George Ford - Highlands Bankshares CEO

HBSI Stock  USD 32.90  0.07  0.21%   

CEO

Mr. George L. Ford is Director of Highlands Bankshares Inc . He is President and Chief Executive Officer of The Grant County Bank since January 15, 2011. Mr. Ford graduated in 1991 with a Bachelors degree from West Virginia University. He was employed for five years with the United States Department of Agriculture, Farmers Home Administration and joined The Grant County Bank as a Collections Officer in 1996. He was promoted to Vice President in 2006 and to Executive Vice President in February, 2010. Mr. Ford is active in the Kiwanis Club of Petersburg and currently serves on the Board of the Grant County Library Commission. since 2011.
Age 54
Tenure 14 years
Phone304 257 4111
Webhttps://www.grantcountybank.com

Highlands Bankshares Management Efficiency

Highlands Bankshares' management efficiency ratios could be used to measure how well Highlands Bankshares manages its routine affairs as well as how well it operates its assets and liabilities.
Highlands Bankshares currently holds 1.58 M in liabilities with Debt to Equity (D/E) ratio of 10.52, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Highlands Bankshares until it has trouble settling it off, either with new capital or with free cash flow. So, Highlands Bankshares' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Highlands Bankshares sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Highlands to invest in growth at high rates of return. When we think about Highlands Bankshares' use of debt, we should always consider it together with cash and equity.

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Highlands Bankshares, Inc. operates as the bank holding company for The Grant County Bank and Capon Valley Bank that provide various banking products and services for individuals and businesses. Highlands Bankshares, Inc. was incorporated in 1984 and is based in Petersburg, West Virginia. Highlands Bankshs operates under BanksRegional classification in the United States and is traded on OTC Exchange. Highlands Bankshares [HBSI] is a Pink Sheet which is traded through a dealer network over-the-counter (OTC).

Management Performance

Highlands Bankshares Leadership Team

Elected by the shareholders, the Highlands Bankshares' board of directors comprises two types of representatives: Highlands Bankshares inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Highlands. The board's role is to monitor Highlands Bankshares' management team and ensure that shareholders' interests are well served. Highlands Bankshares' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Highlands Bankshares' outside directors are responsible for providing unbiased perspectives on the board's policies.
Sarah Nottingham, Financial Officer
George Ford, Secretary, Director, CEO of Grant County Bank and President of Grant County Bank
Jack Walters, Chairman CEO
Michael McDonald, Corp Director
Daniel Fabbri, Chief Officer

Highlands Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right pink sheet is not an easy task. Is Highlands Bankshares a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

Other Information on Investing in Highlands Pink Sheet

Highlands Bankshares financial ratios help investors to determine whether Highlands Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Highlands with respect to the benefits of owning Highlands Bankshares security.