Bancorp Financials

TBBK Stock  USD 58.83  1.53  2.53%   
Based on the analysis of Bancorp's profitability, liquidity, and operating efficiency, The Bancorp is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in December. At this time, Bancorp's Other Current Liabilities is quite stable compared to the past year. Total Current Liabilities is expected to rise to about 7 B this year, although the value of Other Assets will most likely fall to 0.95. Key indicators impacting Bancorp's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.310.1831
Way Up
Pretty Stable
Current Ratio0.110.1253
Fairly Down
Slightly volatile
The essential information of the day-to-day investment outlook for Bancorp includes many different criteria found on its balance sheet. An individual investor should monitor Bancorp's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Bancorp.

Cash And Equivalents

575.18 Million

  
Understanding current and past Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in Bancorp's assets may result in an increase in income on the income statement.

Bancorp Stock Summary

Bancorp competes with Heartland Financial, Heritage Commerce, Business First, German American, and Texas Capital. The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank that provides banking products and services in the United States. The Bancorp, Inc. was incorporated in 1999 and is headquartered in Wilmington, Delaware. Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 650 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS05969A1051
CUSIP05969A105 05969F104
LocationDelaware; U.S.A
Business Address409 Silverside Road,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.thebancorp.com
Phone302 385 5000
CurrencyUSD - US Dollar

Bancorp Key Financial Ratios

Bancorp Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets5.7B6.3B6.8B7.9B7.7B3.9B
Net Debt(890.1M)(193.5M)(450.2M)(765.7M)143.0M150.2M
Cash944.5M345.5M601.8M888.2M4.8M4.6M
Other Assets81.7M81.1M97.0M89.2M1.00.95
Total Liab54.4M152.0M151.6M7.2B6.9B7.2B
Total Current Assets2.7B2.0B2.1B822.1M4.8M4.6M
Cash And Equivalents944.5M345.5M601.8M888.2M1.0B575.2M
Other Current Liab5.1B27.3M5.6B6.6B6.6B7.0B
Other Liab66.0M79.4M62.2M56.3M64.8M68.0M
Retained Earnings50.7M128.5M239.1M369.3M561.6M589.7M
Accounts Payable5.1B5.5B6.0B7.0B8.1B8.5B
Net Receivables448.1M482.6M548.9M664.2M723.2M759.4M
Common Stock56.9M57.7M57.4M55.7M53.2M39.0M
Long Term Debt54.4M152.0M151.6M122.5M147.8M155.2M
Short Term Debt93K82K27.3K42K37.8K35.9K
Other Current Assets1.5B3.0B3.8B(1.5B)1.1B989.6M
Intangible Assets2.3M2.4M2.2M1.8M1.4M1.3M
Net Tangible Assets474.7M572.7M650.0M686.4M789.3M489.0M

Bancorp Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense38.3M15.9M11.2M59.5M155.5M163.2M
Total Revenue245.4M279.5M315.6M354.5M447.8M470.2M
Gross Profit245.4M279.5M315.6M354.5M447.8M470.2M
Operating Income72.8M107.8M144.4M239.1M279.6M293.6M
Ebit72.8M108.3M144.2M177.9M(3.5M)(3.3M)
Ebitda78.0M112.0M147.5M181.2M(1.0)(0.95)
Net Income51.6M80.1M110.7M130.2M192.3M201.9M
Income Tax Expense21.2M27.7M33.7M47.7M64.5M67.7M
Income Before Tax72.5M108.3M144.2M177.9M256.8M269.6M
Tax Provision21.2M27.7M33.7M47.7M65.3M68.6M
Net Interest Income141.3M194.9M210.9M248.8M338.7M186.0M
Interest Income179.6M194.9M210.9M308.4M484.3M508.6M

Bancorp Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash390.2M(599.0M)256.3M286.4M149.9M157.4M
Free Cash Flow(495.1M)(515.9M)82.3M115.8M174.0M182.7M
Depreciation5.2M3.8M3.3M3.3M3.5M4.2M
Other Non Cash Items(557.3M)(606.1M)(7.2M)(4.7M)16.8M17.6M
Capital Expenditures2.0M3.7M1.5M5.1M12.7M13.3M
Net Income51.6M80.1M110.7M130.2M192.3M201.9M
End Period Cash Flow944.5M345.5M601.8M888.2M1.0B674.1M
Investments(233.3M)(595.8M)240.6M(828.1M)502.5M527.6M
Net Borrowings(57K)(124K)(11K)98.1M112.8M118.5M
Change To Netincome(549.5M)(601.0M)2.8M8.7M7.9M8.3M

Bancorp Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Bancorp's current stock value. Our valuation model uses many indicators to compare Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Bancorp competition to find correlations between indicators driving Bancorp's intrinsic value. More Info.
The Bancorp is currently regarded as top stock in return on equity category among its peers. It also is currently regarded as top stock in return on asset category among its peers reporting about  0.10  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for The Bancorp is roughly  9.81 . At this time, Bancorp's Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Bancorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Bancorp Systematic Risk

Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Beta measures systematic risk based on how returns on Bancorp correlated with the market. If Beta is less than 0 Bancorp generally moves in the opposite direction as compared to the market. If Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Bancorp is generally in the same direction as the market. If Beta > 1 Bancorp moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Bancorp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Bancorp growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.21

At this time, Bancorp's Price Earnings To Growth Ratio is quite stable compared to the past year.

Bancorp November 27, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of The Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of The Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Bancorp Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Bancorp's daily price indicators and compare them against related drivers.
When determining whether Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Bancorp Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about The Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about The Bancorp Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in The Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bancorp. If investors know Bancorp will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.13
Earnings Share
3.96
Revenue Per Share
9.168
Quarterly Revenue Growth
0.075
Return On Assets
0.0264
The market value of Bancorp is measured differently than its book value, which is the value of Bancorp that is recorded on the company's balance sheet. Investors also form their own opinion of Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bancorp's market value can be influenced by many factors that don't directly affect Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.