OptimumBank Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . OptimumBank Holdings
OPHC Stock  USD 4.24  0.01  0.24%   
OptimumBank Holdings' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing OptimumBank Holdings' valuation are provided below:
Gross Profit
43.8 M
Profit Margin
0.3594
Market Capitalization
48.9 M
Enterprise Value Revenue
1.1233
Revenue
43.8 M
We have found one hundred twenty available trending fundamental ratios for OptimumBank Holdings, which can be analyzed and compared to other ratios and to its competitors. Investors should ensure to check out all of OptimumBank Holdings' recent performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. As of January 8, 2026, Market Cap is expected to decline to about 33.1 M. In addition to that, Enterprise Value is expected to decline to about 87.2 M

OptimumBank Holdings Total Revenue

77.58 Million

Check OptimumBank Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among OptimumBank Holdings' main balance sheet or income statement drivers, such as Depreciation And Amortization of 404.2 K, Interest Expense of 30.1 M or Total Revenue of 77.6 M, as well as many indicators such as Price To Sales Ratio of 0.76, Dividend Yield of 1.0E-4 or PTB Ratio of 0.48. OptimumBank financial statements analysis is a perfect complement when working with OptimumBank Holdings Valuation or Volatility modules.
  
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Check out the analysis of OptimumBank Holdings Correlation against competitors.
For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.

OptimumBank Holdings Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.1 B1.1 B366.6 M
Slightly volatile
Other Current Liabilities932.4 M888 M296.7 M
Slightly volatile
Total Current Liabilities992.8 M945.5 M325.4 M
Slightly volatile
Cash113.1 M107.7 M40.9 M
Slightly volatile
Non Current Assets Total981.9 M935.2 M304.2 M
Slightly volatile
Non Currrent Assets Other6.2 M9.2 M6.9 M
Slightly volatile
Cash And Short Term Investments140.6 M133.9 M61 M
Slightly volatile
Common Stock Shares Outstanding11.9 M11.3 M3.7 M
Slightly volatile
Liabilities And Stockholders Equity1.1 B1.1 B366.6 M
Slightly volatile
Non Current Liabilities Total6.5 M6.8 M6.8 M
Pretty Stable
Other Stockholder Equity134.6 M128.2 M57.4 M
Slightly volatile
Total Liabilities1 B954.2 M332.5 M
Slightly volatile
Total Current Assets144.6 M137.7 M62.3 M
Slightly volatile
Other Liabilities1.5 M2.2 M1.7 M
Very volatile
Accounts Payable613.3 M584.1 M238 M
Slightly volatile
Other Assets1.1 B1 B311.8 M
Slightly volatile
Short Term Investments16 M26.2 M19.7 M
Pretty Stable
Common Stock99.2 K104.4 K354.2 K
Slightly volatile
Property Plant Equipment4.7 M3.5 M4.8 M
Slightly volatile
Short and Long Term Debt Total97.1 M92.5 M45 M
Slightly volatile
Long Term Debt25.7 M45 M17 M
Slightly volatile
Property Plant And Equipment Net2.4 M4.3 M2.9 M
Slightly volatile
Net Receivables4 M3.9 M1.3 M
Slightly volatile
Common Stock Total Equity68.3 K36.8 K68.7 K
Slightly volatile
Property Plant And Equipment Gross3.5 M7 M3.4 M
Slightly volatile
Short Term Debt60.4 M57.5 M28.7 M
Slightly volatile
Other Current Assets95.6 M91 M36.3 M
Slightly volatile
Long Term Debt Total3.9 M2.3 M4 M
Slightly volatile
Capital Surpluse38.5 M57.8 M39.7 M
Slightly volatile
Long Term Investments19.7 M20.7 M59.5 M
Slightly volatile
Non Current Liabilities Other1.2 M1.3 M8.7 M
Slightly volatile
Short and Long Term Debt60.4 M57.5 M27.7 M
Slightly volatile
Earning Assets15.4 M16.8 M21 M
Slightly volatile
Net Invested Capital185 M176.2 M64.8 M
Slightly volatile
Capital Stock140.1 K133.4 K47.2 K
Slightly volatile

OptimumBank Holdings Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization404.2 K539.1 K284.5 K
Slightly volatile
Interest Expense30.1 M28.7 M6.9 M
Slightly volatile
Total Revenue77.6 M73.9 M20.2 M
Slightly volatile
Gross Profit44.8 M42.7 M12.2 M
Slightly volatile
Other Operating Expenses56.3 M53.6 M16.7 M
Slightly volatile
Total Operating Expenses23.5 M22.4 M8.6 M
Slightly volatile
Selling General Administrative13.4 M12.8 M4.5 M
Slightly volatile
Selling And Marketing Expenses123.2 K117.3 K48.2 K
Slightly volatile
Net Interest Income41.9 M39.9 M11.9 M
Slightly volatile
Interest Income72 M68.6 M18.5 M
Slightly volatile
Reconciled Depreciation393.4 K688.9 K293.3 K
Slightly volatile

OptimumBank Holdings Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
End Period Cash Flow113.1 M107.7 M41.7 M
Slightly volatile
Begin Period Cash Flow92.6 M88.2 M34.7 M
Slightly volatile
Depreciation723.3 K688.9 K315.2 K
Slightly volatile
Stock Based Compensation418.9 K441 K1.1 M
Slightly volatile
Sale Purchase Of Stock10 M9.5 M6.2 M
Slightly volatile
Issuance Of Capital Stock12.8 M22.8 M7.1 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.760.83.2 K
Slightly volatile
Dividend Yield1.0E-41.0E-41.0E-4
Very volatile
Days Sales Outstanding20.7821.8735.4961
Slightly volatile
Stock Based Compensation To Revenue0.00830.00880.0196
Very volatile
Capex To Depreciation1.991.92.1008
Slightly volatile
Sales General And Administrative To Revenue0.230.160.3285
Slightly volatile
Capex To Revenue0.01680.01770.0556
Slightly volatile
Cash Per Share13.4714.1840.5895
Slightly volatile
Payout Ratio0.00180.00350.0035
Very volatile
Current Ratio0.150.130.2722
Slightly volatile
Receivables Turnover9.0617.2712.1386
Slightly volatile
Graham Number20.221.2658.6949
Slightly volatile
Capex Per Share0.110.124.4419
Slightly volatile
Revenue Per Share7.437.838.0307
Slightly volatile
Interest Debt Per Share14.7815.5539.5597
Slightly volatile
Debt To Assets0.250.130.1807
Slightly volatile
Operating Cycle20.7821.8735.4961
Slightly volatile
Dividend Payout Ratio0.00180.00350.0035
Very volatile
Long Term Debt To Capitalization0.650.380.4696
Slightly volatile
Total Debt To Capitalization0.830.570.714
Slightly volatile
Quick Ratio0.150.130.2722
Slightly volatile
Net Income Per E B T0.630.670.9329
Very volatile
Cash Ratio0.130.11390.1681
Slightly volatile
Cash Conversion Cycle20.7821.8735.4961
Slightly volatile
Days Of Sales Outstanding20.7821.8735.4961
Slightly volatile
Fixed Asset Turnover12.8112.24.9376
Slightly volatile
Debt Ratio0.250.130.1807
Slightly volatile
Price Sales Ratio0.760.83.2 K
Slightly volatile
Asset Turnover0.03570.0620.0418
Slightly volatile
Gross Profit Margin0.350.520.5855
Pretty Stable

OptimumBank Holdings Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap33.1 M34.8 M630.4 M
Slightly volatile

OptimumBank Fundamental Market Drivers

Forward Price Earnings4.931
Cash And Short Term Investments116.4 M

OptimumBank Upcoming Events

4th of March 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About OptimumBank Holdings Financial Statements

OptimumBank Holdings stakeholders use historical fundamental indicators, such as OptimumBank Holdings' revenue or net income, to determine how well the company is positioned to perform in the future. Although OptimumBank Holdings investors may analyze each financial statement separately, they are all interrelated. For example, changes in OptimumBank Holdings' assets and liabilities are reflected in the revenues and expenses on OptimumBank Holdings' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in OptimumBank Holdings. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue73.9 M77.6 M
Cost Of Revenue31.2 M32.8 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.16  0.23 
Capex To Revenue 0.02  0.02 
Revenue Per Share 7.83  7.43 
Ebit Per Revenue 0.25  0.26 

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When determining whether OptimumBank Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of OptimumBank Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Optimumbank Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Optimumbank Holdings Stock:
How To Invest In OptimumBank
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Is OptimumBank Stock a good investment?
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What is OptimumBank Holdings' Net Worth?
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Largest Regional Banks Companies
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Largest Banks - Regional Companies
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Check out the analysis of OptimumBank Holdings Correlation against competitors.
For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.
You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OptimumBank Holdings. If investors know OptimumBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OptimumBank Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.2
Earnings Share
1.37
Revenue Per Share
3.812
Quarterly Revenue Growth
0.262
Return On Assets
0.0155
The market value of OptimumBank Holdings is measured differently than its book value, which is the value of OptimumBank that is recorded on the company's balance sheet. Investors also form their own opinion of OptimumBank Holdings' value that differs from its market value or its book value, called intrinsic value, which is OptimumBank Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OptimumBank Holdings' market value can be influenced by many factors that don't directly affect OptimumBank Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Please note, there is a significant difference between OptimumBank Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if OptimumBank Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OptimumBank Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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