Based on the key measurements obtained from OptimumBank Holdings,'s financial statements, OptimumBank Holdings, may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At present, OptimumBank Holdings,'s Total Stockholder Equity is projected to increase significantly based on the last few years of reporting. The current year's Cash is expected to grow to about 92.6 M, whereas Net Debt is projected to grow to (10.6 M). Key indicators impacting OptimumBank Holdings,'s financial strength include:
The essential information of the day-to-day investment outlook for OptimumBank Holdings, includes many different criteria found on its balance sheet. An individual investor should monitor OptimumBank Holdings,'s cash flow, debt, and profitability to accurately make informed decisions on whether to invest in OptimumBank Holdings,.
Please note, the presentation of OptimumBank Holdings,'s financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, OptimumBank Holdings,'s management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of OptimumBank Holdings,'s management manipulating its earnings.
OptimumBank Holdings, Stock Summary
OptimumBank Holdings, competes with First National, TrustCo Bank, Inter Co, Rhinebeck Bancorp, and Plumas Bancorp. OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. The company was founded in 2000 and is based in Fort Lauderdale, Florida. Optimumbank Hlds operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 38 people.
Comparative valuation techniques use various fundamental indicators to help in determining OptimumBank Holdings,'s current stock value. Our valuation model uses many indicators to compare OptimumBank Holdings, value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across OptimumBank Holdings, competition to find correlations between indicators driving OptimumBank Holdings,'s intrinsic value. More Info.
OptimumBank Holdings, is rated below average in return on equity category among its peers. It is considered to be number one stock in return on asset category among its peers reporting about 0.10 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for OptimumBank Holdings, is roughly 10.46 . At present, OptimumBank Holdings,'s Return On Equity is projected to drop slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the OptimumBank Holdings,'s earnings, one of the primary drivers of an investment's value.
OptimumBank Holdings, Systematic Risk
OptimumBank Holdings,'s systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. OptimumBank Holdings, volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on OptimumBank Holdings, correlated with the market. If Beta is less than 0 OptimumBank Holdings, generally moves in the opposite direction as compared to the market. If OptimumBank Holdings, Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one OptimumBank Holdings, is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of OptimumBank Holdings, is generally in the same direction as the market. If Beta > 1 OptimumBank Holdings, moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in OptimumBank Holdings, Stock are looking for potential investment opportunities by analyzing not only static indicators but also various OptimumBank Holdings,'s growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of OptimumBank Holdings, growth as a starting point in their analysis.
Price Earnings To Growth Ratio
0.21
At present, OptimumBank Holdings,'s Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.
OptimumBank Holdings, January 19, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of OptimumBank Holdings, help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of OptimumBank Holdings,. We use our internally-developed statistical techniques to arrive at the intrinsic value of OptimumBank Holdings, based on widely used predictive technical indicators. In general, we focus on analyzing OptimumBank Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build OptimumBank Holdings,'s daily price indicators and compare them against related drivers.
Complementary Tools for OptimumBank Stock analysis
When running OptimumBank Holdings,'s price analysis, check to measure OptimumBank Holdings,'s market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OptimumBank Holdings, is operating at the current time. Most of OptimumBank Holdings,'s value examination focuses on studying past and present price action to predict the probability of OptimumBank Holdings,'s future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OptimumBank Holdings,'s price. Additionally, you may evaluate how the addition of OptimumBank Holdings, to your portfolios can decrease your overall portfolio volatility.