Richard Hernandez - Southern California President
| BCAL Stock | USD 17.76 0.16 0.91% |
Insider
Richard Hernandez is President of Southern California Bancorp
| Age | 49 |
| Address | 12265 El Camino Real, San Diego, CA, United States, 92130 |
| Phone | 844 265 7622 |
| Web | https://www.californiabankofcommerce.com |
Richard Hernandez Latest Insider Activity
Tracking and analyzing the buying and selling activities of Richard Hernandez against Southern California stock is an integral part of due diligence when investing in Southern California. Richard Hernandez insider activity provides valuable insight into whether Southern California is net buyers or sellers over its current business cycle. Note, Southern California insiders must abide by specific rules, including filing SEC forms every time they buy or sell Southern California'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.
Richard Hernandez over six months ago Disposition of 1201 shares by Richard Hernandez of Southern California at 14.19 subject to Rule 16b-3 | ||
Richard Hernandez over six months ago Payment of 3886 shares by Richard Hernandez of Southern California subject to Rule 16b-3 |
Southern California Management Efficiency
Return On Tangible Assets is expected to rise to 0.01 this year. Return On Capital Employed is expected to rise to 0.04 this year. At this time, Southern California's Return On Tangible Assets are quite stable compared to the past year. Fixed Asset Turnover is expected to rise to 5.67 this year, although the value of Other Assets are projected to rise to (154.9 M). Southern California's management efficiency ratios could be used to measure how well Southern California manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
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Management Performance
| Return On Equity | -0.0178 | ||||
| Return On Asset | -0.0021 |
Southern California Leadership Team
Elected by the shareholders, the Southern California's board of directors comprises two types of representatives: Southern California inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Southern. The board's role is to monitor Southern California's management team and ensure that shareholders' interests are well served. Southern California's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Southern California's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Jeffery Hurtik, Executive Officer | ||
| Peter Nutz, Executive Officer | ||
| Anne Williams, Ex Officer | ||
| Thomas Dolan, Executive CFO | ||
| Frank Tomaso, Executive Director | ||
| Michele Wirfel, Executive COO | ||
| Manisha Merchant, General VP | ||
| Christopher Maggio, Senior Manager | ||
| Martin Liska, Executive Officer | ||
| David Rainer, Executive Chairman | ||
| Richard Hernandez, President | ||
| Nicole Swain, Ex Banking | ||
| Steven Shelton, CEO Director | ||
| Pamela Isaacson, COO VP | ||
| Joann Yeung, Principal Officer |
Southern Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Southern California a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | -0.0178 | ||||
| Return On Asset | -0.0021 | ||||
| Profit Margin | (0.09) % | ||||
| Operating Margin | (0.48) % | ||||
| Current Valuation | 44.78 M | ||||
| Shares Outstanding | 32.17 M | ||||
| Shares Owned By Insiders | 16.57 % | ||||
| Shares Owned By Institutions | 62.12 % | ||||
| Number Of Shares Shorted | 407.65 K | ||||
| Price To Earning | 34.79 X |
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Try AI Portfolio ArchitectCheck out Trending Equities to better understand how to build diversified portfolios, which includes a position in Southern California Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation. You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern California. If investors know Southern will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Southern California listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.97) | Earnings Share (0.29) | Revenue Per Share 3.796 | Quarterly Revenue Growth (0.37) | Return On Assets (0) |
The market value of Southern California is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern California's value that differs from its market value or its book value, called intrinsic value, which is Southern California's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern California's market value can be influenced by many factors that don't directly affect Southern California's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Southern California's value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern California is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern California's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.