Velocity Financial Llc Net Income
| VEL Stock | USD 20.40 0.18 0.89% |
As of the 30th of January, Velocity Financial has the Semi Deviation of 1.46, coefficient of variation of 1224.38, and Risk Adjusted Performance of 0.0652. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Velocity Financial Llc, as well as the relationship between them. Please validate Velocity Financial Llc standard deviation, maximum drawdown, as well as the relationship between the Maximum Drawdown and expected short fall to decide if Velocity Financial is priced more or less accurately, providing market reflects its prevalent price of 20.4 per share. Given that Velocity Financial Llc has jensen alpha of 0.1232, we advise you to double-check Velocity Financial Llc's current market performance to make sure the company can sustain itself at a future point.
Velocity Financial Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 24.686 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 78.7 M | 82.7 M | |
| Net Income Applicable To Common Shares | 77.7 M | 81.6 M | |
| Net Income From Continuing Ops | 78.7 M | 82.7 M | |
| Net Income Per Share | 1.89 | 1.98 | |
| Net Income Per E B T | 0.64 | 0.54 |
Velocity | Net Income | Build AI portfolio with Velocity Stock |
Historical Net Income data for Velocity Financial serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether Velocity Financial Llc represents a compelling investment opportunity.
Latest Velocity Financial's Net Income Growth Pattern
Below is the plot of the Net Income of Velocity Financial Llc over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Velocity Financial Llc financial statement analysis. It represents the amount of money remaining after all of Velocity Financial Llc operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Velocity Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Velocity Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 68.47 M | 10 Years Trend |
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Net Income |
| Timeline |
Velocity Net Income Regression Statistics
| Arithmetic Mean | 22,502,929 | |
| Coefficient Of Variation | 135.51 | |
| Mean Deviation | 24,518,496 | |
| Median | 13,989,000 | |
| Standard Deviation | 30,493,781 | |
| Sample Variance | 929.9T | |
| Range | 88.9M | |
| R-Value | 0.93 | |
| Mean Square Error | 132.7T | |
| R-Squared | 0.87 | |
| Slope | 5,620,065 | |
| Total Sum of Squares | 14877.9T |
Velocity Net Income History
Other Fundumenentals of Velocity Financial Llc
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Velocity Financial Net Income component correlations
Velocity Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Velocity Financial is extremely important. It helps to project a fair market value of Velocity Stock properly, considering its historical fundamentals such as Net Income. Since Velocity Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Velocity Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Velocity Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Velocity Financial. If investors know Velocity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Velocity Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.485 | Earnings Share 2.43 | Revenue Per Share | Quarterly Revenue Growth 1.623 | Return On Assets |
Investors evaluate Velocity Financial Llc using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Velocity Financial's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause Velocity Financial's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Velocity Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Velocity Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Velocity Financial's market price signifies the transaction level at which participants voluntarily complete trades.
Velocity Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Velocity Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Velocity Financial.
| 11/01/2025 |
| 01/30/2026 |
If you would invest 0.00 in Velocity Financial on November 1, 2025 and sell it all today you would earn a total of 0.00 from holding Velocity Financial Llc or generate 0.0% return on investment in Velocity Financial over 90 days. Velocity Financial is related to or competes with Mercantile Bank, Oppenheimer Holdings, Northeast Bancorp, Nuveen Churchill, CNB Financial, Amerant Bancorp, and Heritage Insurance. Velocity Financial, Inc. operates as a real estate finance company in the United States More
Velocity Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Velocity Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Velocity Financial Llc upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.63 | |||
| Information Ratio | 0.0471 | |||
| Maximum Drawdown | 12.39 | |||
| Value At Risk | (2.42) | |||
| Potential Upside | 2.83 |
Velocity Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Velocity Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Velocity Financial's standard deviation. In reality, there are many statistical measures that can use Velocity Financial historical prices to predict the future Velocity Financial's volatility.| Risk Adjusted Performance | 0.0652 | |||
| Jensen Alpha | 0.1232 | |||
| Total Risk Alpha | 0.0095 | |||
| Sortino Ratio | 0.0514 | |||
| Treynor Ratio | 0.5922 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Velocity Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Velocity Financial January 30, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0652 | |||
| Market Risk Adjusted Performance | 0.6022 | |||
| Mean Deviation | 1.18 | |||
| Semi Deviation | 1.46 | |||
| Downside Deviation | 1.63 | |||
| Coefficient Of Variation | 1224.38 | |||
| Standard Deviation | 1.77 | |||
| Variance | 3.15 | |||
| Information Ratio | 0.0471 | |||
| Jensen Alpha | 0.1232 | |||
| Total Risk Alpha | 0.0095 | |||
| Sortino Ratio | 0.0514 | |||
| Treynor Ratio | 0.5922 | |||
| Maximum Drawdown | 12.39 | |||
| Value At Risk | (2.42) | |||
| Potential Upside | 2.83 | |||
| Downside Variance | 2.65 | |||
| Semi Variance | 2.12 | |||
| Expected Short fall | (1.28) | |||
| Skewness | 0.4762 | |||
| Kurtosis | 4.05 |
Velocity Financial Llc Backtested Returns
As of now, Velocity Stock is very steady. Velocity Financial Llc owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.0862, which indicates the firm had a 0.0862 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Velocity Financial Llc, which you can use to evaluate the volatility of the company. Please validate Velocity Financial's Semi Deviation of 1.46, coefficient of variation of 1224.38, and Risk Adjusted Performance of 0.0652 to confirm if the risk estimate we provide is consistent with the expected return of 0.16%. Velocity Financial has a performance score of 6 on a scale of 0 to 100. The entity has a beta of 0.23, which indicates not very significant fluctuations relative to the market. As returns on the market increase, Velocity Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Velocity Financial is expected to be smaller as well. Velocity Financial Llc right now has a risk of 1.83%. Please validate Velocity Financial expected short fall, and the relationship between the maximum drawdown and rate of daily change , to decide if Velocity Financial will be following its existing price patterns.
Auto-correlation | 0.38 |
Below average predictability
Velocity Financial Llc has below average predictability. Overlapping area represents the amount of predictability between Velocity Financial time series from 1st of November 2025 to 16th of December 2025 and 16th of December 2025 to 30th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Velocity Financial Llc price movement. The serial correlation of 0.38 indicates that just about 38.0% of current Velocity Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.38 | |
| Spearman Rank Test | 0.29 | |
| Residual Average | 0.0 | |
| Price Variance | 0.37 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Velocity Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Velocity Financial Llc reported net income of 68.47 M. This is 94.64% lower than that of the Financial Services sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 88.01% higher than that of the company.
Velocity Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Velocity Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Velocity Financial could also be used in its relative valuation, which is a method of valuing Velocity Financial by comparing valuation metrics of similar companies.Velocity Financial is currently under evaluation in net income category among its peers.
Velocity Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Velocity Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Velocity Financial's managers, analysts, and investors.Environmental | Governance | Social |
Velocity Financial Institutional Holders
Institutional Holdings refers to the ownership stake in Velocity Financial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Velocity Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Velocity Financial's value.| Shares | Aqr Capital Management Llc | 2025-06-30 | 25 K |
Velocity Fundamentals
| Return On Equity | 0.16 | |||
| Return On Asset | 0.015 | |||
| Profit Margin | 0.40 % | |||
| Operating Margin | 0.65 % | |||
| Current Valuation | 6.85 B | |||
| Shares Outstanding | 38.9 M | |||
| Shares Owned By Insiders | 2.90 % | |||
| Shares Owned By Institutions | 96.77 % | |||
| Number Of Shares Shorted | 667.33 K | |||
| Price To Earning | 10.71 X | |||
| Price To Book | 1.24 X | |||
| Price To Sales | 3.46 X | |||
| Revenue | 482.78 M | |||
| Gross Profit | 165.55 M | |||
| EBITDA | 98.39 M | |||
| Net Income | 68.47 M | |||
| Cash And Equivalents | 49.9 M | |||
| Cash Per Share | 0.81 X | |||
| Total Debt | 4.86 B | |||
| Debt To Equity | 8.63 % | |||
| Current Ratio | 8.65 X | |||
| Book Value Per Share | 16.30 X | |||
| Cash Flow From Operations | 37.76 M | |||
| Short Ratio | 5.22 X | |||
| Earnings Per Share | 2.43 X | |||
| Target Price | 21.67 | |||
| Number Of Employees | 309 | |||
| Beta | 0.78 | |||
| Market Capitalization | 793.56 M | |||
| Total Asset | 5.53 B | |||
| Retained Earnings | 197.32 M | |||
| Net Asset | 5.53 B |
About Velocity Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Velocity Financial Llc's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Velocity Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Velocity Financial Llc based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Velocity Financial. If investors know Velocity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Velocity Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.485 | Earnings Share 2.43 | Revenue Per Share | Quarterly Revenue Growth 1.623 | Return On Assets |
Investors evaluate Velocity Financial Llc using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Velocity Financial's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause Velocity Financial's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Velocity Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Velocity Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Velocity Financial's market price signifies the transaction level at which participants voluntarily complete trades.