OptimumBank Financial Statements From 2010 to 2024

OPHC Stock  USD 4.92  0.04  0.81%   
OptimumBank Holdings financial statements provide useful quarterly and yearly information to potential OptimumBank Holdings investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on OptimumBank Holdings financial statements helps investors assess OptimumBank Holdings' valuation, profitability, and current liquidity needs. Key fundamental drivers impacting OptimumBank Holdings' valuation are summarized below:
Gross Profit
15.3 M
Profit Margin
0.3397
Market Capitalization
50 M
Enterprise Value Revenue
2.4761
Revenue
34.5 M
We have found one hundred twenty available trending fundamental ratios for OptimumBank Holdings, which can be analyzed and compared to other ratios and to its competitors. Investors should ensure to check out all of OptimumBank Holdings' recent performance against the performance from 2010 to 2024 to make sure the company is sustainable down the road. As of December 11, 2024, Market Cap is expected to decline to about 16.9 M. In addition to that, Enterprise Value is expected to decline to about 17 M

OptimumBank Holdings Total Revenue

37.57 Million

Check OptimumBank Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among OptimumBank Holdings' main balance sheet or income statement drivers, such as Depreciation And Amortization of 401.1 K, Interest Expense of 12.7 M or Total Revenue of 37.6 M, as well as many indicators such as Price To Sales Ratio of 0.8, Dividend Yield of 1.0E-4 or PTB Ratio of 0.45. OptimumBank financial statements analysis is a perfect complement when working with OptimumBank Holdings Valuation or Volatility modules.
  
Check out the analysis of OptimumBank Holdings Correlation against competitors.
For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.

OptimumBank Holdings Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets830.8 M791.3 M262 M
Slightly volatile
Cash80.5 M76.7 M30.8 M
Slightly volatile
Cash And Short Term Investments80.5 M76.7 M44.9 M
Slightly volatile
Common Stock Shares Outstanding7.6 M7.2 M2.4 M
Slightly volatile
Liabilities And Stockholders Equity830.8 M791.3 M262 M
Slightly volatile
Total Current Assets83.1 M79.1 M42.3 M
Slightly volatile
Other Liabilities1.5 M2.2 M1.6 M
Pretty Stable
Accounts Payable613.3 M584.1 M202 M
Slightly volatile
Other Assets718.1 M683.9 M203.2 M
Slightly volatile
Short Term Investments15.7 M24.4 M19 M
Very volatile
Total Liabilities757.3 M721.2 M204 M
Slightly volatile
Common Stock68.4 K72 K384.7 K
Slightly volatile
Property Plant Equipment4.7 M3.5 MM
Slightly volatile
Short and Long Term Debt Total35.1 M64.2 M27.9 M
Pretty Stable
Non Current Assets Total16.6 M28.3 M15.7 M
Slightly volatile
Long Term Debt65.1 M62 M15.6 M
Slightly volatile
Non Current Liabilities Total77.4 M139.1 M69.7 M
Slightly volatile
Other Stockholder Equity95.8 M91.2 M47.1 M
Slightly volatile
Total Current Liabilities543.2 M517.4 M166.2 M
Slightly volatile
Property Plant And Equipment Net2.4 M3.5 M2.7 M
Pretty Stable
Net Receivables2.6 M2.5 M924.7 K
Slightly volatile
Common Stock Total Equity68.3 K36.8 K73.5 K
Slightly volatile
Property Plant And Equipment Gross2.5 M4.6 M2.9 M
Slightly volatile
Short Term Debt69.2 M65.9 M18.3 M
Slightly volatile
Other Current Liabilities543.2 M517.4 M170.5 M
Slightly volatile
Long Term Debt Total3.9 M2.3 M4.2 M
Slightly volatile
Capital Surpluse38.5 M57.8 M38.3 M
Slightly volatile
Long Term Investments23.5 M24.7 M64.7 M
Slightly volatile
Non Current Liabilities Other1.2 M1.3 M9.6 M
Slightly volatile
Other Current Assets83.1 M79.1 M27.7 M
Slightly volatile
Short and Long Term Debt13.7 M17.6 M19.1 M
Slightly volatile
Earning Assets15.4 M16.8 M21.3 M
Slightly volatile
Net Invested Capital138.6 M132 M48.4 M
Slightly volatile
Capital Stock49.3 K72 K30.8 K
Slightly volatile

OptimumBank Holdings Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization401.1 K560 K246.4 K
Slightly volatile
Interest Expense12.7 M12.1 M3.1 M
Slightly volatile
Total Revenue37.6 M35.8 M9.4 M
Slightly volatile
Gross Profit37.6 M35.8 M9.4 M
Slightly volatile
Other Operating Expenses28.5 M27.2 M5.7 M
Slightly volatile
Selling General Administrative8.7 M8.3 M3.3 M
Slightly volatile
Selling And Marketing Expenses107.1 K102 K38.9 K
Slightly volatile
Net Interest Income22.2 M21.1 M7.3 M
Slightly volatile
Interest Income33.1 M31.5 M9.8 M
Slightly volatile
Reconciled Depreciation355.5 K494 K244 K
Slightly volatile

OptimumBank Holdings Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
End Period Cash Flow80.5 M76.7 M31.7 M
Slightly volatile
Begin Period Cash Flow75.4 M71.8 M27.2 M
Slightly volatile
Depreciation588 K560 K262.3 K
Slightly volatile
Stock Based Compensation465.5 K490 K1.2 M
Slightly volatile
Sale Purchase Of Stock10 M9.5 M5.7 M
Slightly volatile
Issuance Of Capital Stock11.3 M10.1 M5.2 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.80.84576.2477
Slightly volatile
Dividend Yield1.0E-41.0E-41.0E-4
Very volatile
Days Sales Outstanding23.9825.237896.4216
Slightly volatile
Stock Based Compensation To Revenue0.0130.01370.0295
Very volatile
Capex To Depreciation2.01.19292.1449
Slightly volatile
Sales General And Administrative To Revenue0.220.23090.6349
Slightly volatile
Capex To Revenue0.01770.01870.2362
Slightly volatile
Cash Per Share13.2613.955376.0388
Slightly volatile
Payout Ratio0.00180.00350.0035
Very volatile
Intangibles To Total Assets0.110.09820.1044
Very volatile
Current Ratio0.280.31.0364
Slightly volatile
Receivables Turnover15.1914.46249.1234
Slightly volatile
Graham Number13.0613.743155.4546
Slightly volatile
Capex Per Share0.08770.09235.0177
Slightly volatile
Revenue Per Share4.74.94296.1373
Slightly volatile
Interest Debt Per Share2.93.048540.1216
Slightly volatile
Debt To Assets0.0120.01260.1461
Slightly volatile
Dividend Payout Ratio0.00180.00350.0035
Very volatile
Long Term Debt To Capitalization0.120.1250.6235
Slightly volatile
Total Debt To Capitalization0.120.1250.6238
Slightly volatile
Quick Ratio0.490.511.245
Slightly volatile
Net Income Per E B T0.630.74290.963
Pretty Stable
Cash Ratio0.20.220.646
Slightly volatile
Days Of Sales Outstanding23.9825.237896.4216
Slightly volatile
Fixed Asset Turnover10.6210.11883.0323
Slightly volatile
Debt Ratio0.0120.01260.1461
Slightly volatile
Price Sales Ratio0.80.84576.2477
Slightly volatile
Asset Turnover0.04750.04520.03
Slightly volatile

OptimumBank Holdings Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap16.9 M30.3 M11.9 M
Slightly volatile

OptimumBank Fundamental Market Drivers

Forward Price Earnings6.4433
Cash And Short Term Investments76.7 M

OptimumBank Upcoming Events

4th of March 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About OptimumBank Holdings Financial Statements

OptimumBank Holdings stakeholders use historical fundamental indicators, such as OptimumBank Holdings' revenue or net income, to determine how well the company is positioned to perform in the future. Although OptimumBank Holdings investors may analyze each financial statement separately, they are all interrelated. For example, changes in OptimumBank Holdings' assets and liabilities are reflected in the revenues and expenses on OptimumBank Holdings' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in OptimumBank Holdings. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue35.8 M37.6 M
Cost Of Revenue3.1 MM
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.23  0.22 
Capex To Revenue 0.02  0.02 
Revenue Per Share 4.94  4.70 
Ebit Per Revenue 0.26  0.28 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether OptimumBank Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of OptimumBank Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Optimumbank Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Optimumbank Holdings Stock:
Check out the analysis of OptimumBank Holdings Correlation against competitors.
For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.
You can also try the CEOs Directory module to screen CEOs from public companies around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OptimumBank Holdings. If investors know OptimumBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OptimumBank Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.828
Earnings Share
1.33
Revenue Per Share
4.014
Quarterly Revenue Growth
0.807
Return On Assets
0.0141
The market value of OptimumBank Holdings is measured differently than its book value, which is the value of OptimumBank that is recorded on the company's balance sheet. Investors also form their own opinion of OptimumBank Holdings' value that differs from its market value or its book value, called intrinsic value, which is OptimumBank Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OptimumBank Holdings' market value can be influenced by many factors that don't directly affect OptimumBank Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OptimumBank Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if OptimumBank Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OptimumBank Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.