Kentucky First Federal Net Income
| KFFB Stock | USD 4.81 0.06 1.23% |
As of the 14th of February 2026, Kentucky First secures the Downside Deviation of 4.02, mean deviation of 3.21, and Risk Adjusted Performance of 0.0782. Kentucky First Federal technical analysis lets you operate historical price patterns with an objective to determine a pattern that forecasts the direction of the firm's future prices.
Kentucky First Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 8.7665 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 162.9 K | 154.8 K | |
| Net Income Applicable To Common Shares | 839.7 K | 562.1 K | |
| Net Loss | -1.5 M | -1.5 M | |
| Net Loss | (0.24) | (0.23) | |
| Net Income Per E B T | 0.79 | 0.58 |
Kentucky | Net Income | Build AI portfolio with Kentucky Stock |
Analyzing Kentucky First's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Kentucky First's current valuation and future prospects.
Latest Kentucky First's Net Income Growth Pattern
Below is the plot of the Net Income of Kentucky First Federal over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Kentucky First Federal financial statement analysis. It represents the amount of money remaining after all of Kentucky First Federal operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Kentucky First's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Kentucky First's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 181 K | 10 Years Trend |
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Net Income |
| Timeline |
Kentucky Net Income Regression Statistics
| Arithmetic Mean | 308,568 | |
| Geometric Mean | 1,156,100 | |
| Coefficient Of Variation | 1,125 | |
| Mean Deviation | 1,801,433 | |
| Median | 1,323,000 | |
| Standard Deviation | 3,470,582 | |
| Sample Variance | 12T | |
| Range | 15.5M | |
| R-Value | (0.26) | |
| Mean Square Error | 12T | |
| R-Squared | 0.07 | |
| Significance | 0.32 | |
| Slope | (177,511) | |
| Total Sum of Squares | 192.7T |
Kentucky Net Income History
Other Fundumenentals of Kentucky First Federal
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Kentucky First Net Income component correlations
Kentucky Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Kentucky First is extremely important. It helps to project a fair market value of Kentucky Stock properly, considering its historical fundamentals such as Net Income. Since Kentucky First's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Kentucky First's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Kentucky First's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Kentucky First. Expected growth trajectory for Kentucky significantly influences the price investors are willing to assign. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Kentucky First assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 22.387 | Earnings Share 0.06 | Revenue Per Share | Quarterly Revenue Growth 0.278 | Return On Assets |
Investors evaluate Kentucky First Federal using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Kentucky First's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause Kentucky First's market price to deviate significantly from intrinsic value.
Understanding that Kentucky First's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Kentucky First represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Conversely, Kentucky First's market price signifies the transaction level at which participants voluntarily complete trades.
Kentucky First 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Kentucky First's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Kentucky First.
| 11/16/2025 |
| 02/14/2026 |
If you would invest 0.00 in Kentucky First on November 16, 2025 and sell it all today you would earn a total of 0.00 from holding Kentucky First Federal or generate 0.0% return on investment in Kentucky First over 90 days. Kentucky First is related to or competes with Marathon Bancorp, Bayfirst Financial, Zhibao Technology, Principal Capital, US Global, Akso Health, and Greenidge Generation. Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard,... More
Kentucky First Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Kentucky First's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Kentucky First Federal upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 4.02 | |||
| Information Ratio | 0.0698 | |||
| Maximum Drawdown | 18.05 | |||
| Value At Risk | (6.24) | |||
| Potential Upside | 6.16 |
Kentucky First Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Kentucky First's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Kentucky First's standard deviation. In reality, there are many statistical measures that can use Kentucky First historical prices to predict the future Kentucky First's volatility.| Risk Adjusted Performance | 0.0782 | |||
| Jensen Alpha | 0.3532 | |||
| Total Risk Alpha | 0.0417 | |||
| Sortino Ratio | 0.0705 | |||
| Treynor Ratio | (2.10) |
Kentucky First February 14, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0782 | |||
| Market Risk Adjusted Performance | (2.09) | |||
| Mean Deviation | 3.21 | |||
| Semi Deviation | 3.56 | |||
| Downside Deviation | 4.02 | |||
| Coefficient Of Variation | 1149.3 | |||
| Standard Deviation | 4.06 | |||
| Variance | 16.5 | |||
| Information Ratio | 0.0698 | |||
| Jensen Alpha | 0.3532 | |||
| Total Risk Alpha | 0.0417 | |||
| Sortino Ratio | 0.0705 | |||
| Treynor Ratio | (2.10) | |||
| Maximum Drawdown | 18.05 | |||
| Value At Risk | (6.24) | |||
| Potential Upside | 6.16 | |||
| Downside Variance | 16.15 | |||
| Semi Variance | 12.65 | |||
| Expected Short fall | (3.88) | |||
| Skewness | (0.04) | |||
| Kurtosis | 0.1632 |
Kentucky First Federal Backtested Returns
Kentucky First appears to be unstable, given 3 months investment horizon. Kentucky First Federal has Sharpe Ratio of 0.0639, which conveys that the firm had a 0.0639 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Kentucky First, which you can use to evaluate the volatility of the firm. Please exercise Kentucky First's Risk Adjusted Performance of 0.0782, downside deviation of 4.02, and Mean Deviation of 3.21 to check out if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Kentucky First holds a performance score of 5. The company secures a Beta (Market Risk) of -0.16, which conveys not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Kentucky First are expected to decrease at a much lower rate. During the bear market, Kentucky First is likely to outperform the market. Please check Kentucky First's value at risk, expected short fall, and the relationship between the treynor ratio and downside variance , to make a quick decision on whether Kentucky First's current price movements will revert.
Auto-correlation | 0.13 |
Insignificant predictability
Kentucky First Federal has insignificant predictability. Overlapping area represents the amount of predictability between Kentucky First time series from 16th of November 2025 to 31st of December 2025 and 31st of December 2025 to 14th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Kentucky First Federal price movement. The serial correlation of 0.13 indicates that less than 13.0% of current Kentucky First price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.13 | |
| Spearman Rank Test | 0.04 | |
| Residual Average | 0.0 | |
| Price Variance | 0.02 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Kentucky Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Kentucky First Federal reported net income of 181 K. This is 99.99% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 99.97% higher than that of the company.
Kentucky Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Kentucky First's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Kentucky First could also be used in its relative valuation, which is a method of valuing Kentucky First by comparing valuation metrics of similar companies.Kentucky First is currently under evaluation in net income category among its peers.
Kentucky First Current Valuation Drivers
We derive many important indicators used in calculating different scores of Kentucky First from analyzing Kentucky First's financial statements. These drivers represent accounts that assess Kentucky First's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Kentucky First's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 65.5M | 50.5M | 25.6M | 23.6M | 27.1M | 25.7M | |
| Enterprise Value | 88.5M | 113.1M | 77.0M | 66.3M | 59.7M | 77.2M |
Kentucky First ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Kentucky First's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Kentucky First's managers, analysts, and investors.Environmental | Governance | Social |
Kentucky First Institutional Holders
Institutional Holdings refers to the ownership stake in Kentucky First that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Kentucky First's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Kentucky First's value.| Shares | Glen Eagle Advisors, Llc | 2025-06-30 | 225 | Bank Of America Corp | 2025-06-30 | 29.0 | Sbi Securities Co Ltd | 2025-06-30 | 6.0 | Susquehanna International Group, Llp | 2025-03-31 | 0.0 | Blackrock Inc | 2025-06-30 | 0.0 | Wells Fargo & Co | 2025-06-30 | 0.0 | Citadel Advisors Llc | 2025-06-30 | 0.0 | Ubs Group Ag | 2025-06-30 | 0.0 | Ti-trust, Inc | 2025-06-30 | 91.8 K | Dimensional Fund Advisors, Inc. | 2025-06-30 | 80.7 K | Vanguard Group Inc | 2025-06-30 | 69.8 K |
Kentucky Fundamentals
| Return On Equity | 0.0171 | ||||
| Return On Asset | 0.0022 | ||||
| Profit Margin | 0.08 % | ||||
| Operating Margin | 0.14 % | ||||
| Current Valuation | 70.63 M | ||||
| Shares Outstanding | 8.09 M | ||||
| Shares Owned By Insiders | 62.19 % | ||||
| Shares Owned By Institutions | 3.38 % | ||||
| Number Of Shares Shorted | 7.51 K | ||||
| Price To Earning | 36.95 X | ||||
| Price To Book | 0.81 X | ||||
| Price To Sales | 3.85 X | ||||
| Revenue | 19.65 M | ||||
| Gross Profit | 10.08 M | ||||
| EBITDA | 439 K | ||||
| Net Income | 181 K | ||||
| Cash And Equivalents | 25.82 M | ||||
| Cash Per Share | 3.17 X | ||||
| Total Debt | 42.76 M | ||||
| Debt To Equity | 3.32 % | ||||
| Book Value Per Share | 6.07 X | ||||
| Cash Flow From Operations | (86 K) | ||||
| Short Ratio | 2.50 X | ||||
| Earnings Per Share | 0.06 X | ||||
| Number Of Employees | 54 | ||||
| Beta | 0.091 | ||||
| Market Capitalization | 38.86 M | ||||
| Total Asset | 372.16 M | ||||
| Retained Earnings | 17.51 M | ||||
| Five Year Return | 5.42 % | ||||
| Net Asset | 372.16 M | ||||
| Last Dividend Paid | 0.1 |
About Kentucky First Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Kentucky First Federal's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Kentucky First using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Kentucky First Federal based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Kentucky First Federal offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Kentucky First's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Kentucky First Federal Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Kentucky First Federal Stock:Check out You can also try the Commodity Directory module to find actively traded commodities issued by global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Kentucky First. Expected growth trajectory for Kentucky significantly influences the price investors are willing to assign. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Kentucky First assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 22.387 | Earnings Share 0.06 | Revenue Per Share | Quarterly Revenue Growth 0.278 | Return On Assets |
Investors evaluate Kentucky First Federal using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Kentucky First's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause Kentucky First's market price to deviate significantly from intrinsic value.
Understanding that Kentucky First's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Kentucky First represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Conversely, Kentucky First's market price signifies the transaction level at which participants voluntarily complete trades.