Simon CPA - U I VP CFO

UNIF Stock  USD 3.50  0.05  1.45%   

Insider

Simon CPA is VP CFO of U I Financial
Phone425 275 9700
Webhttps://www.unibankusa.com

U I Management Efficiency

The company has return on total asset (ROA) of 0.0198 % which means that it generated a profit of $0.0198 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1347 %, meaning that it created $0.1347 on every $100 dollars invested by stockholders. U I's management efficiency ratios could be used to measure how well U I manages its routine affairs as well as how well it operates its assets and liabilities.
U I Financial currently holds 10 M in liabilities. Debt can assist U I until it has trouble settling it off, either with new capital or with free cash flow. So, U I's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like U I Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for UNIF to invest in growth at high rates of return. When we think about U I's use of debt, we should always consider it together with cash and equity.

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U I Financial Corp. operates as the holding company for UniBank that provides banking products and services for small to medium-sized businesses, professionals, and residents with a particular emphasis on Korean and other ethnic minority communities in the United States. The company was founded in 2006 and is based in Lynnwood, Washington. UI Financial is traded on OTC Exchange in the United States. U I Financial [UNIF] is traded as part of a regulated electronic over-the-counter service offered by the NASD.

Management Performance

U I Financial Leadership Team

Elected by the shareholders, the U I's board of directors comprises two types of representatives: U I inside directors who are chosen from within the company, and outside directors, selected externally and held independent of UNIF. The board's role is to monitor U I's management team and ensure that shareholders' interests are well served. U I's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, U I's outside directors are responsible for providing unbiased perspectives on the board's policies.
Simon CPA, VP CFO
Sunny Kim, VP Officer
Eric Lee, Ex Officer
Stephanie Yoon, Chief VP
David Song, Ex Officer
Peter Park, CEO Pres

UNIF Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is U I a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

Other Information on Investing in UNIF OTC Stock

U I financial ratios help investors to determine whether UNIF OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in UNIF with respect to the benefits of owning U I security.