Provident Financial (Germany) Buy Hold or Sell Recommendation
| PQ3 Stock | EUR 19.90 0.10 0.50% |
Assuming the 90 days horizon and your above-average risk tolerance, our recommendation regarding Provident Financial Services is 'Strong Buy'. Macroaxis provides Provident Financial buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding PQ3 positions.
Check out Provident Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note, we conduct extensive research on individual companies such as Provident and provide practical buy, sell, or hold advice based on investors' constraints. Provident Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
Provident |
Execute Provident Financial Buy or Sell Advice
The Provident recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Provident Financial Services. Macroaxis does not own or have any residual interests in Provident Financial Services or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Provident Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Buy
Market Performance | OK | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Analyst Consensus | Not Available | Details | |
Reporting Quality (M-Score) | Inapplicable | Details |
Provident Financial Trading Alerts and Improvement Suggestions
| About 71.0% of the company shares are owned by institutional investors |
Provident Financial Returns Distribution Density
The distribution of Provident Financial's historical returns is an attempt to chart the uncertainty of Provident Financial's future price movements. The chart of the probability distribution of Provident Financial daily returns describes the distribution of returns around its average expected value. We use Provident Financial Services price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Provident Financial returns is essential to provide solid investment advice for Provident Financial.
| Mean Return | 0.27 | Value At Risk | -2.5 | Potential Upside | 3.11 | Standard Deviation | 2.24 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Provident Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Provident Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Provident Financial or Financial Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Provident Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Provident stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.10 | |
β | Beta against Dow Jones | 1.26 | |
σ | Overall volatility | 2.24 | |
Ir | Information ratio | 0.06 |
Provident Financial Volatility Alert
Provident Financial Services has relatively low volatility with skewness of 2.15 and kurtosis of 9.47. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Provident Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Provident Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Provident Financial Fundamentals Vs Peers
Comparing Provident Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Provident Financial's direct or indirect competition across all of the common fundamentals between Provident Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Provident Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Provident Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Provident Financial by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Provident Financial to competition |
| Fundamentals | Provident Financial | Peer Average |
| Return On Equity | 0.11 | -0.31 |
| Return On Asset | 0.0127 | -0.14 |
| Profit Margin | 0.35 % | (1.27) % |
| Operating Margin | 0.51 % | (5.51) % |
| Current Valuation | 1.73 B | 16.62 B |
| Shares Outstanding | 75.17 M | 571.82 M |
| Shares Owned By Insiders | 6.32 % | 10.09 % |
| Shares Owned By Institutions | 71.43 % | 39.21 % |
| Price To Earning | 10.84 X | 28.72 X |
| Price To Book | 1.06 X | 9.51 X |
| Price To Sales | 3.05 X | 11.42 X |
| Revenue | 505.34 M | 9.43 B |
| Gross Profit | 496.95 M | 27.38 B |
| Net Income | 175.65 M | 570.98 M |
| Cash And Equivalents | 207.69 M | 2.7 B |
| Cash Per Share | 3.20 X | 5.01 X |
| Total Debt | 1.35 B | 5.32 B |
| Book Value Per Share | 21.48 X | 1.93 K |
| Cash Flow From Operations | 158.18 M | 971.22 M |
| Earnings Per Share | 2.22 X | 3.12 X |
| Target Price | 25.4 | |
| Number Of Employees | 35 | 18.84 K |
| Beta | 0.97 | -0.15 |
| Market Capitalization | 1.69 B | 19.03 B |
| Total Asset | 13.78 B | 29.47 B |
| Z Score | 0.6 | 8.72 |
| Annual Yield | 0.04 % | |
| Five Year Return | 2.84 % | |
| Net Asset | 13.78 B | |
| Last Dividend Paid | 0.96 |
Provident Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Provident . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Provident Financial Buy or Sell Advice
When is the right time to buy or sell Provident Financial Services? Buying financial instruments such as Provident Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Gold and Gold Mining
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Additional Information and Resources on Investing in Provident Stock
When determining whether Provident Financial is a strong investment it is important to analyze Provident Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Provident Financial's future performance. For an informed investment choice regarding Provident Stock, refer to the following important reports:Check out Provident Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Portfolio Anywhere module to track or share privately all of your investments from the convenience of any device.