accessing Norwood Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Norwood Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Norwood Financial's profitability and make more informed investment decisions.

Evaluate Norwood Financial's management efficiency

At this time, Norwood Financial's Return On Tangible Assets are quite stable compared to the past year. Return On Assets is expected to rise to 0.01 this year, although the value of Return On Capital Employed will most likely fall to 0.03. At this time, Norwood Financial's Return On Tangible Assets are quite stable compared to the past year. Debt To Assets is expected to rise to 0.06 this year, although the value of Total Current Assets will most likely fall to about 72.2 M. Norwood Financial's management efficiency ratios could be used to measure how well Norwood Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 20.23  11.12 
Tangible Book Value Per Share 16.93  10.23 
Enterprise Value Over EBITDA 15.94  14.84 
Price Book Value Ratio 1.68  1.64 
Enterprise Value Multiple 15.94  14.84 
Price Fair Value 1.68  1.64 
Enterprise Value282 M296 M
The strategic decisions made by Norwood Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Enterprise Value Revenue
8.957
Revenue
62.3 M
Quarterly Revenue Growth
0.025
Revenue Per Share
7.741
Return On Equity
0.0713
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Norwood Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Norwood Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Norwood Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Schmalzle Ronald R 3 days ago
Acquisition by Schmalzle Ronald R of tradable shares of Norwood Financial at 26.0 subject to Rule 16b-3
 
Schmalzle Ronald R six days ago
Acquisition by Schmalzle Ronald R of 3129 shares of Norwood Financial at 26.0 subject to Rule 16b-3
 
Schmalzle Ronald R over a week ago
Acquisition by Schmalzle Ronald R of 2000 shares of Norwood Financial at 26.0 subject to Rule 16b-3
 
Phillips Kenneth A over two weeks ago
Acquisition by Phillips Kenneth A of 122 shares of Norwood Financial at 26.44 subject to Rule 16b-3
 
William Lance over a month ago
Acquisition by William Lance of 1500 shares of Norwood Financial at 29.66 subject to Rule 16b-3
 
John Carmody over a month ago
Disposition of 2 shares by John Carmody of Norwood Financial at 30.61 subject to Rule 16b-3
 
Schmalzle Ronald R over three months ago
Insider Trading
 
Gifford Jeffrey S over three months ago
Acquisition by Gifford Jeffrey S of 700 shares of Norwood Financial at 33.53 subject to Rule 16b-3
 
Schmalzle Ronald R over three months ago
Acquisition by Schmalzle Ronald R of 7400 shares of Norwood Financial at 27.0 subject to Rule 16b-3
 
Gifford Jeffrey S over three months ago
Disposition of tradable shares by Gifford Jeffrey S of Norwood Financial at 25.05 subject to Rule 16b-3
 
John McCaffery over three months ago
Acquisition by John McCaffery of 200 shares of Norwood Financial at 25.0 subject to Rule 16b-3
 
John McCaffery over three months ago
Acquisition by John McCaffery of 200 shares of Norwood Financial at 25.15 subject to Rule 16b-3

Norwood Financial Corporate Filings

6th of February 2025
Other Reports
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F4
3rd of February 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
29th of January 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
18th of December 2024
Other Reports
ViewVerify
Norwood Financial time-series forecasting models is one of many Norwood Financial's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Norwood Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Norwood Financial Earnings per Share Projection vs Actual

Norwood Financial Corporate Management

Vincent OBellExecutive OfficerProfile
Tracie YoungSenior RiskProfile
Diane EsqSenior OfficerProfile
Joseph MahonSenior LeaderProfile
When determining whether Norwood Financial Corp is a strong investment it is important to analyze Norwood Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Norwood Financial's future performance. For an informed investment choice regarding Norwood Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Norwood Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Norwood Financial. If investors know Norwood will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Norwood Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.06)
Dividend Share
1.2
Earnings Share
1.59
Revenue Per Share
7.741
Quarterly Revenue Growth
0.025
The market value of Norwood Financial Corp is measured differently than its book value, which is the value of Norwood that is recorded on the company's balance sheet. Investors also form their own opinion of Norwood Financial's value that differs from its market value or its book value, called intrinsic value, which is Norwood Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Norwood Financial's market value can be influenced by many factors that don't directly affect Norwood Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Norwood Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Norwood Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Norwood Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.