Jiayin Financial Statements From 2010 to 2025

JFIN Stock  USD 10.12  0.17  1.71%   
Jiayin financial statements provide useful quarterly and yearly information to potential Jiayin Group investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Jiayin financial statements helps investors assess Jiayin's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Jiayin's valuation are summarized below:
Gross Profit
3.5 B
Profit Margin
0.1916
Market Capitalization
536.7 M
Enterprise Value Revenue
0.5396
Revenue
B
We have found one hundred twenty available fundamental trends for Jiayin Group, which can be analyzed and compared to other ratios and to its competitors. Self-guided Investors are advised to confirm Jiayin's regular fundamentals against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. As of the 16th of February 2025, Market Cap is likely to grow to about 14.5 B. Also, Enterprise Value is likely to grow to about 14.3 B

Jiayin Total Revenue

6.6 Billion

Check Jiayin financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Jiayin's main balance sheet or income statement drivers, such as Tax Provision of 299 M, Net Interest Income of 15.6 M or Interest Income of 307 K, as well as many indicators such as Price To Sales Ratio of 1.57, Dividend Yield of 0.01 or PTB Ratio of 5.93. Jiayin financial statements analysis is a perfect complement when working with Jiayin Valuation or Volatility modules.
  
Check out the analysis of Jiayin Correlation against competitors.

Jiayin Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets6.8 B6.5 B2.6 B
Slightly volatile
Other Current Liabilities672.5 M707.9 M2.7 B
Slightly volatile
Total Current Liabilities1.9 BB3.1 B
Slightly volatile
Other Liabilities275.3 M289.8 M2.4 B
Slightly volatile
Property Plant And Equipment Net108.7 M103.5 M36.7 M
Slightly volatile
Cash265.3 M425.7 M238.4 M
Slightly volatile
Non Current Assets Total168.9 M293.1 M153.3 M
Slightly volatile
Other Assets62 M65.3 M259.9 M
Slightly volatile
Cash And Short Term Investments199.9 M333.2 M232.9 M
Pretty Stable
Net Receivables4.9 B4.6 B1.6 B
Slightly volatile
Common Stock Shares Outstanding147.5 M246.1 M111.7 M
Slightly volatile
Liabilities And Stockholders Equity6.8 B6.5 B2.6 B
Slightly volatile
Capital Surpluse478.2 M894 M478.2 M
Slightly volatile
Other Current Assets1.2 B1.1 B346.6 M
Slightly volatile
Total LiabilitiesB2.9 B3.3 B
Slightly volatile
Property Plant And Equipment Gross211 M201 M54.5 M
Slightly volatile
Total Current Assets6.5 B6.2 B2.4 B
Slightly volatile
Property Plant Equipment39.6 M53.5 M26.5 M
Slightly volatile
Current Deferred Revenue1.1 BB351.5 M
Slightly volatile

Jiayin Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Income307 K323.1 K1.2 M
Slightly volatile
Depreciation And Amortization12.7 M10.9 M7.7 M
Slightly volatile
Selling General Administrative172.5 M247.1 M125.2 M
Slightly volatile
Selling And Marketing Expenses1.9 B1.8 B798.4 M
Slightly volatile
Total Revenue6.6 B6.3 B2.3 B
Slightly volatile
Gross Profit2.1 BB1.5 B
Slightly volatile
Other Operating ExpensesB4.8 BB
Slightly volatile
Research Development201.3 M340.8 M158.6 M
Slightly volatile
Cost Of Revenue2.4 B2.3 B622.1 M
Slightly volatile
Total Operating Expenses1.5 B2.4 B1.3 B
Slightly volatile
Total Other Income Expense Net256.9 M244.6 M72.7 M
Slightly volatile
Reconciled Depreciation14.4 M10.9 M9.1 M
Slightly volatile

Jiayin Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation101.3 M62.5 M71.2 M
Slightly volatile
Begin Period Cash Flow475.4 M337 M354.1 M
Slightly volatile
Other Cashflows From Financing Activities1.1 M1.1 M87 M
Slightly volatile
Depreciation20.7 M10.9 M11.8 M
Slightly volatile
Capital Expenditures31.3 M36.3 M21 M
Slightly volatile
End Period Cash Flow581.9 M428.5 M545.7 M
Very volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.571.6619.7852
Slightly volatile
Dividend Yield0.010.01790.0139
Pretty Stable
Days Sales Outstanding254242191
Pretty Stable
Stock Based Compensation To Revenue0.01090.01140.0472
Slightly volatile
Capex To Depreciation2.713.833.8961
Slightly volatile
EV To Sales1.511.5919.6614
Slightly volatile
Sales General And Administrative To Revenue0.08230.04520.0803
Slightly volatile
Average Inventory809.2 K910.4 K992.5 K
Slightly volatile
Research And Ddevelopement To Revenue0.09660.06230.1101
Slightly volatile
Capex To Revenue0.00840.00520.0104
Very volatile
Cash Per Share1.291.991.1378
Slightly volatile
Payout Ratio0.130.140.4008
Slightly volatile
Intangibles To Total Assets0.140.20.1469
Slightly volatile
Current Ratio2.262.150.8611
Slightly volatile
Receivables Turnover1.481.563.5397
Pretty Stable
Graham Number36.835.0522.6061
Slightly volatile
Capex Per Share0.10.130.0929
Slightly volatile
Revenue Per Share24.1322.989.7574
Slightly volatile
Interest Debt Per Share0.260.2240.3119
Slightly volatile
Debt To Assets0.00930.00980.0358
Slightly volatile
Dividend Payout Ratio0.130.140.4008
Slightly volatile
Ebt Per Ebit1.011.041.1299
Slightly volatile
Effective Tax Rate0.20.180.2017
Slightly volatile
Quick Ratio2.262.150.8168
Slightly volatile
Net Income Per E B T0.660.760.7867
Very volatile
Cash Ratio0.0960.150.0899
Slightly volatile
Days Of Sales Outstanding254242191
Pretty Stable
Fixed Asset Turnover76.069.8684.731
Slightly volatile
Debt Ratio0.00930.00980.0358
Slightly volatile
Price Sales Ratio1.571.6619.7852
Slightly volatile
Asset Turnover1.971.111.1966
Slightly volatile
Gross Profit Margin0.880.730.7855
Pretty Stable

Jiayin Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap14.5 B9.1 B16.4 B
Slightly volatile
Enterprise Value14.3 B8.7 B16.2 B
Slightly volatile

Jiayin Fundamental Market Drivers

Forward Price Earnings1.7634
Cash And Short Term Investments370.2 M

Jiayin Upcoming Events

3rd of April 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About Jiayin Financial Statements

Jiayin investors utilize fundamental indicators, such as revenue or net income, to predict how Jiayin Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred RevenueB1.1 B
Total Revenue6.3 B6.6 B
Cost Of Revenue2.3 B2.4 B
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.05  0.08 
Research And Ddevelopement To Revenue 0.06  0.10 
Capex To Revenue 0.01  0.01 
Revenue Per Share 22.98  24.13 
Ebit Per Revenue 0.22  0.23 

Pair Trading with Jiayin

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Jiayin position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Jiayin will appreciate offsetting losses from the drop in the long position's value.

Moving together with Jiayin Stock

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Moving against Jiayin Stock

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The ability to find closely correlated positions to Jiayin could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Jiayin when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Jiayin - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Jiayin Group to buy it.
The correlation of Jiayin is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Jiayin moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Jiayin Group moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Jiayin can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Jiayin Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Jiayin's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Jiayin Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Jiayin Group Stock:
Check out the analysis of Jiayin Correlation against competitors.
You can also try the Correlation Analysis module to reduce portfolio risk simply by holding instruments which are not perfectly correlated.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Jiayin. If investors know Jiayin will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Jiayin listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.16)
Dividend Share
6.261
Earnings Share
2.96
Revenue Per Share
112.804
Quarterly Revenue Growth
(0.01)
The market value of Jiayin Group is measured differently than its book value, which is the value of Jiayin that is recorded on the company's balance sheet. Investors also form their own opinion of Jiayin's value that differs from its market value or its book value, called intrinsic value, which is Jiayin's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Jiayin's market value can be influenced by many factors that don't directly affect Jiayin's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Jiayin's value and its price as these two are different measures arrived at by different means. Investors typically determine if Jiayin is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Jiayin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.