Optimumbank Holdings, Stock Buy Hold or Sell Recommendation
| OPHC Stock | USD 4.73 0.05 1.07% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding OptimumBank Holdings, is 'Hold'. Macroaxis provides OptimumBank Holdings, buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding OPHC positions.
Check out OptimumBank Holdings, Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide. In addition, we conduct extensive research on individual companies such as OptimumBank and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards OptimumBank Holdings,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate.
OptimumBank |
Execute OptimumBank Holdings, Buy or Sell Advice
The OptimumBank recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on OptimumBank Holdings,. Macroaxis does not own or have any residual interests in OptimumBank Holdings, or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute OptimumBank Holdings,'s advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Insignificant | Details | |
Volatility | Slightly risky | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
OptimumBank Holdings, Trading Alerts and Improvement Suggestions
| About 24.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from gurufocus.com: OptimumBank to Present at the 2025 Sequire Investor Summit in Puerto Rico |
OptimumBank Holdings, Returns Distribution Density
The distribution of OptimumBank Holdings,'s historical returns is an attempt to chart the uncertainty of OptimumBank Holdings,'s future price movements. The chart of the probability distribution of OptimumBank Holdings, daily returns describes the distribution of returns around its average expected value. We use OptimumBank Holdings, price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of OptimumBank Holdings, returns is essential to provide solid investment advice for OptimumBank Holdings,.
| Mean Return | 0.09 | Value At Risk | -2.53 | Potential Upside | 3.53 | Standard Deviation | 2.16 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of OptimumBank Holdings, historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
OptimumBank Stock Institutional Investors
| Shares | Federated Hermes Inc | 2024-09-30 | 159 | Bank Of America Corp | 2024-09-30 | 66.0 | Wells Fargo & Co | 2024-09-30 | 1.0 | Warberg Asset Management Llc | 2024-06-30 | 0.0 | Ejf Capital Llc | 2024-09-30 | 0.0 | Ubs Group Ag | 2024-09-30 | 0.0 | Vanguard Group Inc | 2024-09-30 | 302.2 K | Alliancebernstein L.p. | 2024-09-30 | 298.7 K | Renaissance Technologies Corp | 2024-09-30 | 116.5 K | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 100 K | Geode Capital Management, Llc | 2024-09-30 | 81.4 K |
OptimumBank Holdings, Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Capital Expenditures | 200K | 381K | 322K | 668K | 601.2K | 631.3K | |
| Net Income | (782K) | 6.3M | 4.0M | 6.3M | 7.2M | 7.6M | |
| End Period Cash Flow | 54.6M | 59.0M | 71.8M | 76.7M | 88.2M | 92.6M | |
| Change In Cash | 45.7M | 4.3M | 12.9M | 4.8M | 5.6M | 3.8M | |
| Free Cash Flow | (1.7M) | 3.4M | 10.0M | 6.2M | 7.1M | 7.5M | |
| Depreciation | 327K | 302K | 569K | 560K | 504K | 529.2K | |
| Other Non Cash Items | 7K | 61K | 3.2M | 4.0M | 4.6M | 4.9M | |
| Change To Netincome | 136K | 1.2M | (3.0M) | 4.9M | 4.4M | 4.7M | |
| Investments | (62.8M) | (14.2M) | (229.8M) | (141.9M) | (127.7M) | (121.3M) | |
| Net Borrowings | (12.2M) | 10M | (5M) | (8M) | (7.2M) | (6.8M) |
OptimumBank Holdings, Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to OptimumBank Holdings, or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that OptimumBank Holdings,'s price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a OptimumBank stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.07 | |
β | Beta against Dow Jones | 0.24 | |
σ | Overall volatility | 2.23 | |
Ir | Information ratio | 0.03 |
OptimumBank Holdings, Volatility Alert
OptimumBank Holdings, has relatively low volatility with skewness of 1.38 and kurtosis of 7.48. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure OptimumBank Holdings,'s stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact OptimumBank Holdings,'s stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.OptimumBank Holdings, Fundamentals Vs Peers
Comparing OptimumBank Holdings,'s fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze OptimumBank Holdings,'s direct or indirect competition across all of the common fundamentals between OptimumBank Holdings, and the related equities. This way, we can detect undervalued stocks with similar characteristics as OptimumBank Holdings, or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of OptimumBank Holdings,'s fundamental indicators could also be used in its relative valuation, which is a method of valuing OptimumBank Holdings, by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare OptimumBank Holdings, to competition |
| Fundamentals | OptimumBank Holdings, | Peer Average |
| Return On Equity | 0.15 | -0.31 |
| Return On Asset | 0.0141 | -0.14 |
| Profit Margin | 0.34 % | (1.27) % |
| Operating Margin | 0.48 % | (5.51) % |
| Current Valuation | (41.82 M) | 16.62 B |
| Shares Outstanding | 10.09 M | 571.82 M |
| Shares Owned By Insiders | 24.13 % | 10.09 % |
| Shares Owned By Institutions | 11.30 % | 39.21 % |
| Number Of Shares Shorted | 29.5 K | 4.71 M |
| Price To Earning | 2.45 X | 28.72 X |
| Price To Book | 0.50 X | 9.51 X |
| Price To Sales | 1.37 X | 11.42 X |
| Revenue | 35.78 M | 9.43 B |
| Gross Profit | 34.51 M | 27.38 B |
| EBITDA | 9.02 M | 3.9 B |
| Net Income | 6.28 M | 570.98 M |
| Cash And Equivalents | 77.27 M | 2.7 B |
| Cash Per Share | 12.82 X | 5.01 X |
| Total Debt | 64.25 M | 5.32 B |
| Debt To Equity | 41.97 % | 48.70 % |
| Book Value Per Share | 9.26 X | 1.93 K |
| Cash Flow From Operations | 6.88 M | 971.22 M |
| Short Ratio | 0.92 X | 4.00 X |
| Earnings Per Share | 1.34 X | 3.12 X |
| Target Price | 5.25 | |
| Number Of Employees | 60 | 18.84 K |
| Beta | 0.36 | -0.15 |
| Market Capitalization | 47.73 M | 19.03 B |
| Total Asset | 791.25 M | 29.47 B |
| Retained Earnings | (15.97 M) | 9.33 B |
| Net Asset | 791.25 M |
Note: Acquisition by Gubin Moishe of 45378 shares of OptimumBank Holdings subject to Rule 16b-3 [view details]
OptimumBank Holdings, Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as OptimumBank . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About OptimumBank Holdings, Buy or Sell Advice
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Check out OptimumBank Holdings, Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.You can also try the Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OptimumBank Holdings,. If investors know OptimumBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OptimumBank Holdings, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.828 | Earnings Share 1.34 | Revenue Per Share | Quarterly Revenue Growth 0.807 | Return On Assets |
The market value of OptimumBank Holdings, is measured differently than its book value, which is the value of OptimumBank that is recorded on the company's balance sheet. Investors also form their own opinion of OptimumBank Holdings,'s value that differs from its market value or its book value, called intrinsic value, which is OptimumBank Holdings,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OptimumBank Holdings,'s market value can be influenced by many factors that don't directly affect OptimumBank Holdings,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OptimumBank Holdings,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if OptimumBank Holdings, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OptimumBank Holdings,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.