Valerie Greer - Bread Financial Insider

BFH Stock  USD 56.80  0.38  0.66%   

Insider

Valerie Greer is Executive Vice President Chief Commercial Officer, Card Services of Bread Financial Holdings since 2020.
Age 59
Tenure 4 years
Address 3095 Loyalty Circle, Columbus, OH, United States, 43219
Phone614 729 4000
Webhttps://www.breadfinancial.com

Valerie Greer Latest Insider Activity

Tracking and analyzing the buying and selling activities of Valerie Greer against Bread Financial stock is an integral part of due diligence when investing in Bread Financial. Valerie Greer insider activity provides valuable insight into whether Bread Financial is net buyers or sellers over its current business cycle. Note, Bread Financial insiders must abide by specific rules, including filing SEC forms every time they buy or sell Bread Financial'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Bread Financial Management Efficiency

The company has Return on Asset of 0.0146 % which means that on every $100 spent on assets, it made $0.0146 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1058 %, implying that it generated $0.1058 on every 100 dollars invested. Bread Financial's management efficiency ratios could be used to measure how well Bread Financial manages its routine affairs as well as how well it operates its assets and liabilities. The Bread Financial's current Return On Capital Employed is estimated to increase to 0.08, while Return On Tangible Assets are projected to decrease to 0.03. As of now, Bread Financial's Debt To Assets are decreasing as compared to previous years.
Bread Financial Holdings has 5.44 B in debt with debt to equity (D/E) ratio of 3.27, meaning that the company heavily relies on borrowing funds for operations. Bread Financial Holdings has a current ratio of 1.73, which is typical for the industry and considered as normal. Note however, debt could still be an excellent tool for Bread to invest in growth at high rates of return.

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Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. Bread Financial Holdings, Inc. was founded in 1996 and is headquartered in Columbus, Ohio. Bread Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 6000 people. Bread Financial Holdings (BFH) is traded on New York Stock Exchange in USA. It is located in 3095 Loyalty Circle, Columbus, OH, United States, 43219 and employs 7,000 people. Bread Financial is listed under Consumer Finance category by Fama And French industry classification.

Management Performance

Bread Financial Holdings Leadership Team

Elected by the shareholders, the Bread Financial's board of directors comprises two types of representatives: Bread Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Bread. The board's role is to monitor Bread Financial's management team and ensure that shareholders' interests are well served. Bread Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Bread Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Allegra Driscoll, Executive CTO
Rajesh Natarajan, Independent Director
Ralph Andretta, President, Chief Executive Officer, Director
Sharen Turney, Independent Director
Wes Hunt, Senior Excellence
Greg Betchkal, Chief Officer
Mike Boghosian, Senior Officer
Robert Esque, Senior Officer
Jonathan Campbell, Senior Officer
Brandy Sullivan, Chief VP
Dashon Williford, Senior Experience
Laurie Tucker, Independent Director
John Chesnut, Senior Vice President Treasurer
Brian Vereb, Head Relations
Timothy Theriault, Independent Director
Tammy McConnaughey, Executive Vice President Operations and Credit Risk, Card Services
John Gerspach, Independent Director
Perry Beberman, Chief Financial Officer, Vice President
Joseph III, Chief VP
Charles Horn, Executive Vice President Senior Advisor
J Campbell, Senior Vice President Chief Accounting Officer
Joseph Motes, Executive Vice President Chief Administrative Officer, General Counsel, Secretary
Matt Brown, Senior CTO
Roger Ballou, Non-Executive Independent Chairman of the Board
Valerie Greer, Executive Vice President Chief Commercial Officer, Card Services

Bread Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Bread Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether Bread Financial Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bread Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bread Financial Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bread Financial Holdings Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bread Financial Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bread Financial. If investors know Bread will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bread Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.99)
Dividend Share
0.84
Earnings Share
6.34
Revenue Per Share
49.838
Quarterly Revenue Growth
(0.15)
The market value of Bread Financial Holdings is measured differently than its book value, which is the value of Bread that is recorded on the company's balance sheet. Investors also form their own opinion of Bread Financial's value that differs from its market value or its book value, called intrinsic value, which is Bread Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bread Financial's market value can be influenced by many factors that don't directly affect Bread Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bread Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bread Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bread Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.