Is First Horizon Stock a Good Investment?
First Horizon Investment Advice | FHN |
- Examine First Horizon's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research First Horizon's leadership team and their track record. Good management can help First Horizon navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact First Horizon's business and its evolving consumer preferences.
- Compare First Horizon's performance and market position to its competitors. Analyze how First Horizon is positioned in terms of product offerings, innovation, and market share.
- Check if First Horizon pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about First Horizon's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in First Horizon National stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if First Horizon National is a good investment.
Sell | Buy |
Strong Buy
Market Performance | Good | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine First Horizon Stock
Researching First Horizon's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 83.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.32. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Horizon National has Price/Earnings To Growth (PEG) ratio of 1.67. The entity last dividend was issued on the 13th of December 2024. The firm had 10159:1000 split on the 9th of September 2009.
To determine if First Horizon is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding First Horizon's research are outlined below:
| First Horizon has a poor financial position based on the latest SEC disclosures | |
| Over 83.0% of the company shares are owned by institutional investors | |
| On 2nd of January 2025 First Horizon paid $ 0.15 per share dividend to its current shareholders | |
| Latest headline from cnbc.com: First Horizon CEO says hes cautious about interest rate cuts in 2025 |
First Horizon uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in First Horizon National. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to First Horizon's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 16th of April 2024 Upcoming Quarterly Report | View | |
| 17th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 16th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact First Horizon's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises First Horizon's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2015-07-17 | 2015-06-30 | 0.2 | 0.22 | 0.02 | 10 | ||
2014-10-17 | 2014-09-30 | 0.17 | 0.19 | 0.02 | 11 | ||
2013-07-19 | 2013-06-30 | 0.19 | 0.17 | -0.02 | 10 | ||
2011-10-17 | 2011-09-30 | 0.16 | 0.14 | -0.02 | 12 | ||
2023-10-18 | 2023-09-30 | 0.24 | 0.27 | 0.03 | 12 | ||
2015-01-23 | 2014-12-31 | 0.17 | 0.2 | 0.03 | 17 | ||
2008-07-14 | 2008-06-30 | -0.06 | -0.09 | -0.03 | 50 | ||
2024-10-16 | 2024-09-30 | 0.38 | 0.42 | 0.04 | 10 |
First Horizon Target Price Consensus
First target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. First Horizon's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 15 | Buy |
Most First analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand First stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of First Horizon National, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationFirst Horizon Target Price Projection
First Horizon's current and average target prices are 21.56 and 22.47, respectively. The current price of First Horizon is the price at which First Horizon National is currently trading. On the other hand, First Horizon's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
First Horizon Market Quote on 18th of January 2025
Target Price
Analyst Consensus On First Horizon Target Price
First Horizon Analyst Ratings
First Horizon's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about First Horizon stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of First Horizon's financials, market performance, and future outlook by experienced professionals. First Horizon's historical ratings below, therefore, can serve as a valuable tool for investors.Know First Horizon's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as First Horizon is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading First Horizon National backward and forwards among themselves. First Horizon's institutional investor refers to the entity that pools money to purchase First Horizon's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Azora Capital Lp | 2024-09-30 | 5.6 M | Fmr Inc | 2024-09-30 | 5.6 M | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 5.5 M | Oz Management Llc | 2024-09-30 | 5 M | Citadel Advisors Llc | 2024-09-30 | 5 M | Aqr Capital Management Llc | 2024-09-30 | 4.7 M | Northern Trust Corp | 2024-09-30 | 3.8 M | Scout Investment Advisors Inc | 2024-09-30 | 3.8 M | Wellington Management Company Llp | 2024-09-30 | 3.7 M | Blackrock Inc | 2024-09-30 | 61.8 M | Vanguard Group Inc | 2024-09-30 | 55.1 M |
First Horizon's market capitalization trends
The company currently falls under 'Large-Cap' category with a total capitalization of 11.3 B.Market Cap |
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First Horizon's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.11 | 0.13 |
Determining First Horizon's profitability involves analyzing its financial statements and using various financial metrics to determine if First Horizon is a good buy. For example, gross profit margin measures First Horizon's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of First Horizon's profitability and make more informed investment decisions.
Evaluate First Horizon's management efficiency
As of the 18th of January 2025, Return On Equity is likely to grow to 0.13, while Return On Tangible Assets are likely to drop 0.01. At this time, First Horizon's Asset Turnover is very stable compared to the past year. First Horizon's management efficiency ratios could be used to measure how well First Horizon manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 15.26 | 8.77 | |
| Tangible Book Value Per Share | 12.47 | 6.50 | |
| Enterprise Value Over EBITDA | 6.54 | 10.71 | |
| Price Book Value Ratio | 0.99 | 0.94 | |
| Enterprise Value Multiple | 6.54 | 10.71 | |
| Price Fair Value | 0.99 | 0.94 | |
| Enterprise Value | 2.9 B | 3.6 B |
Examining the leadership quality of First Horizon National offers valuable insights into its operational efficiency and financial health. This analysis assists investors in making informed decisions regarding the stock.
Basic technical analysis of First Stock
As of the 18th of January 2025, First Horizon shows the Coefficient Of Variation of 580.49, downside deviation of 1.59, and Mean Deviation of 1.49. First Horizon National technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.First Horizon's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Horizon insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Horizon's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First Horizon insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Jordan D Bryan over a month ago Disposition of 75000 shares by Jordan D Bryan of First Horizon subject to Rule 16b-3 | ||
Harry Barton over two months ago Disposition of 400 shares by Harry Barton of First Horizon at 19.925 subject to Rule 16b-3 | ||
Tanya Hart over two months ago Insider Trading | ||
Jordan D Bryan over three months ago Disposition of 50000 shares by Jordan D Bryan of First Horizon subject to Rule 16b-3 | ||
Susan Springfield over six months ago Acquisition by Susan Springfield of 54429 shares of First Horizon subject to Rule 16b-3 | ||
Tammy LoCascio over six months ago Disposition of 20487 shares by Tammy LoCascio of First Horizon at 15.79 subject to Rule 16b-3 | ||
Harry Barton over six months ago Acquisition by Harry Barton of 9414 shares of First Horizon subject to Rule 16b-3 | ||
Luke Yancy over a year ago Acquisition by Luke Yancy of 3457 shares of First Horizon subject to Rule 16b-3 |
First Horizon's Outstanding Corporate Bonds
First Horizon issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. First Horizon National uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most First bonds can be classified according to their maturity, which is the date when First Horizon National has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| International Game Technology Corp BondUS460599AD57 | View | |
| US320517AD78 Corp BondUS320517AD78 | View |
Understand First Horizon's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing First Horizon's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1508 | |||
| Market Risk Adjusted Performance | 0.8786 | |||
| Mean Deviation | 1.49 | |||
| Semi Deviation | 1.19 | |||
| Downside Deviation | 1.59 | |||
| Coefficient Of Variation | 580.49 | |||
| Standard Deviation | 2.56 | |||
| Variance | 6.55 | |||
| Information Ratio | 0.1697 | |||
| Jensen Alpha | 0.4327 | |||
| Total Risk Alpha | 0.4417 | |||
| Sortino Ratio | 0.2726 | |||
| Treynor Ratio | 0.8686 | |||
| Maximum Drawdown | 20.67 | |||
| Value At Risk | (2.46) | |||
| Potential Upside | 3.48 | |||
| Downside Variance | 2.54 | |||
| Semi Variance | 1.42 | |||
| Expected Short fall | (1.77) | |||
| Skewness | 3.76 | |||
| Kurtosis | 23.31 |
| Risk Adjusted Performance | 0.1508 | |||
| Market Risk Adjusted Performance | 0.8786 | |||
| Mean Deviation | 1.49 | |||
| Semi Deviation | 1.19 | |||
| Downside Deviation | 1.59 | |||
| Coefficient Of Variation | 580.49 | |||
| Standard Deviation | 2.56 | |||
| Variance | 6.55 | |||
| Information Ratio | 0.1697 | |||
| Jensen Alpha | 0.4327 | |||
| Total Risk Alpha | 0.4417 | |||
| Sortino Ratio | 0.2726 | |||
| Treynor Ratio | 0.8686 | |||
| Maximum Drawdown | 20.67 | |||
| Value At Risk | (2.46) | |||
| Potential Upside | 3.48 | |||
| Downside Variance | 2.54 | |||
| Semi Variance | 1.42 | |||
| Expected Short fall | (1.77) | |||
| Skewness | 3.76 | |||
| Kurtosis | 23.31 |
Consider First Horizon's intraday indicators
First Horizon intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of First Horizon stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 119321.0 | |||
| Daily Balance Of Power | 0.5 | |||
| Rate Of Daily Change | 1.01 | |||
| Day Median Price | 21.37 | |||
| Day Typical Price | 21.43 | |||
| Price Action Indicator | 0.31 | |||
| Period Momentum Indicator | 0.25 |
First Horizon Corporate Filings
8K | 16th of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F3 | 2nd of January 2025 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
F4 | 6th of December 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
13A | 8th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
First Stock media impact
Far too much social signal, news, headlines, and media speculation about First Horizon that are available to investors today. That information is available publicly through First media outlets and privately through word of mouth or via First internal channels. However, regardless of the origin, that massive amount of First data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of First Horizon news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of First Horizon relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to First Horizon's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive First Horizon alpha.
First Horizon Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards First Horizon can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
First Horizon Maximum Pain Price Across February 21st 2025 Option Contracts
First Horizon's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of First Horizon close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of First Horizon's options.
First Horizon Corporate Directors
| John Compton | Independent Director | Profile | |
| Colin Reed | Lead Independent Director | Profile | |
| Luke Yancy | Independent Director | Profile | |
| Cecelia Stewart | Director of the Corporation and the Bank | Profile |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Horizon National. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate. You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Horizon. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Horizon listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.734 | Earnings Share 1.37 | Revenue Per Share | Quarterly Revenue Growth 0.186 | Return On Assets |
The market value of First Horizon National is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Horizon's value that differs from its market value or its book value, called intrinsic value, which is First Horizon's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Horizon's market value can be influenced by many factors that don't directly affect First Horizon's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between First Horizon's value and its price, as these two are different measures arrived at by various means. Investors typically determine if First Horizon is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Horizon's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.