Luis Araya - Banco Santander Director of Middle-Market

BSAC Stock  USD 18.96  0.50  2.57%   

Insider

Luis Araya is Director of Middle-Market of Banco Santander Chile since 2021.
Tenure 3 years
Address Bandera 140, Santiago de Chile, Chile
Phone56 2 320 2000
Webhttps://banco.santander.cl

Banco Santander Management Efficiency

The company has return on total asset (ROA) of 0.0111 % which means that it generated a profit of $0.0111 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1776 %, meaning that it created $0.1776 on every $100 dollars invested by stockholders. Banco Santander's management efficiency ratios could be used to measure how well Banco Santander manages its routine affairs as well as how well it operates its assets and liabilities. At present, Banco Santander's Return On Equity is projected to slightly decrease based on the last few years of reporting. At present, Banco Santander's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Intangibles To Total Assets is expected to grow to 0, whereas Non Currrent Assets Other are projected to grow to (12.8 T).
Banco Santander Chile currently holds 12.42 T in liabilities with Debt to Equity (D/E) ratio of 12.97, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Banco Santander's use of debt, we should always consider it together with its cash and equity.

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Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. Banco Santander-Chile was incorporated in 1977 and is headquartered in Santiago, Chile. Banco Santander is traded on New York Stock Exchange in the United States. Banco Santander Chile (BSAC) is traded on New York Stock Exchange in USA. It is located in Bandera 140, Santiago de Chile, Chile and employs 9,229 people. Banco Santander is listed under Diversified Banks category by Fama And French industry classification.

Management Performance

Banco Santander Chile Leadership Team

Elected by the shareholders, the Banco Santander's board of directors comprises two types of representatives: Banco Santander inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Banco. The board's role is to monitor Banco Santander's management team and ensure that shareholders' interests are well served. Banco Santander's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Banco Santander's outside directors are responsible for providing unbiased perspectives on the board's policies.
Jose Tagle, Manager of Personnel, Organization and Cost
Carlos Neira, Director of Clients and Quality Division
Sergio Salas, Chief Administrative and Costs Officer
Robert Heimlich, Manager of Investor Relations
Claudio Soto, Chief Economist
Jonathan Covarrubias, Chief Accounting Officer
Rodrigo Montes, First Independent Vice Chairman of the Board
Jorge Cerda, Executive Management
Lucia Sutil, Director
Claudio Hinojosa, President of the Board, Group Country Head
Ana Carlos, Director
Franco Rizza, Chief Risk Officer
Roman Reinosa, CEO Head
Andrs Buc, Executive Banking
Emiliano Raccio, Chief Financial Officer
Jonathan Hernandez, Chief Officer
Pedro Gallardo, Head Relations
Juan Perez, General Counsel, Director
Cristian Kauer, General Counsel
Rodrigo Gordillo, Director
Fred Sunkel, Director of Corporate and Investment Banking
Paula Cubillos, Executive Resources
Oscar Gomez, Director of Internal Audit
Maria Nunez, Director of Human Resources and Communications
Andres Trautmann, Director of Corporate and Investment Banking
Matias Garcia, Manager of Corporate and Institutional Banking
Roberto Sapag, Co Mang
Fernando Aninat, Marketing Communications
Felix Mingo, Independent Director
Pedro Orellana, Director of Retail Banking
Oscar Llorente, Director of Internal Audit
Miguel Huerta, Chief Executive Officer
Alfonso Morales, Independent Director
Luis Araya, Director of Middle-Market
Orlando Iturrate, Second Independent Vice Chairman of the Board
Eduardo Herrera, Executive Operations
Ricardo Jeffery, Chief Operating and Technology Officer
Cristian Novoa, Director of Corporate Products
Cristian Peirano, Director of Corporate Products
Gonzalo Rodriguez, Head Sustainability
Patricia Perez, Chief Officer
Guillermo Maroto, Corporate Financial Controller

Banco Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Banco Santander a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

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When determining whether Banco Santander Chile offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Banco Santander's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Banco Santander Chile Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Banco Santander Chile Stock:
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Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Banco Santander. If investors know Banco will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Banco Santander listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
3.3
Dividend Share
1.844
Earnings Share
1.84
Revenue Per Share
2.1 K
Quarterly Revenue Growth
0.828
The market value of Banco Santander Chile is measured differently than its book value, which is the value of Banco that is recorded on the company's balance sheet. Investors also form their own opinion of Banco Santander's value that differs from its market value or its book value, called intrinsic value, which is Banco Santander's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Banco Santander's market value can be influenced by many factors that don't directly affect Banco Santander's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Banco Santander's value and its price as these two are different measures arrived at by different means. Investors typically determine if Banco Santander is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Banco Santander's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.