Susan Springfield - First Horizon President

FHN Stock  USD 24.78  0.22  0.90%   

President

Ms. Susan L. Springfield is an Executive Vice President, Chief Credit Officer the Company since 2020.
Age 56
Tenure 6 years
Address 165 Madison Avenue, Memphis, TN, United States, 38103
Phone901 523 4444
Webhttps://www.firsthorizon.com
Springfield became Executive Vice President—Chief Credit Officer in 2013. She has served the Bank in various capacities since 1998. Most recently: in 2011 she was Executive Vice President—Commercial Banking; from 2009 to 2010 she was Executive Vice President – Commercial Credit Risk Executive; and from 2005 to 2008 she was Executive Vice President—Commercial Credit Risk Manager.

Susan Springfield Latest Insider Activity

Tracking and analyzing the buying and selling activities of Susan Springfield against First Horizon stock is an integral part of due diligence when investing in First Horizon. Susan Springfield insider activity provides valuable insight into whether First Horizon is net buyers or sellers over its current business cycle. Note, First Horizon insiders must abide by specific rules, including filing SEC forms every time they buy or sell First Horizon'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

First Horizon Management Efficiency

The company has Return on Asset of 0.012 % which means that on every $100 spent on assets, it made $0.012 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1094 %, implying that it generated $0.1094 on every 100 dollars invested. First Horizon's management efficiency ratios could be used to measure how well First Horizon manages its routine affairs as well as how well it operates its assets and liabilities. As of the 17th of February 2026, Return On Equity is likely to grow to 0.12, while Return On Tangible Assets are likely to drop 0.01. At this time, First Horizon's Total Assets are very stable compared to the past year. As of the 17th of February 2026, Non Current Assets Total is likely to grow to about 20.7 B, while Non Currrent Assets Other are likely to drop about 5.2 B.
First Horizon National has 4.57 B in debt with debt to equity (D/E) ratio of 10.05, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Note however, debt could still be an excellent tool for First to invest in growth at high rates of return.

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First Horizon Corporation operates as the bank holding company for First Horizon Bank that provides various financial services. First Horizon Corporation was founded in 1864 and is headquartered in Memphis, Tennessee. First Horizon operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 7500 people. First Horizon National (FHN) is traded on New York Stock Exchange in USA and employs 7,373 people. First Horizon is listed under Regional Banks category by Fama And French industry classification.

Management Performance

First Horizon National Leadership Team

Elected by the shareholders, the First Horizon's board of directors comprises two types of representatives: First Horizon inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Horizon's management team and ensure that shareholders' interests are well served. First Horizon's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Horizon's outside directors are responsible for providing unbiased perspectives on the board's policies.
Elizabeth Ardoin, Senior Executive Vice President, Chief Communications Officer of First Horizon and the Bank
David Jordan, Chairman of the Board, President and Chief Executive Officer of First Horizon and the Bank
William Fenstermaker, Independent Director
John Daniel, Executive Vice President Chief Human Resources Officer of the Corporation and the Bank
John Compton, Independent Director
Erin Pryor, Executive Vice President Chief Marketing Officer
Tammy LoCascio, Senior Executive Vice President, Chief Human Resources Officer of First Horizon and the Bank
Jeff Fleming, Executive Vice President, Chief Accounting Officer, Corporate Controller of First Horizon and the Bank
Harry Barton, Independent Director
Rosa Sugranes, Independent Director
Lang Wiseman, General Counsel
Tanya Hart, Chief Human Resource Officer
William Losch, Chief Financial Officer, Senior Executive Vice President of First Horizon and the Bank
Tony Adams, Market Orleans
Colin Reed, Lead Independent Director
J Kemp, Independent Director
Susan Springfield, Senior Executive Vice President, Chief Credit Officer of First Horizon and the Bank
R Taylor, Vice Chairman of the Board of First Horizon and the Bank
Key Coker, President - Dallas/Fort Worth Market
Luke Yancy, Independent Director
Yousef Valine, Chief Operating Officer, Executive Vice President, Chief Risk Officer of the Corporation and the Bank
Cecelia Stewart, Director of the Corporation and the Bank
John Casbon, Independent Director
Dane Smith, Senior Vice President Corporate Treasurer
Rick Maples, Independent Director
Clyde Billings, Senior Vice President Assistant General Counsel, Corporate Secretary
Terry Akins, Senior Executive Vice President, Chief Risk Officer of First Horizon and the Bank
Vicki Palmer, Independent Director
Mark Emkes, Independent Director
Ricky Maples, Independent Director
Anthony Hood, Equity Diversity
Mohan Sankararaman, Executive Officer
Vernon Stafford, Senior Executive
Bryan Jordan, Chairman, CEO and President Member of Executive and Risk Committee, Chairman of First Tennessee Bank National Association, CEO of First Tennessee Bank National Association and President of First Tennessee Bank National Association,
JMichael Kemp, Independent Director
Tyler Craft, Head Relations
Michael Kisber, President of FTN Financial and President of FTN Financial - First Tennessee Bank National Association
Michael Brown, President - Regional Banking of First Horizon and the Bank
Natalie Flanders, Senior Relations
Rajesh Subramaniam, Independent Director
Kenneth Burdick, Independent Director
Adrienne Sipe, Senior Director
E Shea, Independent Director
Corydon Gilchrist, Independent Director
Anthony Restel, Interim Chief Financial Officer, Chief Operating Officer, Senior Executive Vice President of the Company and The Bank
Ellen Taylor, Ex Relations
David Popwell, President of Banking - First Tennessee Bank and COO of Banking - First Tennessee Bank
Wendy Davidson, Independent Director
Daryl Byrd, Executive Chairman of the Board of First Horizon and the Bank
Hunter Hill, Regional Bank
Charles Tuggle, Executive VP, General Counsel, Executive VP of First Tennessee Bank National Association and General Counsel of First Tennessee Bank National Association
Hope Dmuchowski, Chief Financial Officer, Senior Executive Vice President

First Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is First Horizon a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with First Horizon

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if First Horizon position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in First Horizon will appreciate offsetting losses from the drop in the long position's value.

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Moving against First Stock

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The ability to find closely correlated positions to First Horizon could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace First Horizon when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back First Horizon - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling First Horizon National to buy it.
The correlation of First Horizon is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as First Horizon moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if First Horizon National moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for First Horizon can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether First Horizon National offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Horizon's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Horizon National Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Horizon National Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Horizon National. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate.
You can also try the Portfolio Anywhere module to track or share privately all of your investments from the convenience of any device.
Will Regional Banks sector continue expanding? Could First diversify its offerings? Factors like these will boost the valuation of First Horizon. Market participants price First higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every First Horizon data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.749
Dividend Share
0.6
Earnings Share
1.87
Revenue Per Share
6.644
Quarterly Revenue Growth
0.237
The market value of First Horizon National is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Horizon's value that differs from its market value or its book value, called intrinsic value, which is First Horizon's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because First Horizon's market value can be influenced by many factors that don't directly affect First Horizon's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Horizon's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Horizon is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, First Horizon's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.