TransUnion Financials

TRU Stock  USD 102.38  3.25  3.28%   
Based on the analysis of TransUnion's profitability, liquidity, and operating efficiency, TransUnion is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December. At this time, TransUnion's Property Plant And Equipment Gross is comparatively stable compared to the past year. Key indicators impacting TransUnion's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio2.421.3324
Way Up
Slightly volatile
Operating Income122.1 M128.5 M
Notably Down
Slightly volatile
Current Ratio1.231.4711
Fairly Down
Pretty Stable
The essential information of the day-to-day investment outlook for TransUnion includes many different criteria found on its balance sheet. An individual investor should monitor TransUnion's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in TransUnion.

Cash And Equivalents

578.27 Million

  
Understanding current and past TransUnion Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of TransUnion's financial statements are interrelated, with each one affecting the others. For example, an increase in TransUnion's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in TransUnion's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of TransUnion. Check TransUnion's Beneish M Score to see the likelihood of TransUnion's management manipulating its earnings.

TransUnion Stock Summary

TransUnion competes with Exponent, Verisk Analytics, FTI Consulting, Forrester Research, and Equifax. Markets segment provides consumer reports, actionable insights, and analytics to businesses. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois. TransUnion operates under Consulting Services classification in the United States and is traded on New York Stock Exchange. It employs 10200 people.
Specialization
Financial Services, Commercial & Professional Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS89400J1079
CUSIP89400J107
LocationIllinois; U.S.A
Business Address555 West Adams,
SectorProfessional Services
IndustryIndustrials
BenchmarkDow Jones Industrial
Websitewww.transunion.com
Phone312 985 2000
CurrencyUSD - US Dollar

TransUnion Key Financial Ratios

TransUnion Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets7.1B7.3B12.6B11.7B11.1B7.8B
Other Current Liab253.7M401.2M449.1M386.9M500.2M289.4M
Net Debt3.4B3.0B4.5B5.1B5.0B3.5B
Retained Earnings652M937.4M2.3B2.4B2.2B2.3B
Accounts Payable176.2M188.4M270.2M250.4M251.3M178.1M
Cash274.1M493M1.8B585.3M476.2M424.7M
Other Assets31.2M237M459M307.4M353.5M371.2M
Long Term Debt3.6B3.4B6.3B5.6B5.3B3.7B
Net Receivables443.9M394.6M563.2M602.2M723M417.6M
Good Will3.4B3.5B5.5B5.6B5.2B3.5B
Other Current Assets170.2M579.2M223.3M260.1M273.2M186.6M
Total Liab4.8B4.7B8.6B7.4B7.0B5.4B
Total Current Assets888.2M1.1B2.6B1.5B1.5B1.0B
Treasury Stock(179.2M)(215.2M)(252M)(284.5M)(256.1M)(243.2M)
Short Term Debt58.7M72.4M153M148.3M115.9M85.4M
Intangible Assets2.4B2.3B3.8B3.7B3.5B2.7B

TransUnion Key Income Statement Accounts

The reason investors look at the income statement is to determine what TransUnion's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Interest Expense173.6M126.3M112.6M230.9M288.2M173.2M
Total Revenue2.7B2.7B3.0B3.7B3.8B2.5B
Gross Profit1.8B1.8B2.0B2.5B2.3B1.6B
Operating Income607.8M567.9M647.7M630.5M128.5M122.1M
Ebit607.8M536.6M633.5M654.8M617.9M452.4M
Ebitda976.2M883.4M1.0B1.2B1.1B800.4M
Cost Of Revenue874.1M920.4M991.6M1.2B1.5B872.3M
Income Before Tax440.5M455.8M501.4M387.2M(145.3M)(138.0M)
Net Income346.9M343.2M370.5M266.3M(206.2M)(195.9M)
Income Tax Expense83.9M100.2M130.9M119.9M44.8M50.6M
Minority Interest5.1M12.4M(15M)(15.2M)(15.8M)(15.0M)
Tax Provision83.9M100.2M130.9M119.9M95.9M72.3M
Interest Income7.5M5.6M3.4M4.7M16.7M15.5M
Net Interest Income(183.1M)(122.7M)(128.8M)(237.2M)(275.8M)(262.0M)
Extraordinary Items(4.6M)49.8M1.0B17.5M20.1M19.1M

TransUnion Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash86.7M218.9M1.3B(1.3B)(109.1M)(103.6M)
Free Cash Flow578.2M573.3M584.1M(1M)331.4M303.2M
Depreciation362.1M367.9M377M519M524.4M349.4M
Other Non Cash Items6.7M11.5M53.7M28.2M462.8M485.9M
Dividends Paid56.8M57.6M69.8M77.8M81.8M77.7M
Capital Expenditures198.5M214.1M224.2M298.2M310.7M194.6M
Net Income356.6M355.6M370.5M267.3M(205.5M)(195.2M)
End Period Cash Flow274.1M493M1.8B585.3M476.2M433.5M
Investments4.5M17.1M(2.2B)(723.9M)(217.8M)(228.7M)
Net Borrowings(409.3M)(208.8M)2.9B(714.6M)(821.8M)(780.7M)
Change To Netincome33.8M23.1M105.7M22.1M25.4M26.7M
Change Receivables7.3M(23.6M)(36.2M)(37.5M)(43.1M)(45.3M)

TransUnion Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining TransUnion's current stock value. Our valuation model uses many indicators to compare TransUnion value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across TransUnion competition to find correlations between indicators driving TransUnion's intrinsic value. More Info.
TransUnion is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers reporting about  0.69  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for TransUnion is roughly  1.45 . At this time, TransUnion's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value TransUnion by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

TransUnion Systematic Risk

TransUnion's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. TransUnion volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twelve with a total number of output elements of fourty-nine. The Beta measures systematic risk based on how returns on TransUnion correlated with the market. If Beta is less than 0 TransUnion generally moves in the opposite direction as compared to the market. If TransUnion Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one TransUnion is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of TransUnion is generally in the same direction as the market. If Beta > 1 TransUnion moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in TransUnion Stock are looking for potential investment opportunities by analyzing not only static indicators but also various TransUnion's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of TransUnion growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.38

At this time, TransUnion's Price Earnings To Growth Ratio is comparatively stable compared to the past year.

TransUnion November 25, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of TransUnion help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of TransUnion. We use our internally-developed statistical techniques to arrive at the intrinsic value of TransUnion based on widely used predictive technical indicators. In general, we focus on analyzing TransUnion Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build TransUnion's daily price indicators and compare them against related drivers.

Additional Tools for TransUnion Stock Analysis

When running TransUnion's price analysis, check to measure TransUnion's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy TransUnion is operating at the current time. Most of TransUnion's value examination focuses on studying past and present price action to predict the probability of TransUnion's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move TransUnion's price. Additionally, you may evaluate how the addition of TransUnion to your portfolios can decrease your overall portfolio volatility.