Western Union Co Stock Buy Hold or Sell Recommendation
| WU Stock | USD 10.40 0.06 0.58% |
Allowing for the 90-day total investment horizon and your above-average risk tolerance, our recommendation regarding Western Union Co is 'Strong Hold'. A buy or sell recommendation is an automated directive regarding whether to purchase or sell Western Union Co given historical horizon and risk tolerance. When we issue a 'buy' or 'sell' recommendation for Western Union Co, the advice is generated through an automated system that utilizes algorithms and statistical models.
Check out Western Union Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note, we conduct extensive research on individual companies such as Western and provide practical buy, sell, or hold advice based on investors' constraints. Western Union Co. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in employment.
Western |
Execute Western Union Buy or Sell Advice
The Western recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Western Union Co. Macroaxis does not own or have any residual interests in Western Union Co or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Western Union's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Western Union Trading Alerts and Improvement Suggestions
| Western Union generated a negative expected return over the last 90 days | |
| Western Union Co reports 2.67 B of total liabilities with total debt to equity ratio (D/E) of 4.94, which implies that the company may not be able to produce enough cash to satisfy its debt commitments. Western Union has a current ratio of 0.44, implying that it has not enough working capital to pay out debt commitments in time. Note however, debt could still be an excellent tool for Western to invest in growth at high rates of return. | |
| Over 93.0% of Western Union outstanding shares are owned by institutional investors | |
| On 31st of December 2024 Western Union paid $ 0.235 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Western Union to Release Earnings on Tuesday - MarketBeat |
Western Union Returns Distribution Density
The distribution of Western Union's historical returns is an attempt to chart the uncertainty of Western Union's future price movements. The chart of the probability distribution of Western Union daily returns describes the distribution of returns around its average expected value. We use Western Union Co price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Western Union returns is essential to provide solid investment advice for Western Union.
| Mean Return | -0.07 | Value At Risk | -1.63 | Potential Upside | 1.43 | Standard Deviation | 1.18 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Western Union historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Western Stock Institutional Investors
The Western Union's institutional investors refer to entities that pool money to purchase Western Union's securities or originate loans. These institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds.
| Shares | Northern Trust Corp | 2024-09-30 | 7 M | Jupiter Asset Management Limited | 2024-09-30 | 7 M | Schroder Investment Management Group | 2024-09-30 | 6.8 M | Discerene Group Lp | 2024-09-30 | 6.7 M | Millennium Management Llc | 2024-09-30 | 6.6 M | Dimensional Fund Advisors, Inc. | 2024-09-30 | 4.6 M | Bank Of New York Mellon Corp | 2024-09-30 | 4.4 M | Bank Of America Corp | 2024-09-30 | 4.2 M | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 3.7 M | Vanguard Group Inc | 2024-09-30 | 37.7 M | Blackrock Inc | 2024-09-30 | 33.7 M |
Western Union Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Western Union or Financial Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Western Union's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Western stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.1 | |
β | Beta against Dow Jones | 0.28 | |
σ | Overall volatility | 1.15 | |
Ir | Information ratio | -0.14 |
Western Union Volatility Alert
Western Union Co exhibits very low volatility with skewness of 0.05 and kurtosis of 2.57. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Western Union's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Western Union's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Western Union Fundamentals Vs Peers
Comparing Western Union's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Western Union's direct or indirect competition across all of the common fundamentals between Western Union and the related equities. This way, we can detect undervalued stocks with similar characteristics as Western Union or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Western Union's fundamental indicators could also be used in its relative valuation, which is a method of valuing Western Union by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Western Union to competition |
| Fundamentals | Western Union | Peer Average |
| Return On Equity | 1.07 | -0.31 |
| Return On Asset | 0.0618 | -0.14 |
| Profit Margin | 0.16 % | (1.27) % |
| Operating Margin | 0.19 % | (5.51) % |
| Current Valuation | 3.16 B | 16.62 B |
| Shares Outstanding | 337.8 M | 571.82 M |
| Shares Owned By Insiders | 0.30 % | 10.09 % |
| Shares Owned By Institutions | 92.83 % | 39.21 % |
| Number Of Shares Shorted | 22.12 M | 4.71 M |
| Price To Earning | 6.92 X | 28.72 X |
| Price To Book | 5.38 X | 9.51 X |
| Price To Sales | 0.84 X | 11.42 X |
| Revenue | 4.36 B | 9.43 B |
| Gross Profit | 1.61 B | 27.38 B |
| EBITDA | 817.5 M | 3.9 B |
| Net Income | 626 M | 570.98 M |
| Cash And Equivalents | 1.29 B | 2.7 B |
| Cash Per Share | 3.05 X | 5.01 X |
| Total Debt | 2.67 B | 5.32 B |
| Debt To Equity | 4.94 % | 48.70 % |
| Current Ratio | 0.45 X | 2.16 X |
| Book Value Per Share | 1.93 X | 1.93 K |
| Cash Flow From Operations | 783.1 M | 971.22 M |
| Short Ratio | 4.39 X | 4.00 X |
| Earnings Per Share | 1.96 X | 3.12 X |
| Price To Earnings To Growth | 2.11 X | 4.89 X |
| Target Price | 12.47 | |
| Number Of Employees | 9 K | 18.84 K |
| Beta | 0.89 | -0.15 |
| Market Capitalization | 3.51 B | 19.03 B |
| Total Asset | 8.2 B | 29.47 B |
| Retained Earnings | (389.1 M) | 9.33 B |
| Working Capital | 33.2 M | 1.48 B |
Note: Acquisition by Garcia Estebarena Rodrigo of 17188 shares of Western Union subject to Rule 16b-3 [view details]
Western Union Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Western . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 122951.0 | |||
| Daily Balance Of Power | 0.3 | |||
| Rate Of Daily Change | 1.01 | |||
| Day Median Price | 10.44 | |||
| Day Typical Price | 10.43 | |||
| Price Action Indicator | (0.01) | |||
| Period Momentum Indicator | 0.06 |
About Western Union Buy or Sell Advice
When is the right time to buy or sell Western Union Co? Buying financial instruments such as Western Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Additional Tools for Western Stock Analysis
When running Western Union's price analysis, check to measure Western Union's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Western Union is operating at the current time. Most of Western Union's value examination focuses on studying past and present price action to predict the probability of Western Union's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Western Union's price. Additionally, you may evaluate how the addition of Western Union to your portfolios can decrease your overall portfolio volatility.