Jiayin Financial Statements From 2010 to 2026

JFIN Stock  USD 6.55  0.22  3.48%   
Jiayin's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Jiayin's valuation are provided below:
Gross Profit
5.3 B
Profit Margin
0.2617
Market Capitalization
337.8 M
Enterprise Value Revenue
0.3451
Revenue
6.5 B
We have found one hundred twenty available fundamental trends for Jiayin Group, which can be analyzed and compared to other ratios and to its competitors. Self-guided Investors are advised to confirm Jiayin's regular fundamentals against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. As of the 9th of February 2026, Market Cap is likely to grow to about 3.1 B. Also, Enterprise Value is likely to grow to about 2.9 B

Jiayin Total Revenue

7 Billion

Check Jiayin financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Jiayin's main balance sheet or income statement drivers, such as Tax Provision of 288.5 M, Net Interest Income of 22.1 M or Interest Income of 307 K, as well as many indicators such as Price To Sales Ratio of 0.47, Dividend Yield of 0.0554 or PTB Ratio of 0.68. Jiayin financial statements analysis is a perfect complement when working with Jiayin Valuation or Volatility modules.
  
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Check out the analysis of Jiayin Correlation against competitors.

Jiayin Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets6.5 B6.2 B2.7 B
Slightly volatile
Short and Long Term Debt Total41.8 M46.5 M64.7 M
Slightly volatile
Other Current Liabilities1.4 B990.4 M2.7 B
Slightly volatile
Total Current Liabilities1.8 B1.8 BB
Slightly volatile
Other Liabilities275.3 M289.8 M2.3 B
Slightly volatile
Property Plant And Equipment Net117.3 M111.7 M41.2 M
Slightly volatile
Cash652.7 M621.6 M290.5 M
Slightly volatile
Non Current Assets Total1.3 B1.2 B328.3 M
Slightly volatile
Other Assets62 M65.3 M248.9 M
Slightly volatile
Cash And Short Term Investments652.7 M621.6 M294.6 M
Slightly volatile
Net Receivables4.2 BB1.3 B
Slightly volatile
Common Stock Shares Outstanding57.6 M61.1 M52.3 M
Slightly volatile
Liabilities And Stockholders Equity6.5 B6.2 B2.7 B
Slightly volatile
Capital Surpluse478.2 M894 M495.8 M
Slightly volatile
Other Current Assets455.1 M356 M499.5 M
Slightly volatile
Total LiabilitiesB2.1 B3.2 B
Slightly volatile
Property Plant And Equipment Gross240.6 M229.1 M66.4 M
Slightly volatile
Total Current Assets5.2 BB2.4 B
Slightly volatile
Property Plant Equipment39.6 M53.5 M27.7 M
Slightly volatile

Jiayin Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Income307 K323.1 K1.2 M
Slightly volatile
Depreciation And Amortization13.5 M20.6 M8.9 M
Slightly volatile
Selling General Administrative180.3 M254.1 M131.7 M
Slightly volatile
Selling And Marketing Expenses2.3 B2.2 B916 M
Slightly volatile
Total RevenueB6.7 B2.5 B
Slightly volatile
Gross Profit2.3 B4.3 B1.7 B
Slightly volatile
Other Operating Expenses5.5 B5.2 B2.2 B
Slightly volatile
Research Development224.4 M428.3 M177.7 M
Slightly volatile
Cost Of Revenue2.5 B2.3 B708.1 M
Slightly volatile
Total Operating Expenses1.6 B2.9 B1.4 B
Slightly volatile
Reconciled Depreciation15 M20.6 M10.2 M
Slightly volatile

Jiayin Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation97.2 M68 M70.6 M
Slightly volatile
Begin Period Cash Flow468.1 M428.5 M360.1 M
Slightly volatile
Depreciation20.6 M20.6 M12.7 M
Slightly volatile
Capital Expenditures892.5 M850 M161.8 M
Slightly volatile
End Period Cash Flow600.1 M779.5 M575.2 M
Pretty Stable

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.470.494.3961
Slightly volatile
Dividend Yield0.05540.110.065
Very volatile
Days Sales Outstanding118198182
Slightly volatile
Stock Based Compensation To Revenue0.01110.01170.0451
Slightly volatile
Capex To Depreciation39.0837.2210.2031
Slightly volatile
EV To Sales0.370.394.2707
Slightly volatile
Sales General And Administrative To Revenue0.07790.04380.0775
Slightly volatile
Research And Ddevelopement To Revenue0.09370.07380.1079
Slightly volatile
Capex To Revenue0.120.110.03
Slightly volatile
Cash Per Share9.619.155.3692
Slightly volatile
Payout Ratio0.30.330.4152
Slightly volatile
Intangibles To Total Assets0.140.20.151
Slightly volatile
Current Ratio2.031.941.015
Slightly volatile
Receivables Turnover1.821.913.4699
Pretty Stable
Graham Number21.7436.5211.4477
Slightly volatile
Capex Per Share13.1412.522.6288
Slightly volatile
Revenue Per Share10398.2444.6047
Slightly volatile
Interest Debt Per Share1.120.97241.3063
Slightly volatile
Debt To Assets0.01040.0110.0348
Slightly volatile
Dividend Payout Ratio0.30.330.4152
Slightly volatile
Ebt Per Ebit0.890.931.0441
Pretty Stable
Effective Tax Rate0.20.210.2026
Slightly volatile
Quick Ratio2.031.940.9714
Slightly volatile
Net Income Per E B T0.660.730.7865
Very volatile
Cash Ratio0.250.240.1219
Slightly volatile
Days Of Sales Outstanding118198182
Slightly volatile
Fixed Asset Turnover74.8468.6683.1202
Slightly volatile
Debt Ratio0.01040.0110.0348
Slightly volatile
Price Sales Ratio0.470.494.3961
Slightly volatile
Asset Turnover1.881.231.1911
Slightly volatile
Gross Profit Margin0.860.750.7775
Very volatile

Jiayin Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap3.1 B2.8 B3.8 B
Slightly volatile
Enterprise Value2.9 B2.3 B3.6 B
Slightly volatile

Jiayin Fundamental Market Drivers

Forward Price Earnings1.7634
Cash And Short Term Investments540.5 M

Jiayin Upcoming Events

3rd of April 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About Jiayin Financial Statements

Jiayin investors utilize fundamental indicators, such as revenue or net income, to predict how Jiayin Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue263.9 M323 M
Total Revenue6.7 BB
Cost Of Revenue2.3 B2.5 B
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.04  0.08 
Research And Ddevelopement To Revenue 0.07  0.09 
Capex To Revenue 0.11  0.12 
Revenue Per Share 98.24  103.16 
Ebit Per Revenue 0.19  0.10 

Pair Trading with Jiayin

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Jiayin position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Jiayin will appreciate offsetting losses from the drop in the long position's value.

Moving together with Jiayin Stock

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Moving against Jiayin Stock

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The ability to find closely correlated positions to Jiayin could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Jiayin when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Jiayin - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Jiayin Group to buy it.
The correlation of Jiayin is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Jiayin moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Jiayin Group moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Jiayin can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Jiayin Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Jiayin's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Jiayin Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Jiayin Group Stock:
Check out the analysis of Jiayin Correlation against competitors.
You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Will Consumer Finance sector continue expanding? Could Jiayin diversify its offerings? Factors like these will boost the valuation of Jiayin. Expected growth trajectory for Jiayin significantly influences the price investors are willing to assign. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Jiayin data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.447
Dividend Share
5.838
Earnings Share
10.15
Revenue Per Share
124.202
Quarterly Revenue Growth
0.018
Jiayin Group's market price often diverges from its book value, the accounting figure shown on Jiayin's balance sheet. Smart investors calculate Jiayin's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Jiayin's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that Jiayin's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Jiayin represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, Jiayin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.