Jiayin Group Stock Performance
| JFIN Stock | USD 5.87 0.09 1.56% |
Jiayin has a performance score of 3 on a scale of 0 to 100. The company retains a Market Volatility (i.e., Beta) of -0.21, which attests to not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Jiayin are expected to decrease at a much lower rate. During the bear market, Jiayin is likely to outperform the market. Jiayin Group right now retains a risk of 3.7%. Please check out Jiayin standard deviation, expected short fall, period momentum indicator, as well as the relationship between the maximum drawdown and rate of daily change , to decide if Jiayin will be following its current trending patterns.
Risk-Adjusted Performance
3 of 100
Weak | Strong |
Very Weak
Compared to the overall equity markets, risk-adjusted returns on investments in Jiayin Group are ranked lower than 3 (%) of all global equities and portfolios over the last 90 days. In spite of very fragile forward indicators, Jiayin may actually be approaching a critical reversion point that can send shares even higher in December 2024. ...more
Actual Historical Performance (%)
One Day Return (1.01) | Five Day Return (12.91) | Year To Date Return 16.01 | Ten Year Return (63.65) | All Time Return (63.65) |
Forward Dividend Yield 0.1324 | Payout Ratio 0.3931 | Forward Dividend Rate 0.9 | Dividend Date 2024-09-06 | Ex Dividend Date 2024-08-27 |
| Jiayin dividend paid on 6th of September 2024 | 09/06/2024 |
1 | Where are the Opportunities in - Stock Traders Daily | 09/26/2024 |
2 | JFIN Stock Drops 5 percent Amid Market Fluctuations | 10/04/2024 |
3 | Jiayin Group reports Q3 results | 11/20/2024 |
4 | Jiayin Group Inc. Q3 2024 Earnings Call Transcript | 11/21/2024 |
| Begin Period Cash Flow | 293 M |
Jiayin |
Jiayin Relative Risk vs. Return Landscape
If you would invest 545.00 in Jiayin Group on August 27, 2024 and sell it today you would earn a total of 42.00 from holding Jiayin Group or generate 7.71% return on investment over 90 days. Jiayin Group is currently generating 0.185% in daily expected returns and assumes 3.7031% risk (volatility on return distribution) over the 90 days horizon. In different words, 32% of stocks are less volatile than Jiayin, and 97% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Jiayin Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Jiayin's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Jiayin Group, and traders can use it to determine the average amount a Jiayin's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.05
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
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Estimated Market Risk
| 3.7 actual daily | 32 68% of assets are more volatile |
Expected Return
| 0.19 actual daily | 3 97% of assets have higher returns |
Risk-Adjusted Return
| 0.05 actual daily | 3 97% of assets perform better |
Based on monthly moving average Jiayin is performing at about 3% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Jiayin by adding it to a well-diversified portfolio.
Jiayin Fundamentals Growth
Jiayin Stock prices reflect investors' perceptions of the future prospects and financial health of Jiayin, and Jiayin fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Jiayin Stock performance.
| Return On Equity | 0.52 | ||||
| Return On Asset | 0.14 | ||||
| Profit Margin | 0.20 % | ||||
| Operating Margin | 0.15 % | ||||
| Current Valuation | 216.36 M | ||||
| Shares Outstanding | 26.03 M | ||||
| Price To Earning | 2.79 X | ||||
| Price To Book | 0.79 X | ||||
| Price To Sales | 0.05 X | ||||
| Revenue | 5.47 B | ||||
| Gross Profit | 2.71 B | ||||
| EBITDA | 1.34 B | ||||
| Net Income | 1.3 B | ||||
| Cash And Equivalents | 213.88 M | ||||
| Cash Per Share | 3.96 X | ||||
| Total Debt | 47.96 M | ||||
| Debt To Equity | 0.06 % | ||||
| Current Ratio | 1.61 X | ||||
| Book Value Per Share | 44.92 X | ||||
| Cash Flow From Operations | 389.59 M | ||||
| Earnings Per Share | 2.99 X | ||||
| Market Capitalization | 311.3 M | ||||
| Total Asset | 5.64 B | ||||
| Retained Earnings | 1.53 B | ||||
| Working Capital | 3.13 B | ||||
About Jiayin Performance
By examining Jiayin's fundamental ratios, stakeholders can obtain critical insights into Jiayin's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Jiayin is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.23 | 0.34 | |
| Return On Capital Employed | 0.31 | 0.40 | |
| Return On Assets | 0.23 | 0.31 | |
| Return On Equity | 0.54 | 0.52 |
Things to note about Jiayin Group performance evaluation
Checking the ongoing alerts about Jiayin for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Jiayin Group help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Jiayin Group had very high historical volatility over the last 90 days | |
| Jiayin Group is unlikely to experience financial distress in the next 2 years | |
| Latest headline from insidermonkey.com: Jiayin Group Inc. Q3 2024 Earnings Call Transcript |
- Analyzing Jiayin's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Jiayin's stock is overvalued or undervalued compared to its peers.
- Examining Jiayin's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Jiayin's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Jiayin's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Jiayin's stock. These opinions can provide insight into Jiayin's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Jiayin Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Jiayin. If investors know Jiayin will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Jiayin listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.26) | Earnings Share 2.99 | Revenue Per Share 112.933 | Quarterly Revenue Growth 0.155 | Return On Assets 0.1433 |
The market value of Jiayin Group is measured differently than its book value, which is the value of Jiayin that is recorded on the company's balance sheet. Investors also form their own opinion of Jiayin's value that differs from its market value or its book value, called intrinsic value, which is Jiayin's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Jiayin's market value can be influenced by many factors that don't directly affect Jiayin's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Jiayin's value and its price as these two are different measures arrived at by different means. Investors typically determine if Jiayin is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Jiayin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.