Consumer Finance Companies By Roa

Return On Asset
ROAEfficiencyMarket RiskExp Return
1FINV FinVolution Group
0.2
 0.13 
 2.12 
 0.27 
2PRG PROG Holdings
0.16
(0.04)
 2.44 
(0.11)
3KSPI Joint Stock
0.16
(0.12)
 2.00 
(0.25)
4YRD Yirendai
0.16
(0.05)
 4.49 
(0.20)
5JFIN Jiayin Group
0.14
 0.05 
 3.12 
 0.16 
6QFIN 360 Finance
0.11
 0.09 
 3.08 
 0.28 
7XYF X Financial Class
0.0915
 0.09 
 3.58 
 0.31 
8WRLD World Acceptance
0.0873
 0.07 
 2.19 
 0.15 
9LX Lexinfintech Holdings
0.0669
 0.26 
 5.41 
 1.40 
10FCFS FirstCash
0.0655
 0.02 
 1.70 
 0.03 
11EZPW EZCORP Inc
0.0479
 0.09 
 1.30 
 0.12 
12ECPG Encore Capital Group
0.0425
 0.09 
 1.59 
 0.14 
13ENVA Enova International
0.0398
 0.17 
 2.32 
 0.39 
14PRAA PRA Group
0.0393
 0.06 
 3.13 
 0.19 
15AXP American Express
0.0379
 0.15 
 1.66 
 0.25 
16ATLC Atlanticus Holdings
0.0374
 0.29 
 2.79 
 0.80 
17RM Regional Management Corp
0.0366
 0.12 
 2.72 
 0.32 
18MFIN Medallion Financial Corp
0.0342
 0.04 
 1.95 
 0.09 
19LU Lufax Holding
0.0311
(0.07)
 3.56 
(0.24)
20SYF Synchrony Financial
0.0273
 0.13 
 2.91 
 0.39 
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Return on Asset or ROA shows how effective is the management of the company in generating income from utilizing all of the assets at their disposal. It is a useful ratio to evaluate the performance of different departments of a company as well as to understand management performance over time. Return on Asset measures overall efficiency of a company in generating profits from its total assets. It is expressed as the percentage of profits earned per dollar of Asset. A low ROA typically means that a company is asset-intensive and therefore will needs more money to continue generating revenue in the future.