Consumer Finance Companies By Roa

Return On Asset
ROAEfficiencyMarket RiskExp Return
1FINV FinVolution Group
0.2
 0.10 
 2.49 
 0.26 
2KSPI Joint Stock
0.16
(0.06)
 3.24 
(0.21)
3YRD Yirendai
0.16
 0.04 
 6.07 
 0.23 
4JFIN Jiayin Group
0.14
 0.00 
 3.99 
(0.01)
5QFIN 360 Finance
0.11
 0.17 
 3.22 
 0.53 
6XYF X Financial Class
0.0915
 0.14 
 4.42 
 0.61 
7WRLD World Acceptance
0.0873
 0.01 
 2.25 
 0.03 
8LX Lexinfintech Holdings
0.0669
 0.19 
 6.72 
 1.28 
9FCFS FirstCash
0.0655
(0.11)
 1.58 
(0.17)
10EZPW EZCORP Inc
0.0479
 0.07 
 1.66 
 0.11 
11ECPG Encore Capital Group
0.0425
(0.01)
 1.78 
(0.02)
12ENVA Enova International
0.0398
 0.17 
 2.27 
 0.38 
13PRAA PRA Group
0.0393
 0.00 
 3.35 
(0.01)
14AXP American Express
0.0379
 0.17 
 1.68 
 0.28 
15ATLC Atlanticus Holdings
0.0374
 0.28 
 2.62 
 0.75 
16RM Regional Management Corp
0.0366
(0.02)
 2.46 
(0.06)
17MFIN Medallion Financial Corp
0.0342
 0.20 
 1.50 
 0.30 
18LU Lufax Holding
0.0311
 0.02 
 5.08 
 0.11 
19SYF Synchrony Financial
0.0273
 0.17 
 2.99 
 0.51 
20CACC Credit Acceptance
0.0236
 0.00 
 1.98 
 0.01 
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Return on Asset or ROA shows how effective is the management of the company in generating income from utilizing all of the assets at their disposal. It is a useful ratio to evaluate the performance of different departments of a company as well as to understand management performance over time. Return on Asset measures overall efficiency of a company in generating profits from its total assets. It is expressed as the percentage of profits earned per dollar of Asset. A low ROA typically means that a company is asset-intensive and therefore will needs more money to continue generating revenue in the future.