Russell Rizzardi - Westamerica Bancorporation President
| WABC Stock | USD 51.92 0.11 0.21% |
President
Mr. Russell W. Rizzardi is Senior Vice President and Chief Credit Administrator of Westamerica Bank, subsidiary of the Company since 2007.
| Age | 71 |
| Tenure | 19 years |
| Address | 1108 Fifth Avenue, San Rafael, CA, United States, 94901 |
| Phone | 707 863 6000 |
| Web | https://www.westamerica.com |
Westamerica Bancorporation Management Efficiency
The company has return on total asset (ROA) of 0.0193 % which means that it generated a profit of $0.0193 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1274 %, meaning that it created $0.1274 on every $100 dollars invested by stockholders. Westamerica Bancorporation's management efficiency ratios could be used to measure how well Westamerica Bancorporation manages its routine affairs as well as how well it operates its assets and liabilities. At present, Westamerica Bancorporation's Return On Equity is projected to increase slightly based on the last few years of reporting. At present, Westamerica Bancorporation's Total Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Intangibles To Total Assets is expected to grow to 0.03, whereas Total Assets are forecasted to decline to about 4.9 B.Similar Executives
| Showing other executives | PRESIDENT Age | ||
| Scott Trager | Republic Bancorp | 73 | |
| Paul Bracher | CullenFrost Bankers | 69 | |
| Donald Gibson | Byline Bancorp | 60 | |
| William Nelson | Republic Bancorp | 60 | |
| Michele Estep | OceanFirst Financial Corp | 56 | |
| Carol Severyn | CullenFrost Bankers | 60 | |
| Todd CPA | QCR Holdings | 62 | |
| Juan Montano | Republic Bancorp | 54 | |
| Dana Nichols | QCR Holdings | 62 | |
| Steven DeWeese | Republic Bancorp | 55 | |
| Stella Chen | Preferred Bank | N/A | |
| William Perotti | CullenFrost Bankers | 66 | |
| Erika Chi | Preferred Bank | N/A | |
| Lindsay Corby | Byline Bancorp | 42 | |
| Pamela Lau | Preferred Bank | N/A | |
| Christopher Ewing | ConnectOne Bancorp | 64 | |
| Annette Alonzo | CullenFrost Bankers | 57 | |
| Wellington Chen | Preferred Bank | 66 | |
| Emily Skillman | CullenFrost Bankers | 79 | |
| Thomas Bell | Byline Bancorp | 52 | |
| Glenn Curran | Bank First National | N/A | |
Management Performance
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0193 |
Westamerica Bancorporation Leadership Team
Elected by the shareholders, the Westamerica Bancorporation's board of directors comprises two types of representatives: Westamerica Bancorporation inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Westamerica. The board's role is to monitor Westamerica Bancorporation's management team and ensure that shareholders' interests are well served. Westamerica Bancorporation's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Westamerica Bancorporation's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Kris Irvine, VP Secretary | ||
| Diane Cunningham, Corporate Secretary | ||
| David Payne, Chairman, CEO and President CEO of Westamerica Bank and President of Westamerica Bank, Chairman of Westamerica Bank and Chairman of Executive Committee | ||
| Robert Baker, Regional Division | ||
| George Ensinger, Senior President | ||
| Cheryl Thorsen, Senior Manager | ||
| Curtis Belton, Senior Officer | ||
| Jesse Leavitt, VP CFO | ||
| John III, Senior Treasurer | ||
| Anela Jonas, Senior Officer | ||
| Russell Rizzardi, Senior Vice President and Chief Credit Administrator of Westamerica Bank | ||
| John Thorson, CFO, Chief Accounting Officer and Sr. VP | ||
| Brian Donohoe, Manager - Operations & System |
Westamerica Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Westamerica Bancorporation a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0193 | ||||
| Profit Margin | 0.45 % | ||||
| Operating Margin | 0.61 % | ||||
| Current Valuation | 850.63 M | ||||
| Shares Outstanding | 24.62 M | ||||
| Shares Owned By Insiders | 5.06 % | ||||
| Shares Owned By Institutions | 81.70 % | ||||
| Number Of Shares Shorted | 396.99 K | ||||
| Price To Earning | 19.67 X |
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Westamerica Bancorporation offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Westamerica Bancorporation's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Westamerica Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Westamerica Bancorporation Stock:Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Westamerica Bancorporation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For information on how to trade Westamerica Stock refer to our How to Trade Westamerica Stock guide.You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.
Will Regional Banks sector continue expanding? Could Westamerica diversify its offerings? Factors like these will boost the valuation of Westamerica Bancorporation. Anticipated expansion of Westamerica directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Westamerica Bancorporation data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.06) | Dividend Share 1.82 | Earnings Share 4.52 | Revenue Per Share | Quarterly Revenue Growth (0.09) |
Westamerica Bancorporation's market price often diverges from its book value, the accounting figure shown on Westamerica's balance sheet. Smart investors calculate Westamerica Bancorporation's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Westamerica Bancorporation's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Westamerica Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Westamerica Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Westamerica Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.