Preferred Bank Stock Today

PFBC Stock  USD 95.67  1.91  2.04%   

Performance

10 of 100

 
Weak
 
Strong
OK

Odds Of Distress

Less than 1

 
High
 
Low
Very Small
Preferred Bank is trading at 95.67 as of the 25th of November 2024, a 2.04 percent up since the beginning of the trading day. The stock's open price was 93.76. Preferred Bank has a very small chance of experiencing financial distress in the next few years and had a ok performance during the last 90 days. Equity ratings for Preferred Bank are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 6th of December 2022 and ending today, the 25th of November 2024. Click here to learn more.
Business Domain
Banks
IPO Date
7th of April 1998
Category
Financial Services
Classification
Financials
Preferred Bank provides various commercial banking products and services to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high net worth individuals in the United States. The company was incorporated in 1991 and is headquartered in Los Angeles, California. The company has 13.19 M outstanding shares of which 918.53 K shares are at this time shorted by private and institutional investors with about 14.79 trading days to cover. More on Preferred Bank

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Preferred Stock Highlights

ChairmanLi Yu
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, SP Small-Cap 600, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.02360.0225
Sufficiently Up
Slightly volatile
Asset Turnover0.02910.0413
Way Down
Slightly volatile
Gross Profit Margin1.41.57
Fairly Down
Slightly volatile
Total Current Liabilities5.9 B5.7 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total344.2 M327.8 M
Sufficiently Up
Slightly volatile
Total AssetsB6.7 B
Sufficiently Up
Slightly volatile
Total Current AssetsB1.9 B
Sufficiently Up
Slightly volatile
Total Cash From Operating Activities183.7 M175 M
Sufficiently Up
Slightly volatile
Debt Levels
Preferred Bank can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Preferred Bank's financial leverage. It provides some insight into what part of Preferred Bank's total assets is financed by creditors.
Liquidity
Preferred Bank currently holds 168 M in liabilities with Debt to Equity (D/E) ratio of 0.16, which may suggest the company is not taking enough advantage from borrowing. Note, when we think about Preferred Bank's use of debt, we should always consider it together with its cash and equity.

Net Income

157.54 Million
Preferred Bank (PFBC) is traded on NASDAQ Exchange in USA. It is located in 601 South Figueroa Street, Los Angeles, CA, United States, 90017 and employs 300 people. Preferred Bank is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.26 B. Preferred Bank conducts business under Banks sector and is part of Financials industry. The entity has 13.19 M outstanding shares of which 918.53 K shares are at this time shorted by private and institutional investors with about 14.79 trading days to cover. Preferred Bank currently holds about 749.48 M in cash with 175 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 52.2.
Check Preferred Bank Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Preferred Bank is $1.26 Billion. The majority of Preferred Bank outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Preferred Bank to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Preferred Bank. Please pay attention to any change in the institutional holdings of Preferred Bank as this could imply that something significant has changed or is about to change at the company. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.
Check Preferred Ownership Details

Preferred Stock Institutional Holders

InstituionRecorded OnShares
Goldman Sachs Group Inc2024-06-30
225.3 K
Northern Trust Corp2024-09-30
175.3 K
Lsv Asset Management2024-09-30
167.2 K
Bank Of New York Mellon Corp2024-06-30
159.5 K
Jpmorgan Chase & Co2024-06-30
150.1 K
Phocas Financial Corp2024-06-30
144.3 K
American Century Companies Inc2024-09-30
138 K
Amvescap Plc.2024-06-30
128.4 K
Royal Bank Of Canada2024-06-30
124.7 K
Blackrock Inc2024-06-30
1.3 M
T. Rowe Price Investment Management,inc.2024-09-30
1.1 M
View Preferred Bank Diagnostics

Preferred Bank Historical Income Statement

At present, Preferred Bank's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Total Revenue is expected to grow to about 289.4 M, whereas Other Operating Expenses is forecasted to decline to about 37.9 M. View More Fundamentals

Preferred Stock Against Markets

Preferred Bank Corporate Executives

Elected by the shareholders, the Preferred Bank's board of directors comprises two types of representatives: Preferred Bank inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Preferred. The board's role is to monitor Preferred Bank's management team and ensure that shareholders' interests are well served. Preferred Bank's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Preferred Bank's outside directors are responsible for providing unbiased perspectives on the board's policies.
Edward CzajkaCFO and Executive VPProfile
Johnny HsuExecutive COOProfile
When determining whether Preferred Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Preferred Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Preferred Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Preferred Bank Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Preferred Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.
You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Preferred Bank. If investors know Preferred will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Preferred Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.09)
Dividend Share
2.8
Earnings Share
9.99
Revenue Per Share
19.356
Quarterly Revenue Growth
(0.05)
The market value of Preferred Bank is measured differently than its book value, which is the value of Preferred that is recorded on the company's balance sheet. Investors also form their own opinion of Preferred Bank's value that differs from its market value or its book value, called intrinsic value, which is Preferred Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Preferred Bank's market value can be influenced by many factors that don't directly affect Preferred Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Preferred Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Preferred Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Preferred Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.