William Chang - PennyMac Finl Senior Officer

PFSI Stock  USD 103.95  1.23  1.20%   

Executive

William Chang is Senior Officer of PennyMac Finl Svcs
Age 46
Address 3043 Townsgate Road, Westlake Village, CA, United States, 91361
Phone818 224 7442
Webhttps://www.pennymac.com

William Chang Latest Insider Activity

Tracking and analyzing the buying and selling activities of William Chang against PennyMac Finl stock is an integral part of due diligence when investing in PennyMac Finl. William Chang insider activity provides valuable insight into whether PennyMac Finl is net buyers or sellers over its current business cycle. Note, PennyMac Finl insiders must abide by specific rules, including filing SEC forms every time they buy or sell PennyMac Finl'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

PennyMac Finl Management Efficiency

The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.05. As of now, PennyMac Finl's Other Current Assets are increasing as compared to previous years. The PennyMac Finl's current Intangible Assets is estimated to increase to about 7.6 B, while Total Assets are projected to decrease to under 10.6 B. PennyMac Finl's management efficiency ratios could be used to measure how well PennyMac Finl manages its routine affairs as well as how well it operates its assets and liabilities.
PennyMac Finl Svcs currently holds 13.49 B in liabilities with Debt to Equity (D/E) ratio of 2.73, implying the company greatly relies on financing operations through barrowing. PennyMac Finl Svcs has a current ratio of 1.22, suggesting that it may have difficulties to pay its financial obligations when due. Note, when we think about PennyMac Finl's use of debt, we should always consider it together with its cash and equity.

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PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. PennyMac Financial Services, Inc. was founded in 2008 and is headquartered in Westlake Village, California. Pennymac Financial operates under Mortgage Finance classification in the United States and is traded on New York Stock Exchange. It employs 5088 people. PennyMac Finl Svcs (PFSI) is traded on New York Stock Exchange in USA. It is located in 3043 Townsgate Road, Westlake Village, CA, United States, 91361 and employs 4,309 people. PennyMac Finl is listed under Commercial & Residential Mortgage Finance category by Fama And French industry classification.

Management Performance

PennyMac Finl Svcs Leadership Team

Elected by the shareholders, the PennyMac Finl's board of directors comprises two types of representatives: PennyMac Finl inside directors who are chosen from within the company, and outside directors, selected externally and held independent of PennyMac. The board's role is to monitor PennyMac Finl's management team and ensure that shareholders' interests are well served. PennyMac Finl's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, PennyMac Finl's outside directors are responsible for providing unbiased perspectives on the board's policies.
Daniel Perotti, Chief Financial Officer, Senior Managing Director
Jonathon Jacobson, Independent Director
Andrew Chang, Chief Operating Officer, Senior Managing Director
Emily Youssouf, Independent Director
Anne McCallion, Director
Derek JD, Chief MD
Lisa Shalett, Independent Director
Derek Stark, Senior Managing Director, Chief Legal Officer and Secretary
David Spector, Chairman of the Board, Chief Executive Officer
Jeffrey Grogin, Senior Managing Director and Chief Enterprise Operations Officer
David Walker, Chief Risk Officer, Senior Managing Director
Douglas Jones, Chief Institutional Mortgage Banking Officer
Farhad Nanji, Independent Director
Jenny Rhodes, Chief Human Resource Officer, Managing Director
Mike Hogan, Senior Officer
Patrick Kinsella, Independent Director
Steven Bailey, Senior Officer
Jeffrey Perlowitz, Lead Independent Director
Joseph Mazzella, Independent Director
Isaac Garden, Senior Relations
Gregory Hendry, Chief Officer
James Hunt, Lead Independent Director
Theodore Tozer, Independent Director
Lior Ofir, Senior Officer
Vandad Fartaj, Chief Investment Officer, Senior Managing Director
Susan Smith, Senior Officer
Kevin Chamberlain, Executive Relations
William Chang, Senior Officer
Pamela CPA, Senior Treasurer
James Follette, Senior Officer

PennyMac Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is PennyMac Finl a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether PennyMac Finl Svcs offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of PennyMac Finl's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pennymac Finl Svcs Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pennymac Finl Svcs Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PennyMac Finl Svcs. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
You can also try the Portfolio Analyzer module to portfolio analysis module that provides access to portfolio diagnostics and optimization engine.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PennyMac Finl. If investors know PennyMac will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PennyMac Finl listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.27)
Dividend Share
1
Earnings Share
3.18
Revenue Per Share
54.823
Quarterly Revenue Growth
4.826
The market value of PennyMac Finl Svcs is measured differently than its book value, which is the value of PennyMac that is recorded on the company's balance sheet. Investors also form their own opinion of PennyMac Finl's value that differs from its market value or its book value, called intrinsic value, which is PennyMac Finl's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PennyMac Finl's market value can be influenced by many factors that don't directly affect PennyMac Finl's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PennyMac Finl's value and its price as these two are different measures arrived at by different means. Investors typically determine if PennyMac Finl is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PennyMac Finl's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.