Kemper Stock Buy Hold or Sell Recommendation
| KMPR Stock | USD 67.51 0.43 0.63% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Kemper is 'Hold'. A buy or sell recommendation provided by Macroaxis is an automated analysis based on historical performance and your stated risk tolerance. It serves as guidance on whether to purchase or sell Kemper within the specified time frame.
Check out Kemper Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. To learn how to invest in Kemper Stock, please use our How to Invest in Kemper guide. Note, we conduct extensive research on individual companies such as Kemper and provide practical buy, sell, or hold advice based on investors' constraints. Kemper. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in american community survey.
Kemper |
Execute Kemper Buy or Sell Advice
The Kemper recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Kemper. Macroaxis does not own or have any residual interests in Kemper or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Kemper's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Kemper Trading Alerts and Improvement Suggestions
| Kemper generated a negative expected return over the last 90 days | |
| Kemper currently holds 1.39 B in liabilities with Debt to Equity (D/E) ratio of 0.51, which is about average as compared to similar companies. Kemper has a current ratio of 0.89, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Kemper's use of debt, we should always consider it together with its cash and equity. | |
| Kemper has a poor financial position based on the latest SEC disclosures | |
| Over 86.0% of Kemper shares are owned by institutional investors | |
| Latest headline from gurufocus.com: Kemper Completes Redemption of 450 Million of 4.350 percent Senior Notes Due 2025 |
Kemper Returns Distribution Density
The distribution of Kemper's historical returns is an attempt to chart the uncertainty of Kemper's future price movements. The chart of the probability distribution of Kemper daily returns describes the distribution of returns around its average expected value. We use Kemper price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Kemper returns is essential to provide solid investment advice for Kemper.
| Mean Return | 0.01 | Value At Risk | -2.64 | Potential Upside | 2.12 | Standard Deviation | 1.49 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Kemper historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Kemper Stock Institutional Investors
The Kemper's institutional investors refer to entities that pool money to purchase Kemper's securities or originate loans. These institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds.
| Shares | Geode Capital Management, Llc | 2024-09-30 | 1 M | Alliancebernstein L.p. | 2024-09-30 | 882.4 K | Deprince Race & Zollo Inc | 2024-09-30 | 878.5 K | Newsouth Capital Management Inc | 2024-12-31 | 866.2 K | Westfield Capital Management Company, L.p. | 2024-09-30 | 838.1 K | Millennium Management Llc | 2024-09-30 | 809.3 K | Driehaus Capital Management Llc | 2024-09-30 | 799.1 K | Charles Schwab Investment Management Inc | 2024-12-31 | 793 K | Lord, Abbett & Co Llc | 2024-09-30 | 705.8 K | Vanguard Group Inc | 2024-09-30 | 6.2 M | Blackrock Inc | 2024-09-30 | 5.2 M |
Kemper Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | 69.3M | (57.9M) | 64.2M | (148.3M) | 1.3M | 1.4M | |
| Free Cash Flow | 371.7M | 292.9M | (241.1M) | (188M) | 382.9M | 224.9M | |
| Depreciation | 55M | 99.8M | 70.9M | 58.6M | 53.7M | 66.7M | |
| Other Non Cash Items | (95.3M) | (140.7M) | 115.5M | 130.8M | 16.7M | 15.9M | |
| Dividends Paid | 78.9M | 80.6M | 79.7M | 80.1M | 72.1M | 63.7M | |
| Capital Expenditures | 53.4M | 57.8M | 30.8M | 53.8M | 53.2M | 49.6M | |
| Net Income | 409.9M | (120.5M) | (301.2M) | (272.3M) | 312.5M | 328.1M | |
| End Period Cash Flow | 206.1M | 148.2M | 212.4M | 64.1M | 65.4M | 66.8M | |
| Change To Netincome | (24.8M) | 79.6M | 38.7M | 39.9M | 35.9M | 18.3M | |
| Investments | 972.4M | 139.1M | (468M) | 126.4M | (244.4M) | (256.6M) | |
| Change Receivables | (84.3M) | (60.6M) | (54.6M) | 127.5M | 114.8M | 120.5M | |
| Net Borrowings | 97.1M | 395.6M | (57.2M) | 457.1M | 525.7M | 551.9M |
Kemper Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Kemper or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Kemper's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Kemper stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.0002 | |
β | Beta against Dow Jones | 0.85 | |
σ | Overall volatility | 1.52 | |
Ir | Information ratio | -0.0003 |
Kemper Volatility Alert
Kemper has relatively low volatility with skewness of -0.15 and kurtosis of 0.11. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Kemper's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Kemper's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Kemper Fundamentals Vs Peers
Comparing Kemper's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Kemper's direct or indirect competition across all of the common fundamentals between Kemper and the related equities. This way, we can detect undervalued stocks with similar characteristics as Kemper or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Kemper's fundamental indicators could also be used in its relative valuation, which is a method of valuing Kemper by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Kemper to competition |
| Fundamentals | Kemper | Peer Average |
| Return On Equity | 0.12 | -0.31 |
| Return On Asset | 0.024 | -0.14 |
| Profit Margin | 0.07 % | (1.27) % |
| Operating Margin | 0.04 % | (5.51) % |
| Current Valuation | 5.64 B | 16.62 B |
| Shares Outstanding | 63.9 M | 571.82 M |
| Shares Owned By Insiders | 5.25 % | 10.09 % |
| Shares Owned By Institutions | 86.10 % | 39.21 % |
| Number Of Shares Shorted | 1.13 M | 4.71 M |
| Price To Earning | 7.71 X | 28.72 X |
| Price To Book | 1.55 X | 9.51 X |
| Price To Sales | 0.93 X | 11.42 X |
| Revenue | 4.64 B | 9.43 B |
| Gross Profit | 1.63 B | 27.38 B |
| EBITDA | 540 M | 3.9 B |
| Net Income | 312.5 M | 570.98 M |
| Cash And Equivalents | 578.8 M | 2.7 B |
| Cash Per Share | 9.06 X | 5.01 X |
| Total Debt | 1.39 B | 5.32 B |
| Debt To Equity | 0.51 % | 48.70 % |
| Current Ratio | 0.91 X | 2.16 X |
| Book Value Per Share | 43.68 X | 1.93 K |
| Cash Flow From Operations | 382.9 M | 971.22 M |
| Short Ratio | 3.66 X | 4.00 X |
| Earnings Per Share | 4.91 X | 3.12 X |
| Price To Earnings To Growth | 4.29 X | 4.89 X |
| Target Price | 84.4 | |
| Number Of Employees | 8.1 K | 18.84 K |
| Beta | 0.88 | -0.15 |
| Market Capitalization | 4.31 B | 19.03 B |
| Total Asset | 12.63 B | 29.47 B |
| Retained Earnings | 1.23 B | 9.33 B |
| Annual Yield | 0.02 % |
Note: Disposition of 206 shares by Camden Bradley T of Kemper at 67.18 subject to Rule 16b-3 [view details]
Kemper Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Kemper . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Kemper Buy or Sell Advice
When is the right time to buy or sell Kemper? Buying financial instruments such as Kemper Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Additional Tools for Kemper Stock Analysis
When running Kemper's price analysis, check to measure Kemper's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Kemper is operating at the current time. Most of Kemper's value examination focuses on studying past and present price action to predict the probability of Kemper's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Kemper's price. Additionally, you may evaluate how the addition of Kemper to your portfolios can decrease your overall portfolio volatility.