Todd Scruggs - Bank of the Director
| BOTJ Stock | USD 14.75 0.25 1.72% |
Director
Mr. J. Todd Scruggs is Treasurer, Secretary, Director of Bank Of The James Financial Group Inc., since 2007. He is the SecretaryTreasurer of Financial and Executive Vice President and Chief Financial Officer of the Bank. Mr. Scruggs was a coorganizer of the Bank and has served as its Chief Financial Officer since its formation in 1999. Prior to serving as an organizer for the Bank, Mr. Scruggs worked at Crestar Investment Group, where he was a Financial Consultant and an Investment Representative. Prior to that, Mr. Scruggs was a tax specialist and financial analyst for Ericsson GE Mobile Communications and Assistant to the Vice President of Finance and Controller of Old Dominion Box Company, Inc. Mr. Scruggs has a BS in Commerce from the University of Virginia McIntire School of Commerce. Mr. Scruggs also graduated from the University of South Carolina School of Graduate Bank Investment Management since 2007.
| Age | 56 |
| Tenure | 17 years |
| Address | 828 Main Street, Lynchburg, VA, United States, 24504 |
| Phone | 434 846 2000 |
| Web | https://www.bankofthejames.bank |
Bank of the Management Efficiency
At this time, Bank of the's Return On Capital Employed is relatively stable compared to the past year. Return On Equity is expected to hike to 0.15 this year, although the value of Return On Tangible Assets will most likely fall to 0.01. At this time, Bank of the's Non Current Liabilities Total is relatively stable compared to the past year. Non Current Liabilities Other is expected to hike to about 11.6 M this year, although the value of Total Current Liabilities is projected to rise to (456 K). Bank of the's management efficiency ratios could be used to measure how well Bank of the manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
| Found 3 records | DIRECTOR Age | ||
| Joseph Witt | Old Point Financial | 63 | |
| Brian Schmitt | Colony Bankcorp | 62 | |
| Terry Hester | Colony Bankcorp | 69 | |
Management Performance
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.0086 |
Bank of the Leadership Team
Elected by the shareholders, the Bank of the's board of directors comprises two types of representatives: Bank of the inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Bank. The board's role is to monitor Bank of the's management team and ensure that shareholders' interests are well served. Bank of the's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Bank of the's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Michael Syrek, President James | ||
| Brandon Farmer, Executive COO | ||
| Bradford Harris, Market Valley | ||
| Harry Umberger, Executive VP of Bank of the James and Sr. Credit Officer of Bank of the James | ||
| Brian Cash, President of Bank of the James Mortgage | ||
| Glenn Dillon, President of BOTJ Investment Group Inc | ||
| Todd Scruggs, Principal Financial Officer, Treasurer, Secretary, Director, CFO of Bank of the James, Executive VP of Bank of the James, Secretary of Bank of the James and Director of Bank of the James | ||
| Robert III, President Director |
Bank Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Bank of the a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.0086 | ||||
| Profit Margin | 0.19 % | ||||
| Operating Margin | 0.24 % | ||||
| Current Valuation | (22.7 M) | ||||
| Shares Outstanding | 4.54 M | ||||
| Shares Owned By Insiders | 15.42 % | ||||
| Shares Owned By Institutions | 21.92 % | ||||
| Number Of Shares Shorted | 5.25 K | ||||
| Price To Earning | 8.94 X |
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank of the. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank of the listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.04) | Dividend Share 0.4 | Earnings Share 1.86 | Revenue Per Share 9.668 | Quarterly Revenue Growth 0.048 |
The market value of Bank of the is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank of the's value that differs from its market value or its book value, called intrinsic value, which is Bank of the's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank of the's market value can be influenced by many factors that don't directly affect Bank of the's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank of the's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank of the is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank of the's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.