Bancorp Valuation
| TBBK Stock | USD 58.83 1.53 2.53% |
At this time, the firm appears to be overvalued. Bancorp shows a prevailing Real Value of $47.22 per share. The current price of the firm is $58.83. Our model approximates the value of Bancorp from analyzing the firm fundamentals such as Operating Margin of 0.57 %, return on equity of 0.26, and Profit Margin of 0.44 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Bancorp's valuation include:
Price Book 3.5485 | Enterprise Value 3.1 B | Price Sales 5.9734 | Trailing PE 14.8561 | Enterprise Value Revenue 6.1643 |
Overvalued
Today
Please note that Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Bancorp is based on 3 months time horizon. Increasing Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Bancorp's intrinsic value may or may not be the same as its current market price of 58.83, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 58.83 | Real 47.22 | Target 45.0 | Hype 58.83 | Naive 59.83 |
The intrinsic value of Bancorp's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Bancorp's stock price.
Estimating the potential upside or downside of The Bancorp helps investors to forecast how Bancorp stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Bancorp more accurately as focusing exclusively on Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Bancorp's intrinsic value based on its ongoing forecasts of Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Bancorp's closest peers.
Bancorp Cash |
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Bancorp Valuation Trend
Knowing Bancorp's actual value is paramount for traders when making sound investment determinations. Using both Bancorp's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Bancorp Revenue by Product
Bancorp Total Value Analysis
The Bancorp is at this time forecasted to have valuation of 3.09 B with market capitalization of 2.82 B, debt of 147.82 M, and cash on hands of 888.19 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
3.09 B | 2.82 B | 147.82 M | 888.19 M |
Bancorp Investor Information
About 96.0% of the company shares are owned by institutional investors. The book value of Bancorp was at this time reported as 16.91. The company has Price/Earnings To Growth (PEG) ratio of 1.46. Bancorp had not issued any dividends in recent years. Based on the analysis of Bancorp's profitability, liquidity, and operating efficiency, The Bancorp is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in December.Bancorp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Bancorp has an asset utilization ratio of 5.81 percent. This suggests that the Company is making $0.0581 for each dollar of assets. An increasing asset utilization means that The Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.Bancorp Ownership Allocation
The majority of The Bancorp outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Bancorp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Bancorp. Please pay attention to any change in the institutional holdings of The Bancorp as this could imply that something significant has changed or is about to change at the company.Bancorp Profitability Analysis
The company reported the previous year's revenue of 447.82 M. Net Income was 192.3 M with profit before overhead, payroll, taxes, and interest of 347.42 M.About Bancorp Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of The Bancorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing Bancorp's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Bancorp's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Bancorp. We calculate exposure to Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 447.8 M | 470.2 M | |
| Pretax Profit Margin | 0.57 | 0.60 | |
| Operating Profit Margin | 0.62 | 0.44 | |
| Net Profit Margin | 0.43 | 0.45 | |
| Gross Profit Margin | 0.90 | 0.79 |
Bancorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 55.1 M | |
| Quarterly Earnings Growth Y O Y | 0.13 |
Bancorp Current Valuation Indicators
Bancorp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Bancorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Bancorp's worth.When determining whether Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Bancorp Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about The Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about The Bancorp Stock: Check out World Market Map to better understand how to build diversified portfolios, which includes a position in The Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bancorp. If investors know Bancorp will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.13 | Earnings Share 3.96 | Revenue Per Share 9.168 | Quarterly Revenue Growth 0.075 | Return On Assets 0.0264 |
The market value of Bancorp is measured differently than its book value, which is the value of Bancorp that is recorded on the company's balance sheet. Investors also form their own opinion of Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bancorp's market value can be influenced by many factors that don't directly affect Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.