Highlands Bankshares Valuation
| HBSI Stock | USD 32.73 0.00 0.00% |
At this time, the firm appears to be overvalued. Highlands Bankshares retains a regular Real Value of $28.69 per share. The prevalent price of the firm is $32.73. Our model calculates the value of Highlands Bankshares from evaluating the firm fundamentals such as Current Valuation of 4.17 M, return on asset of 0.0091, and Return On Equity of 0.0848 as well as inspecting its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Highlands Bankshares' price fluctuation is very steady at this time. Calculation of the real value of Highlands Bankshares is based on 3 months time horizon. Increasing Highlands Bankshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Highlands Bankshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Highlands Pink Sheet. However, Highlands Bankshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 32.73 | Real 28.69 | Hype 32.73 | Naive 33.43 |
The intrinsic value of Highlands Bankshares' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Highlands Bankshares' stock price.
Estimating the potential upside or downside of Highlands Bankshares helps investors to forecast how Highlands pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Highlands Bankshares more accurately as focusing exclusively on Highlands Bankshares' fundamentals will not take into account other important factors: Highlands Bankshares Total Value Analysis
Highlands Bankshares is currently projected to have valuation of 4.17 M with market capitalization of 58.8 M, debt of 1.58 M, and cash on hands of 36.33 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Highlands Bankshares fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
4.17 M | 58.8 M | 1.58 M | 36.33 M |
Highlands Bankshares Investor Information
The company has price-to-book (P/B) ratio of 0.9. Some equities with similar Price to Book (P/B) outperform the market in the long run. Highlands Bankshares last dividend was issued on the 27th of October 2022. The entity had 3:1 split on the 4th of September 2002. Based on the key indicators related to Highlands Bankshares' liquidity, profitability, solvency, and operating efficiencyBased on the analysis of, Highlands Bankshares is not in a good financial situation at this time. It has a very high probability of going through financial hardship in January.Highlands Bankshares Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Highlands signifies not a very effective usage of assets in December.Highlands Bankshares Profitability Analysis
The company reported the previous year's revenue of 22.13 M. Net Income was 4.93 M with profit before overhead, payroll, taxes, and interest of 21.77 M.About Highlands Bankshares Valuation
An absolute valuation paradigm, as applied to Highlands Pink Sheet, attempts to find the value of Highlands Bankshares based on its fundamental and basic technical indicators. By analyzing Highlands Bankshares's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Highlands Bankshares's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Highlands Bankshares. We calculate exposure to Highlands Bankshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Highlands Bankshares's related companies.Highlands Bankshares, Inc. operates as the bank holding company for The Grant County Bank and Capon Valley Bank that provide various banking products and services for individuals and businesses. Highlands Bankshares, Inc. was incorporated in 1984 and is based in Petersburg, West Virginia. Highlands Bankshs operates under BanksRegional classification in the United States and is traded on OTC Exchange.
8 Steps to conduct Highlands Bankshares' Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Highlands Bankshares' potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Highlands Bankshares' valuation analysis, follow these 8 steps:- Gather financial information: Obtain Highlands Bankshares' financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Highlands Bankshares' revenue streams: Identify Highlands Bankshares' primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Highlands Bankshares' industry and market trends, including the size of the market, growth rate, and competition.
- Establish Highlands Bankshares' growth potential: Evaluate Highlands Bankshares' management, business model, and growth potential.
- Determine Highlands Bankshares' financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Highlands Bankshares' estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Highlands Bankshares Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Quarterly Earnings Growth Y O Y | -0.078 | |
| Retained Earnings | 56.8 M |
Complementary Tools for Highlands Pink Sheet analysis
When running Highlands Bankshares' price analysis, check to measure Highlands Bankshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Highlands Bankshares is operating at the current time. Most of Highlands Bankshares' value examination focuses on studying past and present price action to predict the probability of Highlands Bankshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Highlands Bankshares' price. Additionally, you may evaluate how the addition of Highlands Bankshares to your portfolios can decrease your overall portfolio volatility.
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