Carol Stephenson - Intact Financial Independent Director

IFC Stock  CAD 271.68  1.03  0.38%   

Director

Ms. Carol M. Stephenson is Independent Director of Intact Financial Corporationration Ms. Stephenson served as the Dean of the Ivey Business School at Western University from July 2003 until her retirement in September 2013. She worked for more than 30 years in the telecommunications and technology industries, most recently as President and Chief Executive Officer of Lucent Technologies Canada. Ms. Stephenson currently serves on the board of directors for several top Canadian and U.S. companies. She is the former Chair of the Government of Canadas Advisory Committee on Senior Level Retention and Compensation, a position she held for more than 10 years. From 20052007, Ms. Stephenson served as a Member of the Prime Ministers Advisory Council on Science and Technology. In November 2006, she was appointed by the Federal Government to serve on the Board of Directors of the Vancouver Olympic Games Organizing Committee . In 2008, she was inducted into Canadas Telecommunications Hall of Fame. In 2009, Ms. Stephenson was given one of the highest honours a Canadian civilian can achieve and was appointed an Officer of the Order of Canada for her contributions to the development of our national telecommunications industry and for her work at the Ivey Business School. In 2011, she was ranked one of Canadas Top 25 Women of Influence. In 2016, she was recognized by the National Association of Corporationrationrate Directors as one of the top 100 directors in North America. Ms. Stephenson is a graduate of the University of Toronto. She has also completed the Executive Program at the Graduate School of Business Administration, University of California at Berkeley, and the Advanced Management Program at Harvard University. She was awarded an honorary doctorate from both Ryerson Polytechnic University and Western University. Ms. Stephenson was appointed a member of the Companys former Advisory Board in 1999 and was previously a member of our Board of Directors in 1999 since 2004.
Age 68
Tenure 20 years
Address 700 University Avenue, Toronto, ON, Canada, M5G 0A1
Phone866 941 5094
Webhttps://www.intactfc.com
Stephenson was appointed a member of the Company’s former Advisory Board in 1999 and was previously a member of the Board of Directors in 1999. She has also been a director of the Company’s P&C insurance subsidiaries since 2002.

Carol Stephenson Latest Insider Activity

Tracking and analyzing the buying and selling activities of Carol Stephenson against Intact Financial stock is an integral part of due diligence when investing in Intact Financial. Carol Stephenson insider activity provides valuable insight into whether Intact Financial is net buyers or sellers over its current business cycle. Note, Intact Financial insiders must abide by specific rules, including filing SEC forms every time they buy or sell Intact Financial'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Intact Financial Management Efficiency

The company has return on total asset (ROA) of 0.0332 % which means that it generated a profit of $0.0332 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.13 %, meaning that it generated $0.13 on every $100 dollars invested by stockholders. Intact Financial's management efficiency ratios could be used to measure how well Intact Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Intact Financial's Return On Tangible Assets are very stable compared to the past year. As of the 25th of November 2024, Return On Assets is likely to grow to 0.04, though Return On Capital Employed is likely to grow to (0). At this time, Intact Financial's Return On Assets are very stable compared to the past year. As of the 25th of November 2024, Asset Turnover is likely to grow to 0.41, while Non Currrent Assets Other are likely to drop (851.5 M).
Intact Financial has accumulated 5.74 B in total debt with debt to equity ratio (D/E) of 0.27, which may suggest the company is not taking enough advantage from borrowing. Intact Financial has a current ratio of 0.31, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Intact Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Intact Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Intact Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Intact to invest in growth at high rates of return. When we think about Intact Financial's use of debt, we should always consider it together with cash and equity.

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Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada and the United States. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada. INTACT FINANCIAL operates under InsuranceProperty Casualty classification in Canada and is traded on Toronto Stock Exchange. It employs 16000 people. Intact Financial (IFC) is traded on Toronto Exchange in Canada and employs 30,000 people. Intact Financial is listed under Property & Casualty Insurance category by Fama And French industry classification.

Management Performance

Intact Financial Leadership Team

Elected by the shareholders, the Intact Financial's board of directors comprises two types of representatives: Intact Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Intact. The board's role is to monitor Intact Financial's management team and ensure that shareholders' interests are well served. Intact Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Intact Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
William Young, Independent Director
Karim Hirji, Senior Vice President, Managing Director, Intact Ventures
Shubha Khan, Vice Relations
Anne Fortin, Senior Vice President - Sales and Marketing, Direct to Consumer Distribution of the Company
Peter Weightman, Senior Vice President and Chief Underwriting Officer, Specialty Solutions, North America
Kenneth Anderson, Senior Vice President - Investor Relations and Corporate Development
Lucie Martel, Chief Human Resource Officer, Senior Vice President
Sylvie Paquette, Independent Director
Louis CPA, Executive CFO
Frederick Singer, Independent Director
Robert Leary, Independent Director
Jennifer Beaudry, Ma Relations
Luisa Currie, Senior Vice President - Western Canada
Timothy Penner, Independent Director
Claude Dussault, Independent Chairman of the Board
Werner Muehlemann, Senior Vice President Managing Director of Intact Investment Management Inc
Sonya Cote, Senior Vice President and Chief Internal Auditor
Timothy Miller, President - U.S. Operations and North American Specialty Lines
Louis Gagnon, President - Service and Distribution
Mark Tullis, Executive Vice President - Governance and Capital Management
Louis Marcotte, Chief Financial Officer, Senior Vice President
Jane Kinney, Independent Director
Isabelle Girard, Senior Vice President - Personal Lines
JeanFrancois Desautels, Senior Vice President - Quebec and Digital Distribution, Intact Insurance
Natalie Higgins, Senior Vice President - Atlantic Canada
Carla Smith, Senior Vice President - Specialty Solutions, Canada
Imen Zitouni, Senior Officer
Patrick Barbeau, Senior Vice President - Claims
Carol Stephenson, Independent Director
Charles BSc, CEO Director
Louis MBA, Chief Canada
Frederic Cotnoir, Senior Vice President - Corporate and Legal Services, Secretary
Janet Silva, Independent Director
Joseph Annunzio, Senior Vice President - Specialty Solutions and Surety
Mathieu Lamy, COO - North American Accountability For Claims, Technology, Intact lab and Data Lab, Ventures, and People Operations
David Tremblay, Deputy Senior Vice President and Chief Investment Officer, Intact Investment Management Inc
Kenneth Norgrove, Chief UKI
Charles Brindamour, Chief Executive Officer, Director
Darren Godfrey, Senior Vice President - Commercial Lines, Intact Insurance
Stephen Snyder, Independent Director
Debbie CoullCicchini, Executive Vice President of Intact Insurance Company
Martin Beaulieu, Senior Vice President and COO - Direct to Consumers Distribution
Benoit Morissette, Senior Vice President and Group Chief Actuary

Intact Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Intact Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Intact Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Intact Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Intact Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Intact Stock

  0.63PIC-A Premium Income SplitPairCorr
  0.85FFH Fairfax FinancialPairCorr
  0.69FFH-PC Fairfax Fin HldPairCorr
The ability to find closely correlated positions to Intact Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Intact Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Intact Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Intact Financial to buy it.
The correlation of Intact Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Intact Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Intact Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Intact Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Other Information on Investing in Intact Stock

Intact Financial financial ratios help investors to determine whether Intact Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Intact with respect to the benefits of owning Intact Financial security.