TransUnion Valuation
| TRU Stock | USD 79.02 1.66 2.06% |
At this time, the company appears to be fairly valued. TransUnion has a current Real Value of $81.22 per share. The regular price of the company is $79.02. Our model measures the value of TransUnion from inspecting the company fundamentals such as Shares Outstanding of 194.2 M, return on equity of 0.098, and Operating Margin of 0.18 % as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting TransUnion's valuation include:
Price Book 3.5025 | Enterprise Value | Enterprise Value Ebitda 14.3314 | Price Sales 3.4901 | Forward PE 16.6945 |
Fairly Valued
Today
Please note that TransUnion's price fluctuation is very steady at this time. Calculation of the real value of TransUnion is based on 3 months time horizon. Increasing TransUnion's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
TransUnion's intrinsic value may or may not be the same as its current market price of 79.02, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 79.02 | Real 81.22 | Target 105.75 | Hype 79.02 | Naive 78.12 |
The intrinsic value of TransUnion's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence TransUnion's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of TransUnion helps investors to forecast how TransUnion stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of TransUnion more accurately as focusing exclusively on TransUnion's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use TransUnion's intrinsic value based on its ongoing forecasts of TransUnion's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against TransUnion's closest peers.
TransUnion Cash |
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TransUnion Revenue by Product
TransUnion Total Value Analysis
TransUnion is at this time projected to have company total value of 20.09 B with market capitalization of 15.5 B, debt of 5.21 B, and cash on hands of 679.5 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the TransUnion fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
20.09 B | 15.5 B | 5.21 B | 679.5 M |
TransUnion Investor Information
About 100.0% of the company shares are owned by institutional investors. The book value of TransUnion was at this time reported as 23.04. The company has Price/Earnings To Growth (PEG) ratio of 1.28. TransUnion last dividend was issued on the 21st of November 2025. The entity had 6:5 split on the 8th of May 2014. Based on the analysis of TransUnion's profitability, liquidity, and operating efficiency, TransUnion may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.19 | 0.18 |
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| Total Cash From Operating Activities | 530.3 M | 957.4 M |
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| Operating Income | 433.2 M | 766.7 M |
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TransUnion Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. TransUnion has an asset utilization ratio of 38.09 percent. This implies that the Company is making $0.38 for each dollar of assets. An increasing asset utilization means that TransUnion is more efficient with each dollar of assets it utilizes for everyday operations.TransUnion Profitability Analysis
Considering TransUnion's profitability and operating efficiency indicators, TransUnion's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess TransUnion's ability to earn profits and add value for shareholders.Net Income | First Reported 2012-09-30 | Previous Quarter 109.6 M | Current Value 96.6 M | Quarterly Volatility 75.9 M |
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| Gross Profit Margin | 0.51 | 0.54 |
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| Operating Profit Margin | 0.19 | 0.18 |
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For TransUnion profitability analysis, we use financial ratios and fundamental drivers that measure the ability of TransUnion to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well TransUnion utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between TransUnion's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of TransUnion over time as well as its relative position and ranking within its peers.
TransUnion Earnings per Share Projection vs Actual
The next projected EPS of TransUnion is estimated to be 1.21455 with future projections ranging from a low of 1.15 to a high of 1.3125. TransUnion's most recent 12-month trailing earnings per share (EPS TTM) is at 2.14. Please be aware that the consensus of earnings estimates for TransUnion is based on EPS before non-recurring items and includes expenses related to employee stock options.TransUnion Earnings Estimation Breakdown
The calculation of TransUnion's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of TransUnion is estimated to be 1.21455 with the future projection ranging from a low of 1.15 to a high of 1.3125. Please be aware that this consensus of annual earnings estimates for TransUnion is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
1.15 Lowest | Expected EPS | 1.31 Highest |
TransUnion Earnings Projection Consensus
Suppose the current estimates of TransUnion's value are higher than the current market price of the TransUnion stock. In this case, investors may conclude that TransUnion is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and TransUnion's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2026 | Current EPS (TTM) | |
| 21 | 89.05% | 0.0 | 1.21455 | 2.14 |
TransUnion Ownership Allocation
The majority of TransUnion outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in TransUnion to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in TransUnion. Please pay attention to any change in the institutional holdings of TransUnion as this could imply that something significant has changed or is about to change at the company. Please note that on January 6, 2023, Representative Kurt Schrader of US Congress acquired under $15k worth of TransUnion's common stock.TransUnion Profitability Analysis
The company reported the last year's revenue of 4.18 B. Total Income to common stockholders was 302.3 M with profit before taxes, overhead, and interest of 2.63 B.TransUnion Past Distributions to stockholders
About TransUnion Valuation
The stock valuation mechanism determines TransUnion's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of TransUnion based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of TransUnion. We calculate exposure to TransUnion's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of TransUnion's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 2.9 B | 1.7 B | |
| Pretax Profit Margin | 0.09 | 0.06 | |
| Operating Profit Margin | 0.18 | 0.19 | |
| Net Profit Margin | 0.06 | 0.07 | |
| Gross Profit Margin | 0.54 | 0.51 |
A single share of TransUnion represents a small ownership stake in the entity. As a stockholder of TransUnion, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
TransUnion Dividends Analysis For Valuation
Dividend Payout Ratio is likely to gain to 0.35 in 2026, whereas Dividends Paid is likely to drop slightly above 70.7 M in 2026. . At this time, TransUnion's Retained Earnings are comparatively stable compared to the past year. Retained Earnings Total Equity is likely to gain to about 3 B in 2026, whereas Earnings Yield is likely to drop 0.01 in 2026.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 74.4 M | 70.7 M | |
| Dividend Payout Ratio | 0.33 | 0.35 | |
| Dividend Paid And Capex Coverage Ratio | 1.88 | 1.78 |
There are various types of dividends TransUnion can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of TransUnion shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from TransUnion directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When TransUnion pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of TransUnion by the value of the dividends paid out.
TransUnion Growth Indicators
Investing in growth stocks can be very risky. If the company such as TransUnion does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 196.7 M | |
| Quarterly Earnings Growth Y O Y | 0.402 | |
| Forward Price Earnings | 16.6945 |
TransUnion Current Valuation Indicators
TransUnion's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final TransUnion's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as TransUnion, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use TransUnion's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes TransUnion's worth.Additional Tools for TransUnion Stock Analysis
When running TransUnion's price analysis, check to measure TransUnion's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy TransUnion is operating at the current time. Most of TransUnion's value examination focuses on studying past and present price action to predict the probability of TransUnion's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move TransUnion's price. Additionally, you may evaluate how the addition of TransUnion to your portfolios can decrease your overall portfolio volatility.