Lance Morrison - Civista Bancshares Senior Vice President General Counsel

CIVB Stock  USD 22.54  0.18  0.81%   

President

Mr. Lance A. Morrison serves as Senior Vice President, General Counsel of the company. Morrison comes to Civista with over 25 years of practicing law including five years as General Counsel in the banking industry and as a judge advocate with the U.S. Naval Academy. He earned his undergraduate and law degrees from The Ohio State University. since 2018.
Age 56
Tenure 6 years
Address 100 East Water Street, Sandusky, OH, United States, 44870-2514
Phone419 625 4121
Webhttps://www.civb.com

Civista Bancshares Management Efficiency

The current year's Return On Equity is expected to grow to 0.12, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, Civista Bancshares' Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 4.1 B, whereas Non Currrent Assets Other are projected to grow to (258.7 M). Civista Bancshares' management efficiency ratios could be used to measure how well Civista Bancshares manages its routine affairs as well as how well it operates its assets and liabilities.
Civista Bancshares currently holds 454.19 M in liabilities with Debt to Equity (D/E) ratio of 9.51, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Civista Bancshares' use of debt, we should always consider it together with its cash and equity.

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Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio. Civista Bncshrs operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 441 people. Civista Bancshares (CIVB) is traded on NASDAQ Exchange in USA. It is located in 100 East Water Street, Sandusky, OH, United States, 44870-2514 and employs 534 people. Civista Bancshares is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Civista Bancshares Leadership Team

Elected by the shareholders, the Civista Bancshares' board of directors comprises two types of representatives: Civista Bancshares inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Civista. The board's role is to monitor Civista Bancshares' management team and ensure that shareholders' interests are well served. Civista Bancshares' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Civista Bancshares' outside directors are responsible for providing unbiased perspectives on the board's policies.
Robert Curry, Senior Officer
Harry Singer, Independent Director
Russel Edwards, Senior President
Richard Dutton, Sr. VP and COO of Civista Bank
Donna WaltzJaskolski, Senior Officer
Lance Morrison, Senior Vice President General Counsel
Russell Edwards, VP Banking
Paul Stark, Senior Vice President of the company and the bank
Carl III, Senior Officer
Charles Parcher, Senior Vice President
Todd Michel, Principal Financial Officer, Principal Accounting Officer, Sr. VP, Controller, Sr. VP of Civista Bank and Controller of Civista Bank
Michael Mulford, Senior Officer
Dennis Shaffer, Executive VP and President of Civista Bank and Director of Civista Bank
Ian Whinnem, Senior Officer

Civista Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Civista Bancshares a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

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When determining whether Civista Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Civista Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Civista Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Civista Bancshares Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Civista Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.
For information on how to trade Civista Stock refer to our How to Trade Civista Stock guide.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Civista Bancshares. If investors know Civista will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Civista Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.20)
Dividend Share
0.64
Earnings Share
2
Revenue Per Share
9.566
Quarterly Revenue Growth
(0.03)
The market value of Civista Bancshares is measured differently than its book value, which is the value of Civista that is recorded on the company's balance sheet. Investors also form their own opinion of Civista Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Civista Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Civista Bancshares' market value can be influenced by many factors that don't directly affect Civista Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Civista Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Civista Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Civista Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.