Jiayin Group Stock Buy Hold or Sell Recommendation
| JFIN Stock | USD 5.78 0.06 1.03% |
Given the investment horizon of 90 days and your conservative risk appetite, our recommendation regarding Jiayin Group is 'Strong Sell'. The recommendation algorithm takes into account all of Jiayin's available fundamental, technical, and predictive indicators you will find on this site.
Check out Jiayin Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as Jiayin and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Jiayin Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
Jiayin |
Execute Jiayin Buy or Sell Advice
The Jiayin recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Jiayin Group. Macroaxis does not own or have any residual interests in Jiayin Group or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Jiayin's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Sell
Market Performance | Weak | Details | |
Volatility | Slightly risky | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Small | Details | |
Economic Sensitivity | Almost neglects market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Sell | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Jiayin Trading Alerts and Improvement Suggestions
| Jiayin Group generated a negative expected return over the last 90 days | |
| Jiayin Group has high historical volatility and very poor performance | |
| Jiayin Group is unlikely to experience financial distress in the next 2 years | |
| Latest headline from seekingalpha.com: Jiayin Group reports Q3 results |
Jiayin Returns Distribution Density
The distribution of Jiayin's historical returns is an attempt to chart the uncertainty of Jiayin's future price movements. The chart of the probability distribution of Jiayin daily returns describes the distribution of returns around its average expected value. We use Jiayin Group price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Jiayin returns is essential to provide solid investment advice for Jiayin.
| Mean Return | 0.14 | Value At Risk | -7.27 | Potential Upside | 6.54 | Standard Deviation | 4.07 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Jiayin historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Jiayin Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument, such as Jiayin, soars without any apparent reason. This usually happens because many institutional investors are aggressively trading Jiayin Group back and forth among themselves. Companies that invest excess capital in these types of assets may also be included in this term and can influence corporate governance by exercising voting rights in their investments.
| Shares | Wells Fargo & Co | 2024-06-30 | 1.5 K | Blackrock Inc | 2024-06-30 | 222 | Morgan Stanley - Brokerage Accounts | 2024-06-30 | 86.0 | Advisor Group Holdings, Inc. | 2024-06-30 | 52.0 | Hanson Mcclain Inc | 2024-09-30 | 28.0 | Signaturefd, Llc | 2024-09-30 | 24.0 | Envestnet Asset Management Inc | 2024-06-30 | 0.0 | Susquehanna International Group, Llp | 2024-06-30 | 0.0 | Advisors Preferred, Llc | 2024-06-30 | 0.0 | Boston Partners Global Investors, Inc | 2024-06-30 | 67.4 K | Beacon Pointe Advisors, Llc | 2024-06-30 | 37.7 K |
Jiayin Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Investments | (234.2M) | (3.4M) | (126.2M) | (22.9M) | (105.9M) | (111.1M) | |
| Change In Cash | 39.2M | (2.8M) | 65.2M | 108.5M | 79.6M | 83.6M | |
| Net Borrowings | 13.9M | (33.6M) | 230K | 3.1M | 2.8M | 2.7M | |
| Free Cash Flow | (1.3M) | (36.4M) | 181.8M | 116.1M | 358.0M | 375.9M | |
| Depreciation | 17.7M | 23.2M | 15.7M | 10.0M | 9.5M | 12.7M | |
| Other Non Cash Items | 293.5M | (114.0M) | (136.3M) | (55.5M) | (91.4M) | (86.8M) | |
| Dividends Paid | 19.13 | 400M | 0.0 | 2.6M | 156.7M | 164.5M | |
| Capital Expenditures | 27.6M | 848K | 2.8M | 17.5M | 31.5M | 17.3M | |
| Net Income | 527.2M | 250.1M | 467.8M | 1.2B | 1.3B | 1.4B | |
| End Period Cash Flow | 122.1M | 119.3M | 184.6M | 293.0M | 372.6M | 251.7M | |
| Change To Netincome | 333.7M | 378.9M | 65.8M | (86.3M) | (77.7M) | (73.8M) |
Jiayin Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Jiayin or Consumer Finance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Jiayin's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Jiayin stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.15 | |
β | Beta against Dow Jones | -0.23 | |
σ | Overall volatility | 4.05 | |
Ir | Information ratio | 0.01 |
Jiayin Volatility Alert
Jiayin Group exhibits above-average semi-deviation for your current time horizon. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Jiayin's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Jiayin's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Jiayin Fundamentals Vs Peers
Comparing Jiayin's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Jiayin's direct or indirect competition across all of the common fundamentals between Jiayin and the related equities. This way, we can detect undervalued stocks with similar characteristics as Jiayin or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Jiayin's fundamental indicators could also be used in its relative valuation, which is a method of valuing Jiayin by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Jiayin to competition |
| Fundamentals | Jiayin | Peer Average |
| Return On Equity | 0.52 | -0.31 |
| Return On Asset | 0.14 | -0.14 |
| Profit Margin | 0.20 % | (1.27) % |
| Operating Margin | 0.15 % | (5.51) % |
| Current Valuation | 195.69 M | 16.62 B |
| Shares Outstanding | 26.03 M | 571.82 M |
| Shares Owned By Insiders | 1.54 % | 10.09 % |
| Shares Owned By Institutions | 1.19 % | 39.21 % |
| Number Of Shares Shorted | 25.1 K | 4.71 M |
| Price To Earning | 2.79 X | 28.72 X |
| Price To Book | 0.82 X | 9.51 X |
| Price To Sales | 0.05 X | 11.42 X |
| Revenue | 5.47 B | 9.43 B |
| Gross Profit | 2.71 B | 27.38 B |
| EBITDA | 1.34 B | 3.9 B |
| Net Income | 1.3 B | 570.98 M |
| Cash And Equivalents | 213.88 M | 2.7 B |
| Cash Per Share | 3.96 X | 5.01 X |
| Total Debt | 47.96 M | 5.32 B |
| Debt To Equity | 0.06 % | 48.70 % |
| Current Ratio | 1.61 X | 2.16 X |
| Book Value Per Share | 51.77 X | 1.93 K |
| Cash Flow From Operations | 389.59 M | 971.22 M |
| Short Ratio | 0.15 X | 4.00 X |
| Earnings Per Share | 3.12 X | 3.12 X |
| Target Price | 11.31 | |
| Number Of Employees | 925 | 18.84 K |
| Beta | 0.85 | -0.15 |
| Market Capitalization | 309.71 M | 19.03 B |
| Total Asset | 5.64 B | 29.47 B |
| Retained Earnings | 1.53 B | 9.33 B |
| Working Capital | 3.13 B | 1.48 B |
| Annual Yield | 0.13 % |
Jiayin Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Jiayin . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Jiayin Buy or Sell Advice
When is the right time to buy or sell Jiayin Group? Buying financial instruments such as Jiayin Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Check out Jiayin Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Jiayin. If investors know Jiayin will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Jiayin listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.26) | Dividend Share 6.405 | Earnings Share 3.12 | Revenue Per Share 112.933 | Quarterly Revenue Growth 0.155 |
The market value of Jiayin Group is measured differently than its book value, which is the value of Jiayin that is recorded on the company's balance sheet. Investors also form their own opinion of Jiayin's value that differs from its market value or its book value, called intrinsic value, which is Jiayin's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Jiayin's market value can be influenced by many factors that don't directly affect Jiayin's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Jiayin's value and its price as these two are different measures arrived at by different means. Investors typically determine if Jiayin is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Jiayin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.