Kemper Net Income
| KMPR Stock | USD 34.26 4.24 11.01% |
As of the 5th of February, Kemper secures the Standard Deviation of 2.31, mean deviation of 1.29, and Risk Adjusted Performance of (0.06). Kemper technical analysis lets you operate historical price patterns with an objective to determine a pattern that forecasts the direction of the firm's future prices. Please verify Kemper variance and skewness to decide if Kemper is priced some-what accurately, providing market reflects its recent price of 34.26 per share. Given that Kemper has information ratio of (0.11), we recommend you to check Kemper's last-minute market performance to make sure the company can sustain itself at a future point.
Kemper Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 0.6339 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 281.2 M | 295.3 M | |
| Net Loss | -271.1 M | -257.5 M | |
| Net Income From Continuing Ops | 281.2 M | 295.3 M | |
| Net Income Per Share | 5.69 | 5.98 | |
| Net Income Per E B T | 0.74 | 0.68 |
Kemper | Net Income | Build AI portfolio with Kemper Stock |
Evaluating Kemper's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Kemper's fundamental strength.
Latest Kemper's Net Income Growth Pattern
Below is the plot of the Net Income of Kemper over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Kemper financial statement analysis. It represents the amount of money remaining after all of Kemper operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Kemper's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Kemper's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 312.5 M | 10 Years Trend |
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Net Income |
| Timeline |
Kemper Net Income Regression Statistics
| Arithmetic Mean | 130,155,353 | |
| Coefficient Of Variation | 174.85 | |
| Mean Deviation | 166,235,080 | |
| Median | 120,900,000 | |
| Standard Deviation | 227,577,375 | |
| Sample Variance | 51791.5T | |
| Range | 878.2M | |
| R-Value | (0.02) | |
| Mean Square Error | 55229.4T | |
| R-Squared | 0.0003 | |
| Significance | 0.95 | |
| Slope | (737,725) | |
| Total Sum of Squares | 828663.4T |
Kemper Net Income History
Other Fundumenentals of Kemper
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Kemper Net Income component correlations
Kemper Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Kemper is extremely important. It helps to project a fair market value of Kemper Stock properly, considering its historical fundamentals such as Net Income. Since Kemper's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Kemper's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Kemper's interrelated accounts and indicators.
Click cells to compare fundamentals
Can Property & Casualty Insurance industry sustain growth momentum? Does Kemper have expansion opportunities? Factors like these will boost the valuation of Kemper. Expected growth trajectory for Kemper significantly influences the price investors are willing to assign. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Kemper demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth (0.03) | Dividend Share 1.27 | Earnings Share 3.88 | Revenue Per Share | Quarterly Revenue Growth 0.052 |
The market value of Kemper is measured differently than its book value, which is the value of Kemper that is recorded on the company's balance sheet. Investors also form their own opinion of Kemper's value that differs from its market value or its book value, called intrinsic value, which is Kemper's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because Kemper's market value can be influenced by many factors that don't directly affect Kemper's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Understanding that Kemper's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Kemper represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Meanwhile, Kemper's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Kemper 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Kemper's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Kemper.
| 11/07/2025 |
| 02/05/2026 |
If you would invest 0.00 in Kemper on November 7, 2025 and sell it all today you would earn a total of 0.00 from holding Kemper or generate 0.0% return on investment in Kemper over 90 days. Kemper is related to or competes with HCI, Aspen Insurance, NMI Holdings, Palomar Holdings, Slide Insurance, WesBanco, and Eagle Point. Kemper Corporation, a diversified insurance holding company, provides property and casualty, and life and health insuran... More
Kemper Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Kemper's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Kemper upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.11) | |||
| Maximum Drawdown | 14.64 | |||
| Value At Risk | (3.07) | |||
| Potential Upside | 2.31 |
Kemper Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Kemper's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Kemper's standard deviation. In reality, there are many statistical measures that can use Kemper historical prices to predict the future Kemper's volatility.| Risk Adjusted Performance | (0.06) | |||
| Jensen Alpha | (0.24) | |||
| Total Risk Alpha | (0.38) | |||
| Treynor Ratio | (0.35) |
Kemper February 5, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.06) | |||
| Market Risk Adjusted Performance | (0.34) | |||
| Mean Deviation | 1.29 | |||
| Coefficient Of Variation | (1,184) | |||
| Standard Deviation | 2.31 | |||
| Variance | 5.33 | |||
| Information Ratio | (0.11) | |||
| Jensen Alpha | (0.24) | |||
| Total Risk Alpha | (0.38) | |||
| Treynor Ratio | (0.35) | |||
| Maximum Drawdown | 14.64 | |||
| Value At Risk | (3.07) | |||
| Potential Upside | 2.31 | |||
| Skewness | (3.55) | |||
| Kurtosis | 21.18 |
Kemper Backtested Returns
Kemper has Sharpe Ratio of -0.0454, which conveys that the firm had a -0.0454 % return per unit of risk over the last 3 months. Kemper exposes twenty different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please verify Kemper's Mean Deviation of 1.29, risk adjusted performance of (0.06), and Standard Deviation of 2.31 to check out the risk estimate we provide. The company secures a Beta (Market Risk) of 0.59, which conveys possible diversification benefits within a given portfolio. As returns on the market increase, Kemper's returns are expected to increase less than the market. However, during the bear market, the loss of holding Kemper is expected to be smaller as well. At this point, Kemper has a negative expected return of -0.0922%. Please make sure to verify Kemper's variance, skewness, as well as the relationship between the Skewness and period momentum indicator , to decide if Kemper performance from the past will be repeated at some point in the near future.
Auto-correlation | -0.66 |
Very good reverse predictability
Kemper has very good reverse predictability. Overlapping area represents the amount of predictability between Kemper time series from 7th of November 2025 to 22nd of December 2025 and 22nd of December 2025 to 5th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Kemper price movement. The serial correlation of -0.66 indicates that around 66.0% of current Kemper price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.66 | |
| Spearman Rank Test | -0.62 | |
| Residual Average | 0.0 | |
| Price Variance | 1.67 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Kemper Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Kemper reported net income of 312.5 M. This is 75.54% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 45.27% higher than that of the company.
Kemper Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Kemper's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Kemper could also be used in its relative valuation, which is a method of valuing Kemper by comparing valuation metrics of similar companies.Kemper is currently under evaluation in net income category among its peers.
Kemper ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Kemper's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Kemper's managers, analysts, and investors.Environmental | Governance | Social |
Kemper Institutional Holders
Institutional Holdings refers to the ownership stake in Kemper that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Kemper's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Kemper's value.| Shares | No Street Gp Lp | 2025-06-30 | 1.1 M | Geode Capital Management, Llc | 2025-06-30 | 1 M | Lakewood Capital Management, Lp | 2025-06-30 | 1 M | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 852.1 K | Newsouth Capital Management Inc | 2025-06-30 | 774.9 K | Bank Of America Corp | 2025-06-30 | 719.7 K | Fayez Sarofim & Company | 2025-06-30 | 689.2 K | Charles Schwab Investment Management Inc | 2025-06-30 | 686.3 K | Lord, Abbett & Co Llc | 2025-06-30 | 675.4 K | Vanguard Group Inc | 2025-06-30 | 6.2 M | Blackrock Inc | 2025-06-30 | 5.3 M |
Kemper Fundamentals
| Return On Equity | 0.0868 | ||||
| Return On Asset | 0.0187 | ||||
| Profit Margin | 0.05 % | ||||
| Operating Margin | (0.02) % | ||||
| Current Valuation | 3.12 B | ||||
| Shares Outstanding | 58.55 M | ||||
| Shares Owned By Insiders | 1.04 % | ||||
| Shares Owned By Institutions | 90.70 % | ||||
| Number Of Shares Shorted | 2.26 M | ||||
| Price To Earning | 7.71 X | ||||
| Price To Book | 0.82 X | ||||
| Price To Sales | 0.50 X | ||||
| Revenue | 4.63 B | ||||
| Gross Profit | 1.58 B | ||||
| EBITDA | 499.1 M | ||||
| Net Income | 312.5 M | ||||
| Cash And Equivalents | 578.8 M | ||||
| Cash Per Share | 9.06 X | ||||
| Total Debt | 1.39 B | ||||
| Debt To Equity | 0.51 % | ||||
| Current Ratio | 0.91 X | ||||
| Book Value Per Share | 45.38 X | ||||
| Cash Flow From Operations | 382.9 M | ||||
| Short Ratio | 2.93 X | ||||
| Earnings Per Share | 3.88 X | ||||
| Price To Earnings To Growth | 4.29 X | ||||
| Target Price | 58.2 | ||||
| Number Of Employees | 7.4 K | ||||
| Beta | 1.12 | ||||
| Market Capitalization | 2.42 B | ||||
| Total Asset | 12.63 B | ||||
| Retained Earnings | 1.23 B | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 1.65 % | ||||
| Net Asset | 12.63 B | ||||
| Last Dividend Paid | 1.27 |
About Kemper Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Kemper's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Kemper using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Kemper based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Kemper
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Kemper position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Kemper will appreciate offsetting losses from the drop in the long position's value.Moving against Kemper Stock
The ability to find closely correlated positions to Kemper could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Kemper when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Kemper - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Kemper to buy it.
The correlation of Kemper is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Kemper moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Kemper moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Kemper can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Additional Tools for Kemper Stock Analysis
When running Kemper's price analysis, check to measure Kemper's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Kemper is operating at the current time. Most of Kemper's value examination focuses on studying past and present price action to predict the probability of Kemper's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Kemper's price. Additionally, you may evaluate how the addition of Kemper to your portfolios can decrease your overall portfolio volatility.